The top-rated home insurance agent in Apex, North Carolina is Cherie Morrison - State Farm Insurance Agent, rated 4.9 stars across 476 reviews. Other highly rated options include Jill Gibson - State Farm Insurance Agent, Amy Williams - State Farm Insurance Agent, AAA - Apex Pkwy. This directory lists 18 home insurance agents serving Apex.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cherie Morrison - State Farm Insurance Agent | 109 Salem Towne Ct | (919) 387-9866 |
| 2 | Jill Gibson - State Farm Insurance Agent | 1785 W Williams St | (919) 355-2988 |
| 3 | Amy Williams - State Farm Insurance Agent | 2086 Energy Dr | (919) 303-7774 |
| 4 | AAA - Apex Pkwy | 1101 Apex Peakway | (919) 249-2120 |
| 5 | Jaclyn Lucas: Allstate Insurance | 203 S Salem St | (919) 367-2810 |
| 6 | Marlow Campbell Insurance Group | 1001 Pemberton Hill Rd STE 203 | (919) 362-7319 |
| 7 | WOOMER Insurance | 106 N Salem St | (919) 290-6000 |
| 8 | NC Farm Bureau Insurance | 209 N Salem St | (919) 589-0225 |
| 9 | Morgan & Allen Insurance Group, Apex Office | 1031 Pemberton Hill Rd STE 203 | (919) 339-9126 |
| 10 | Affinity Insurance Group | 800 W Williams St Suite 231H | (919) 296-3787 |
Cherie Morrison - State Farm Insurance Agent serves the Apex, North Carolina area, offering home insurance coverage tailored to local property owners. The agency helps clients protect their homes against common regional risks, including storm damage and fire. Policies can be customized to cover the dwelling, personal belongings, and liability. For Apex residents, the agent also handles additional living expense coverage should a home become uninhabitable due to a covered loss.
Homeowners, renters, and condo owners in the Apex area work with Jill Gibson - State Farm Insurance Agent for their home insurance needs. The agency provides coverage options to protect single-family homes, personal property, and liability against unforeseen events. Standard policies typically include dwelling protection and loss-of-use coverage for local residents. Clients can also discuss bundling home insurance with life or auto policies for added convenience. The agency additionally serves customers in the surrounding communities of Cary and the greater Research Triangle region.
Serving Apex, North Carolina, and the surrounding communities, Amy Williams - State Farm Insurance Agent handles home insurance policies designed to protect local residences. The agency works with homeowners on coverage for their dwelling and personal property against common regional risks. For a typical job, it begins by assessing the client's specific property details to identify relevant coverage needs, then customizes a policy to address those exposures directly.
AAA - Apex Pkwy in Apex, NC provides home insurance agent services to help clients select appropriate coverage for their residences. Its service approach includes policy reviews and assistance with filing claims when needed. Maintenance plans are not offered, as the agency focuses on adjusting policies to fit changing needs. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants requiring commercial coverage.
Jaclyn Lucas: Allstate Insurance offers home insurance agents in Apex, North Carolina, guiding clients between one‑time policy reviews for new homeowners and ongoing coverage adjustments as property needs evolve. The agency’s work typically includes helping customers understand dwelling protection, personal property coverage, and liability options suited to the local climate. Earthquakes are not included, as standard policies here exclude them. Service runs on a one‑time or as‑needed basis for policy changes.
As a home insurance agent, Marlow Campbell Insurance Group specializes in tailoring coverage for the unique needs of homeowners in Apex, NC. It provides general services such as helping clients select adequate dwelling protection and liability coverage for their properties. The agency works to ensure policies adequately address common local structure types and associated risks. It assists homeowners with evaluating coverage needs related to seasonal weather patterns, including the potential for severe thunderstorms and hail damage common in this region during spring and summer months.
With heavy rain and wind often drenching Apex homes in spring, WOOMER Insurance helps families review their coverage for storm damage and water intrusion before the worst weather arrives. They guide clients in Apex through policy options that address local risks like roof hail and fallen tree limbs. Their work involves comparing dwelling protection and personal property limits so homeowners understand what their plan truly covers. A home insurance agent from WOOMER Insurance will visit a property to inspect its exterior and provide a detailed initial assessment.
NC Farm Bureau Insurance in Apex, North Carolina serves homeowners seeking to protect their residential property and personal assets. It offers standard home insurance policies that address common risks like fire, theft, and weather-related damage. Customers can discuss policy coverage options to meet their neighborhood needs. The agency also provides support during the claims process for local residents. Its services extend to nearby communities within the Raleigh metro area, including Cary and Holly Springs.
Morgan & Allen Insurance Group, Apex Office provides residential home insurance coverage for properties of all sizes in and around the local area. The agency also offers commercial insurance solutions to protect local businesses and their assets. Serving homeowners across the Apex community, the team assists clients in selecting policies that fit their specific needs and budget. Regular policy reviews and follow-up consultations help ensure that existing coverage remains adequate between scheduled visits.
What Does a a Home Insurance Agent in Apex Cost?
Home insurance costs in Apex, North Carolina vary based on your home value, location, and coverage choices. Average annual premiums in the state range from 1,000 to 2,500 dollars for a typical single-family home. Factors like roof age, credit score, and proximity to fire stations affect your rate. This is general information, not insurance advice.
About home insurance agents in Apex
Home insurance agents in Apex, North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer coverage for wind and hail damage, but you can reject it in writing. Agents can explain these options and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a home insurance agent in Apex do?
A home insurance agent helps you compare policies from different companies and find coverage for your home. They explain deductibles, liability limits, and add-ons like flood insurance. Agents also assist with claims and policy changes.
Do I need flood insurance in Apex North Carolina?
Flood insurance is not required by state law, but mortgage lenders may require it if your home is in a flood zone. Apex has areas near creeks and lakes that can flood. An agent can check your flood risk and help you buy a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in North Carolina?
North Carolina law gives you up to three years from the date of loss to file a property insurance claim. This time limit is set by state statute. Check your policy for specific deadlines and contact your agent promptly after damage.