The top-rated home insurance agent in Clemmons, North Carolina is ALLCHOICE Insurance, rated 5.0 stars across 235 reviews. Other highly rated options include IIGNC Insurance, Alliance Insurance Services, Whitley-Reavis Insurance. This directory lists 17 home insurance agents serving Clemmons.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ALLCHOICE Insurance | 2513 Neudorf Rd | (336) 360-8870 |
| 2 | IIGNC Insurance | 3844 Clemmons Rd STE C | (336) 645-8888 |
| 3 | Alliance Insurance Services | 2255 Lewisville Clemmons Rd | (336) 354-4000 |
| 4 | Whitley-Reavis Insurance | 6201 Towncenter Dr Ste 110 | (336) 766-0515 |
| 5 | Christopher Just: Allstate Insurance | 4180 Clemmons Rd | (336) 766-6464 |
| 6 | Brad Romine - State Farm Insurance Agent | 3770 Clemmons Rd Ste A | (336) 766-3245 |
| 7 | The Hassell Insurance Group, Inc. | 3540 Clemmons Rd Suite 310 | (336) 306-9152 |
| 8 | The Morgan Agency | 2265 Lewisville Clemmons Rd STE B | (336) 721-9054 |
| 9 | McCall Insurance Services | 2511 Neudorf Rd STE G | (336) 766-1885 |
| 10 | Good Life Insurance | 2685 Lewisville Clemmons Rd | (336) 546-7956 |
ALLCHOICE Insurance provides residential home insurance solutions to property owners in Clemmons, North Carolina. The agency also handles commercial coverage for local small businesses seeking similar protection. Their service area encompasses Clemmons and the surrounding region of central North Carolina. Policies are designed to safeguard structures and personal belongings against common regional risks. Clients who secure their coverage through this agency often return for policy reviews and updates between regular premium payment visits, ensuring their protection keeps pace with changing property values.
IIGNC Insurance serves homeowners throughout Forsyth County and the surrounding region from its Clemmons, North Carolina location. The agency focuses on providing home insurance policies that protect single-family residences against common local risks such as storms, fire, and liability claims. Clients work with agents who assess individual property needs and coverage limits. Policies can be tailored to include dwelling protection, personal property coverage, and loss-of-use benefits. The office regularly handles replacement cost valuations for homes and assists with filing claims for wind and hail damage in this area.
Alliance Insurance Services in Clemmons, North Carolina, is known for helping local homeowners protect their properties. The agency offers a range of standard home insurance policies that cover dwellings, personal belongings, and liability. Customers can work with agents to adjust coverage according to their individual budgets and needs. As a specialty service, the company can add on flood insurance for homes located in designated flood zones within the surrounding area.
Whitley-Reavis Insurance serves homeowners, landlords, and property managers in the Clemmons, North Carolina area by arranging coverage for single-family homes, rental properties, and condominiums. An agent works with clients to explain different policy options and help select appropriate protection levels for each property's specific risks. Standard homeowners policies are offered, along with options for additional coverage like flood insurance and personal liability protection. The agency also extends its services to clients in the neighboring community of Lewisville.
Christopher Just: Allstate Insurance serves Clemmons, NC by providing a range of home insurance services, including coverage consultations and policy customization. The agency offers assistance with claims filing and routine policy maintenance, helping clients adjust coverage as their needs change over time. The typical process involves agent-led evaluations of dwelling protection, liability, and personal property coverage. Its service plans focus on annual policy reviews to ensure adequate limits for repairs or replacement. This agency services single-family homes, apartments, retail spaces, and local restaurants seeking commercial property endorsements.
Brad Romine - State Farm Insurance Agent serves the Clemmons, North Carolina area and surrounding communities with home insurance coverage. The agency handles policies designed to protect residential properties from common perils and unexpected damages. Typical needs include safeguarding dwelling structures, personal belongings, and providing liability protection. The agent works with clients to review individual coverage requirements and available options to build a suitable policy. To handle a typical job, the agency conducts a detailed assessment of a home’s characteristics and the client’s preferences before presenting a tailored insurance proposal.
The Hassell Insurance Group, Inc. in Clemmons, NC helps clients distinguish between a one-time policy purchase and a recurring annual service agreement. Their home insurance agents work with property owners to structure coverage that addresses dwelling, personal property, and liability protection. They explain how policy terms and deductibles apply to different loss scenarios. Service runs on a scheduled basis, with customers typically reviewing their coverage at each annual renewal period.
The Morgan Agency specializes in tailoring homeowners insurance policies to protect properties in Clemmons, NC. It also handles general coverage needs like liability and personal property protection for local residents. Agents guide clients through choosing appropriate dwelling limits and understanding policy endorsements. As hurricane season approaches, the agency helps homeowners review wind and hail damage provisions within their plans to ensure comprehensive coverage against common regional storms.
Spring storms in Clemmons can bring sudden wind and hail damage to homes, and McCall Insurance Services helps residents prepare by reviewing their homeowners policy to ensure proper dwelling and personal property coverage. The company discusses deductible options for typical regional weather events and explains how replacement cost versus actual cash value affects settlement amounts. After a consultation, the agent schedules a property risk assessment to identify potential concerns like old roofs or unsecured outdoor items.
What Does a a Home Insurance Agent in Clemmons Cost?
The average cost of home insurance in North Carolina is about 1,300 to 1,800 dollars per year for a standard policy. Costs in Clemmons may vary based on your homes age location and coverage limits. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Clemmons
Home insurance agents in Clemmons North Carolina help you find coverage for your house and belongings. North Carolina law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how the states wind and hail pool works for properties in high risk areas.
Frequently Asked Questions
What does a home insurance agent in Clemmons do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you file claims. Agents in Clemmons know local risks like storms and flooding.
Do I need flood insurance in Clemmons North Carolina?
Standard home insurance policies do not cover flood damage. If your property is in a flood zone your lender may require flood insurance. Your agent can help you get a separate flood policy through the National Flood Insurance Program.
What is the North Carolina wind and hail pool?
The North Carolina Insurance Underwriting Association offers wind and hail coverage for properties that cannot get it from private insurers. This pool is for homes in coastal areas and some inland areas. Your agent can tell you if your Clemmons property needs this coverage.