The top-rated home insurance agent in Utica, Michigan is Action Insurance Service, Inc., rated 4.9 stars across 162 reviews. Other highly rated options include Nick Morang - State Farm Insurance Agent, Beck Insurance, Michigan Insurance And Financial Services, Utica #2. This directory lists 13 home insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Action Insurance Service, Inc. | 7659 Auburn Rd | (586) 739-9080 |
| 2 | Nick Morang - State Farm Insurance Agent | 7726 Auburn Rd | (586) 254-7660 |
| 3 | Beck Insurance | 8344 Hall Rd Suite 102 | (586) 731-5800 |
| 4 | Michigan Insurance And Financial Services, Utica #2 | 45138 Cass Ave | (586) 710-7605 |
| 5 | Superior Insurance Agency, LLC | 11255 Hall Rd #202 | (586) 843-3262 |
| 6 | Goosehead Insurance - Anthony Dawood | 8300 Hall Rd Suite 100A | (586) 204-8568 |
| 7 | Cardamone Insurance Agency | 7675 Auburn Rd | (586) 254-5050 |
| 8 | Alisha Alef - State Farm Insurance Agent | 7726 Auburn Rd | (586) 731-5556 |
| 9 | Michigan Insurance and Financial Services - Headquarters | 45136 Cass Ave | (586) 710-7600 |
| 10 | John J. Boyd & Associates, Inc. | 7817 McClellan St | (586) 314-3400 |
Action Insurance Service, Inc. serves homeowners living in Macomb County from its office in Utica, Michigan. This home insurance agency helps clients protect their residential properties and personal belongings against common risks. They work with local homeowners to review coverage needs for dwelling protection and liability. The company also assists clients in finding appropriate policies to safeguard their assets through personalized insurance options in the Utica area.
Nick Morang - State Farm Insurance Agent in Utica, MI, provides a full range of home insurance services tailored to local residential needs. The agency offers standard coverage options for dwelling protection and personal property, along with customizable maintenance plans that include liability coverage and discounts for protective devices like alarm systems. Policyholders can bundle policies for added savings and receive periodic reviews of their deductibles and coverage limits. The company services single-family homes, apartments, retail spaces, and restaurants throughout the Utica area.
Beck Insurance serves homeowners throughout Utica, Michigan, offering personalized home insurance policies tailored to individual property needs. The agency guides clients through coverage options for protecting their homes and personal belongings against common local risks. As a dedicated home insurance agent in the community, it assists with policy questions, adjustments, and claims support to ensure customers have appropriate protection. The agency also provides its services to property owners in neighboring Sterling Heights and the surrounding Macomb County metro area.
Located in Utica, Michigan Insurance And Financial Services, Utica #2 serves Utica and the surrounding Macomb County communities. As a home insurance agent, it handles residential property coverage, including policies for single-family homes and townhomes in the area. Its work typically involves reviewing a homeowner’s existing policy, explaining coverage limits and deductibles, and comparing options from multiple insurers. To handle a typical job, the agency follows a detailed consultation to identify specific risks and then presents tailored coverage choices without pressuring the client into a decision.
Superior Insurance Agency, LLC in Utica, MI provides home insurance agent services through both one-time policy consultations and recurring coverage management, ensuring homeowners can address unique property risks. These services protect against common perils such as fire, theft, and weather-related damage, tailoring coverage limits and deductibles to individual needs. The company assists with evaluating structural and liability protection options for local residences. Service runs on an as-needed basis, with clients contacting the office when they require a new policy, renewal review, or claim assistance.
Goosehead Insurance - Anthony Dawood in Utica, MI offers customized coverage for homeowners, including protection for dwelling, personal property, and liability. The agency works with multiple carriers to find suitable policies for a variety of housing types and client needs. It assists local residents with comparing coverage options and navigating claims processes. In winter, the agency helps clients review policies for ice dam damage and frozen pipe protection, which are frequent seasonal concerns in the area.
As Michigan homeowners prepare for the unpredictable changes of each season, particularly the heavy snow and ice of a Utica winter, Cardamone Insurance Agency provides home insurance tailored to local risks. Their agents work with policies that cover potential damage from storms, freezing pipes, and other common regional hazards. They help clients understand coverage for the structure, personal belongings, and liability protection specific to their property. The process often begins with a free consultation to review the home and discuss a personalized assessment of insurance needs.
Alisha Alef - State Farm Insurance Agent assists homeowners in Utica, MI, with policies that protect dwellings and personal property. Its specialty add-ons can include coverage for valuable items, water backup damage, or identity restoration. This agency works closely with residents to review liability limits and deductible options suited to individual needs. It serves the commercial sectors through business insurance for local offices, warehouses, and food service establishments.
Located in Utica, Michigan Insurance and Financial Services - Headquarters assists homeowners with residential policies to protect their properties and belongings. The agency also provides commercial coverage for local businesses within the greater Utica area. All insurance advice is tailored to individual risk profiles and regional weather considerations. After a policy is issued, the agent remains available to answer ongoing questions or adjust coverage as needs change between regular review appointments.
John J. Boyd & Associates, Inc. in Utica, MI, is known for helping local homeowners protect their properties against common regional risks. The agency provides standard coverage options for structures, personal belongings, and liability protection. Clients can also discuss additional endorsements tailored to their specific needs. The team works to explain policy details clearly during consultations. For added peace of mind, the company offers separate flood insurance policies to cover water damage often excluded from basic dwelling plans.
What Does a a Home Insurance Agent in Utica Cost?
The average cost of home insurance in Michigan is about 1,200 to 1,500 dollars per year for a standard policy. Costs vary by home value, location in Utica, and coverage limits. Older homes or those near water may cost more. This is general information, not insurance advice.
About home insurance agents in Utica
Home insurance agents in Utica Michigan help you find coverage for your house and belongings. Michigan law requires insurers to offer specific coverage for sewer backup and water damage. An agent can explain these options and tailor a policy to your needs.
Frequently Asked Questions
What does a home insurance agent in Utica do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.
Do I need flood insurance in Utica Michigan?
Standard home insurance does not cover flood damage. Utica is near the Clinton River so flood risk exists. You may need a separate flood policy from the National Flood Insurance Program.
How can I lower my home insurance cost in Michigan?
You can raise your deductible or bundle home and auto policies. Installing smoke detectors and security systems may also reduce premiums. Ask your agent about discounts specific to Michigan.
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