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Find Home Insurance Agents Near You in Utica, MI

Browse home insurance agents serving Utica, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Utica, Michigan is Action Insurance Service, Inc., rated 4.9 stars across 162 reviews. Other highly rated options include Nick Morang - State Farm Insurance Agent, Beck Insurance, Michigan Insurance And Financial Services, Utica #2. This directory lists 13 home insurance agents serving Utica.

Showing 13 home insurance agents in Utica, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Action Insurance Service, Inc.7659 Auburn Rd(586) 739-9080
2Nick Morang - State Farm Insurance Agent7726 Auburn Rd(586) 254-7660
3Beck Insurance8344 Hall Rd Suite 102(586) 731-5800
4Michigan Insurance And Financial Services, Utica #245138 Cass Ave(586) 710-7605
5Superior Insurance Agency, LLC11255 Hall Rd #202(586) 843-3262
6Goosehead Insurance - Anthony Dawood8300 Hall Rd Suite 100A(586) 204-8568
7Cardamone Insurance Agency7675 Auburn Rd(586) 254-5050
8Alisha Alef - State Farm Insurance Agent7726 Auburn Rd(586) 731-5556
9Michigan Insurance and Financial Services - Headquarters45136 Cass Ave(586) 710-7600
10John J. Boyd & Associates, Inc.7817 McClellan St(586) 314-3400
AI
7659 Auburn Rd
Action Insurance Service, Inc.
Home Insurance Agent · Utica, MI

Action Insurance Service, Inc. serves homeowners living in Macomb County from its office in Utica, Michigan. This home insurance agency helps clients protect their residential properties and personal belongings against common risks. They work with local homeowners to review coverage needs for dwelling protection and liability. The company also assists clients in finding appropriate policies to safeguard their assets through personalized insurance options in the Utica area.

NM
7726 Auburn Rd
Nick Morang - State Farm Insurance Agent
Home Insurance Agent · Utica, MI

Nick Morang - State Farm Insurance Agent in Utica, MI, provides a full range of home insurance services tailored to local residential needs. The agency offers standard coverage options for dwelling protection and personal property, along with customizable maintenance plans that include liability coverage and discounts for protective devices like alarm systems. Policyholders can bundle policies for added savings and receive periodic reviews of their deductibles and coverage limits. The company services single-family homes, apartments, retail spaces, and restaurants throughout the Utica area.

BI
8344 Hall Rd Suite 102
Beck Insurance
Home Insurance Agent · Utica, MI

Beck Insurance serves homeowners throughout Utica, Michigan, offering personalized home insurance policies tailored to individual property needs. The agency guides clients through coverage options for protecting their homes and personal belongings against common local risks. As a dedicated home insurance agent in the community, it assists with policy questions, adjustments, and claims support to ensure customers have appropriate protection. The agency also provides its services to property owners in neighboring Sterling Heights and the surrounding Macomb County metro area.

MI
45138 Cass Ave
Michigan Insurance And Financial Services, Utica #2
Home Insurance Agent · Utica, MI

Located in Utica, Michigan Insurance And Financial Services, Utica #2 serves Utica and the surrounding Macomb County communities. As a home insurance agent, it handles residential property coverage, including policies for single-family homes and townhomes in the area. Its work typically involves reviewing a homeowner’s existing policy, explaining coverage limits and deductibles, and comparing options from multiple insurers. To handle a typical job, the agency follows a detailed consultation to identify specific risks and then presents tailored coverage choices without pressuring the client into a decision.

SI
11255 Hall Rd #202
Superior Insurance Agency, LLC
Home Insurance Agent · Utica, MI

Superior Insurance Agency, LLC in Utica, MI provides home insurance agent services through both one-time policy consultations and recurring coverage management, ensuring homeowners can address unique property risks. These services protect against common perils such as fire, theft, and weather-related damage, tailoring coverage limits and deductibles to individual needs. The company assists with evaluating structural and liability protection options for local residences. Service runs on an as-needed basis, with clients contacting the office when they require a new policy, renewal review, or claim assistance.

