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Find Home Insurance Agents Near You in Lincolnton, NC

Browse home insurance agents serving Lincolnton, North Carolina. Updated 2026-07-14.

The top-rated home insurance agent in Lincolnton, North Carolina is L&L Insurance Agency Lincolnton, NC, rated 4.9 stars across 350 reviews. Other highly rated options include Kale Insurance, Billye Roland - State Farm Insurance Agent, Paul Parker - State Farm Insurance Agent. This directory lists 19 home insurance agents serving Lincolnton.

Showing 19 home insurance agents in Lincolnton, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L&L Insurance Agency Lincolnton, NC1442 N Aspen St(704) 732-1811
2Kale Insurance107 N Cedar St(704) 732-4646
3Billye Roland - State Farm Insurance Agent1912 E Main St(704) 732-2253
4Paul Parker - State Farm Insurance Agent1203 E Main St(704) 735-7700
5Patricia Mosteller: Allstate Insurance2614 E Main St(704) 732-6890
6Watson Insurance Agency301 E Main St(704) 735-3006
7Alan Carpenter: Allstate Insurance479 N Generals Blvd(704) 735-8952
8Total Choice Insurance Agency2586 E Main St(704) 908-1505
9Leavitt Elite Insurance Advisors2740 NC-27(704) 735-6974
10Leonard Insurance Advisors, LLC312 E Water St(704) 735-7427
LI
1442 N Aspen St
L&L Insurance Agency Lincolnton, NC
Home Insurance Agent · Lincolnton, NC

L&L Insurance Agency serves the Lincolnton, North Carolina area and the surrounding Lincoln County region, providing services as a local home insurance agent. The company works with homeowners to secure coverage tailored to different residential needs, including policies for single-family houses and rental properties. They assist clients in navigating policy options, such as protection against common regional risks like storms and fire damage. Specific services the agency handles include standard homeowners insurance and additional coverage for detached structures, such as garages and sheds.

KI
107 N Cedar St
Kale Insurance
Home Insurance Agent · Lincolnton, NC

Kale Insurance provides a comprehensive range of home insurance options to property owners in the Lincolnton, NC area. Its services include helping clients secure coverage for their dwelling and personal belongings, as well as liability protection. The company offers standard policy selections along with options for adjusting deductibles and coverage limits to fit individual needs. Plans often include periodic policy reviews to ensure adequate protection as circumstances change. It serves single-family homes, apartments, retail properties, and restaurants.

BR
1912 E Main St
Billye Roland - State Farm Insurance Agent
Home Insurance Agent · Lincolnton, NC

Serving homeowners, businesses, and property managers in Lincolnton, NC, Billye Roland - State Farm Insurance Agent provides home insurance policies tailored to protect residential and commercial structures. The agency assists clients in selecting coverage for dwelling damage, personal property, and liability. As a local agent, the office works directly with policyholders to review individual insurance needs and adjust coverage as property values change. The agency also serves the broader Lincoln County area, including communities such as Denver and the surrounding metro region.

PP
1203 E Main St
Paul Parker - State Farm Insurance Agent
Home Insurance Agent · Lincolnton, NC

Serving the Lincolnton, NC area and its surrounding communities, Paul Parker - State Farm Insurance Agent handles home insurance policies designed to protect local residences. The company addresses risks common to the region, including storm damage and property liability, through personalized coverage plans. Each client’s needs are assessed individually to match the appropriate policy options and deductibles. To manage a typical claim, the agent works directly with homeowners from the initial report through to the final settlement, guiding each step.

PM
2614 E Main St
Patricia Mosteller: Allstate Insurance
Home Insurance Agent · Lincolnton, NC

Patricia Mosteller: Allstate Insurance in Lincolnton, NC, helps clients distinguish between one-time policy setups and recurring service options such as updating coverage after life changes. Home insurance agents in this area focus on tailoring protection for local property risks. Services are available on an as-needed basis for claims support, billing questions, or policy adjustments, ensuring homeowners can access professional guidance whenever circumstances require direct assistance.

WI
301 E Main St
Watson Insurance Agency
Home Insurance Agent · Lincolnton, NC

As spring storms approach Lincolnton, Watson Insurance Agency helps homeowners review their policies for adequate coverage against local wind and hail damage. This home insurance agent provides guidance on selecting appropriate policy limits and deductibles for properties in North Carolina. They explain how different coverage options protect a home and its contents. Following a review of a client’s specific needs, the agent offers an initial assessment of the property to identify any potential risks or recommended updates.

