The top-rated home insurance agent in Brighton, Michigan is Tom Storm Insurance Agency, Inc., rated 4.9 stars across 601 reviews. Other highly rated options include Giardini Medicare // Your Transition to Medicare Team, Barb Vogelheim - State Farm Insurance Agent, Erik Kramer - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Brighton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Storm Insurance Agency, Inc. | 11370 Grand River Ave | (810) 588-6310 |
| 2 | Giardini Medicare // Your Transition to Medicare Team | 800 W Grand River Ave | (248) 871-7756 |
| 3 | Barb Vogelheim - State Farm Insurance Agent | 5925 Meridian #200 | (810) 229-9338 |
| 4 | Erik Kramer - State Farm Insurance Agent | 1036 E Grand River Ave | (810) 227-3630 |
| 5 | Blakemore Insurance Agency - Farm Bureau Insurance | 8491 Grand River Ave Ste 650 | (810) 229-3374 |
| 6 | Meg Spinale - State Farm Insurance Agent | 404 W Grand River Ave | (248) 647-4870 |
| 7 | Eastman Insurance Agency, Inc. | 8042 Grand River Ave | (810) 227-1410 |
| 8 | Kara Miller: Allstate Insurance | 630 W Grand River Ave Ste A | (810) 227-0880 |
| 9 | Farmers Insurance - Travis Spaman | 142 Brighton Lake Rd | (810) 522-5234 |
| 10 | Heidi Kussurelis Insurance | 9973 E Grand River Ave | (810) 626-0245 |
Tom Storm Insurance Agency, Inc. serves the Brighton, MI area and nearby Livingston County communities with comprehensive home insurance agent services. The agency helps homeowners protect their properties by reviewing coverage needs and policy options from multiple insurers. It works to find appropriate protection for dwellings, personal belongings, and liability risks. Customer consultations are available to discuss policy deductibles and limits in detail. Specific services it handles include coverage for detached structures and personal property replacement cost endorsements.
Giardini Medicare // Your Transition to Medicare Team provides comprehensive home insurance agent services throughout the Brighton area, helping clients evaluate coverage options for property protection. Its ongoing account management includes annual policy reviews to adjust for changing home values or renovation needs. The company informs homeowners about liability coverage and natural disaster protections relevant to the local climate. It services a range of properties including single-family homes, apartments, retail establishments, and restaurants in the Brighton community.
Barb Vogelheim - State Farm Insurance Agent serves homeowners, property managers, and small businesses in and around Brighton, Michigan, with residential and commercial property insurance policies. This local agency helps clients compare coverage options, understand deductibles, and find protection tailored to individual property needs. Clients can discuss policies in person or by phone to review liability limits and additional living expense coverage. The agency also provides services to residents in nearby communities such as Howell and the surrounding Livingston County area.
Erik Kramer - State Farm Insurance Agent serves Brighton, Michigan, and the surrounding communities, handling a range of homeowner policies for local properties. The agency works to match clients with coverage that protects their houses and personal belongings from common regional risks. For a standard job, an agent reviews the property’s specific needs, discusses available options, and helps tailor a plan that fits the homeowner’s budget and situation.
Unlike home repairs that offer either a single visit or a recurring maintenance plan, this agency provides annual policy reviews as needed, paired with ongoing claims support coverage tailored to Brighton, MI properties. Home insurance protection here covers dwelling, personal belongings, liability, and additional living expenses after a covered loss. Clients receive continuous access for inquiries without a fixed schedule. Service runs on an as-needed basis for changes and annual renewals, while claims assistance is available whenever required.
Meg Spinale - State Farm Insurance Agent in Brighton, MI, specializes in customizable home insurance policies that cover dwelling, personal property, and liability protection. It also provides general insurance services to help local residents assess risks and select appropriate coverage for their homes. As homeowners face seasonal threats such as severe winter storms or spring flooding common to the area, this agency helps clients evaluate and update their policies to address potential water or ice damage before the next season arrives.
With heavy spring rains threatening basements and older roofs across Brighton, Eastman Insurance Agency, Inc. focuses on home insurance coverage that addresses common regional risks. The agency works with local clients to explain how standard policies address water damage and wind-related losses from severe storms common in southeastern Michigan. A dedicated agent reviews each property’s specific exposures before offering a set of coverage options. Every new policy begins with a detailed walk-through and exterior inspection of the home.
Kara Miller: Allstate Insurance provides residential home insurance services to property owners in the Brighton, Michigan area. Home insurance agents in this region assist clients with policies covering dwellings, personal belongings, and liability. In addition to residential coverage, the company also offers commercial insurance for local businesses. Agent services extend to clients throughout greater Livingston County. The office helps homeowners review their existing policies and makes recommendations based on current property values. Follow-up service is provided to address changes in coverage needs between regular policy review visits.
Farmers Insurance - Travis Spaman in Brighton, MI assists homeowners with core coverage for dwellings and liability, then specializes in add-ons such as water backup, identity theft recovery, and valuable items protection. The agency serves clients seeking policies that include personal and medical payments coverage. From owner-occupied houses and seasonal cabins to multi-family rental properties, it handles residential needs. The agency can also address policies for commercial sectors, including modest offices, small warehouses, and local food service operations.
Serving Brighton, Michigan, and the surrounding communities, Heidi Kussurelis Insurance handles home insurance policies designed to protect residential properties and personal belongings. The company works with clients to determine suitable coverage levels that address common local risks, such as severe weather events. For a typical job, it reviews the specific details of a home and the homeowner’s needs before presenting tailored policy options that balance protection with budget considerations.
What Does a a Home Insurance Agent in Brighton Cost?
The average cost of home insurance in Michigan is about 1,200 to 1,500 dollars per year for a standard policy. Factors like your homes age location and coverage limits affect the price. A Brighton agent can provide quotes tailored to your property. This is general information not insurance advice.
About home insurance agents in Brighton
Home insurance agents in Brighton Michigan help you find coverage for your house and belongings. Michigan law does not require homeowners insurance but mortgage lenders usually do. Agents can explain local risks like winter storms and lake effect snow.
Frequently Asked Questions
What does a home insurance agent in Brighton do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with filing claims after a loss.
Is home insurance required by law in Michigan?
Michigan state law does not require homeowners insurance. However your mortgage lender will likely require it. If you have a loan the lender sets minimum coverage amounts.
How long do I have to file a home insurance claim in Michigan?
Michigan insurance policies usually require you to notify your insurer promptly after a loss. Most policies set a time limit of one year from the date of loss to file a lawsuit if needed. Check your specific policy for exact deadlines.
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