GI
8300 Hall Rd Suite 100A
Goosehead Insurance - Anthony Dawood
Home Insurance Agent · Utica, MI

Goosehead Insurance - Anthony Dawood in Utica, MI offers customized coverage for homeowners, including protection for dwelling, personal property, and liability. The agency works with multiple carriers to find suitable policies for a variety of housing types and client needs. It assists local residents with comparing coverage options and navigating claims processes. In winter, the agency helps clients review policies for ice dam damage and frozen pipe protection, which are frequent seasonal concerns in the area.

CI
7675 Auburn Rd
Cardamone Insurance Agency
Home Insurance Agent · Utica, MI

As Michigan homeowners prepare for the unpredictable changes of each season, particularly the heavy snow and ice of a Utica winter, Cardamone Insurance Agency provides home insurance tailored to local risks. Their agents work with policies that cover potential damage from storms, freezing pipes, and other common regional hazards. They help clients understand coverage for the structure, personal belongings, and liability protection specific to their property. The process often begins with a free consultation to review the home and discuss a personalized assessment of insurance needs.

AA
7726 Auburn Rd
Alisha Alef - State Farm Insurance Agent
Home Insurance Agent · Utica, MI

Alisha Alef - State Farm Insurance Agent assists homeowners in Utica, MI, with policies that protect dwellings and personal property. Its specialty add-ons can include coverage for valuable items, water backup damage, or identity restoration. This agency works closely with residents to review liability limits and deductible options suited to individual needs. It serves the commercial sectors through business insurance for local offices, warehouses, and food service establishments.

MI
45136 Cass Ave
Michigan Insurance and Financial Services - Headquarters
Home Insurance Agent · Utica, MI

Located in Utica, Michigan Insurance and Financial Services - Headquarters assists homeowners with residential policies to protect their properties and belongings. The agency also provides commercial coverage for local businesses within the greater Utica area. All insurance advice is tailored to individual risk profiles and regional weather considerations. After a policy is issued, the agent remains available to answer ongoing questions or adjust coverage as needs change between regular review appointments.

JJ
7817 McClellan St
John J. Boyd & Associates, Inc.
Home Insurance Agent · Utica, MI

John J. Boyd & Associates, Inc. in Utica, MI, is known for helping local homeowners protect their properties against common regional risks. The agency provides standard coverage options for structures, personal belongings, and liability protection. Clients can also discuss additional endorsements tailored to their specific needs. The team works to explain policy details clearly during consultations. For added peace of mind, the company offers separate flood insurance policies to cover water damage often excluded from basic dwelling plans.

AI
8641 Hall Rd
ALF Insurance Agency LLC
Home Insurance Agent · Utica, MI
(586) 731-5791
AI
45200 Sterritt St Ste 104
ATM Insurance Solutions LLC
Home Insurance Agent · Utica, MI
(586) 991-5066
atminssol.com
GI
8344 Hall Rd #114
Goosehead Insurance - John VanLoon
Home Insurance Agent · Utica, MI
(248) 554-1185
goosehead.com/agents/mi/utica/john-vanloon

What Does a a Home Insurance Agent in Utica Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,500 dollars per year for a standard policy. Costs vary by home value, location in Utica, and coverage limits. Older homes or those near water may cost more. This is general information, not insurance advice.

About home insurance agents in Utica

Home insurance agents in Utica Michigan help you find coverage for your house and belongings. Michigan law requires insurers to offer specific coverage for sewer backup and water damage. An agent can explain these options and tailor a policy to your needs.

Frequently Asked Questions

What does a home insurance agent in Utica do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.

Do I need flood insurance in Utica Michigan?

Standard home insurance does not cover flood damage. Utica is near the Clinton River so flood risk exists. You may need a separate flood policy from the National Flood Insurance Program.

How can I lower my home insurance cost in Michigan?

You can raise your deductible or bundle home and auto policies. Installing smoke detectors and security systems may also reduce premiums. Ask your agent about discounts specific to Michigan.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.