AC
479 N Generals Blvd
Alan Carpenter: Allstate Insurance
Home Insurance Agent · Lincolnton, NC

Alan Carpenter: Allstate Insurance offers specialized homeowners coverage that protects the structure and personal belongings inside a house. It also provides general property insurance services for residences in the Lincolnton, North Carolina area. This agency works to tailor policies to different dwelling types and personal situations. During hail or windstorm season, it helps local homeowners assess their coverage options for potential roof and exterior damage from severe weather events common in the region.

TC
2586 E Main St
Total Choice Insurance Agency
Home Insurance Agent · Lincolnton, NC

As the leaves change and winter weather approaches, homeowners in Lincolnton, NC begin reviewing their property protection needs. Total Choice Insurance Agency responds by evaluating local risks such as wind, hail, and freezing pipes. Their home insurance agent work helps residents find appropriate coverage to protect their structures and personal belongings. Whether a homeowner is purchasing a new policy or updating an existing one, the process starts with a thorough review of the property and the client's specific needs during an initial consultation.

LE
2740 NC-27
Leavitt Elite Insurance Advisors
Home Insurance Agent · Lincolnton, NC

Leavitt Elite Insurance Advisors in Lincolnton, North Carolina, helps homeowners secure policies to protect their residences and personal property against local risks. The agency can specialize in adding personal umbrella liability coverage or scheduled jewelry and art endorsements to standard policies. Their services extend beyond home coverage to address the insurance needs for commercial sectors, including offices, warehouses, and food service operations.

LI
312 E Water St
Leonard Insurance Advisors, LLC
Home Insurance Agent · Lincolnton, NC

Leonard Insurance Advisors, LLC offers clients in Lincolnton, North Carolina personalized guidance on structuring residential property coverage. The agency specializes in securing comprehensive policies for individual homeowners, including valuable add-ons such as protection for personal belongings, liability coverage, and provisions for additional living expenses after a covered loss. These tailored plans help safeguard single-family homes and condominiums against common regional risks. The firm also addresses the distinct insurance needs of commercial properties, providing service for local offices, warehouses, and food service establishments.

TH
228 E Main St
Turner Houser Insurance Group
Home Insurance Agent · Lincolnton, NC
(704) 732-9577
turnerhouserins.com
CI
334 S Aspen St
Citizens Insurance Agency, Inc.
Home Insurance Agent · Lincolnton, NC
(704) 735-2251
citizensins.net
NF
2000 N Aspen St
NC Farm Bureau Insurance
Home Insurance Agent · Lincolnton, NC
(704) 735-1483
ncfbins.com/lincolnton
NI
206 Lithia Inn Rd
Nationwide Insurance: Stanley M. Goodson
Home Insurance Agent · Lincolnton, NC
(704) 735-2425
LI
2586 E Main St
Love insurance agency
Home Insurance Agent · Lincolnton, NC
(704) 735-3135
1A
417 E Main St
1st Advantage Insurance Group
Home Insurance Agent · Lincolnton, NC
(704) 488-3541
1stadvantageinsurancegroup.com/contact-us/index.html
NI
206 Lithia Inn Rd
Nationwide Insurance: Byus & Associates, Inc.
Home Insurance Agent · Lincolnton, NC
(704) 735-2425
agency.nationwide.com/nc/lincolnton/28092/byus-&-associates-inc
IH
2595 N Aspen St
Insurance House by Triplett & Associates
Home Insurance Agent · Lincolnton, NC
(704) 495-3436
LI
510 E Main St
Lincoln Insurance Agency
Home Insurance Agent · Lincolnton, NC
(704) 735-6005
lincolninsuranceagencyinc.com

What Does a a Home Insurance Agent in Lincolnton Cost?

The average cost of home insurance in North Carolina is around 1300 to 1700 dollars per year for a typical policy. In Lincolnton rates may vary based on your homes age location and coverage limits. Factors like roof condition and credit score also affect price. This is general information not insurance advice.

About home insurance agents in Lincolnton

Home insurance agents in Lincolnton North Carolina help you find coverage for your house and belongings. North Carolina law does not require homeowners insurance but mortgage lenders usually do. A local agent can explain policy options and help you meet your specific needs.

Frequently Asked Questions

What does a home insurance agent in Lincolnton do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and liability. They also assist with claims and policy changes.

Is home insurance required in North Carolina?

North Carolina law does not require homeowners insurance. However if you have a mortgage your lender will require it. An agent can help you find a policy that satisfies lender requirements.

How do I choose a home insurance agent in Lincolnton?

Look for an agent licensed in North Carolina with experience in Lincoln County. Ask about their knowledge of local risks like storms and flooding. Check reviews and compare quotes from several agents.

Home Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.