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Find Home Insurance Agents in Bay City, MI

Looking for a home insurance agent in Bay City? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Bay City, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 home insurance agents in Bay City, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Fletcher - State Farm Insurance Agent
306 Center Ave, Bay City, MI 48708
(989) 893-3553 nickfletchersf.com
Farmers Insurance - Mark Townsend
509 E Midland St, Bay City, MI 48706
(989) 469-0009 agents.farmers.com
Brent Mishler - State Farm Insurance Agent
3583 Wilder Rd UNIT 5, Bay City, MI 48706
(989) 686-8680 insurebaycity.com
Jon LaPorte - State Farm Insurance Agent
1416 State St #1, Bay City, MI 48706
(989) 895-5570 jonlaportebaycity.com
Weaver Group Insurance Agency
916 Washington Ave STE 204, Bay City, MI 48708
(989) 391-5085 locator.meemic.com
Thomas Campbell - State Farm Insurance Agent
902 S Euclid Ave, Bay City, MI 48706
(989) 686-0100 tomrocks.net
Lori Harrison - State Farm Insurance Agent
815 Columbus Ave, Bay City, MI 48708
(989) 895-5536 mybaycityagent.com
MCI Insurance
701 N Madison Ave, Bay City, MI 48708
(989) 892-5541 mciinsurance.com
The Kory Agency
900 S Euclid Ave, Bay City, MI 48706
(989) 391-5200 thekoryagency.com
Superior Insurance Group
916 Washington Ave SUITE 210, Bay City, MI 48708
(989) 893-7651 sig-mi.com
John Shankool - State Farm Insurance Agent
1200 W Jenny St, Bay City, MI 48706
(989) 922-3800 shankool.com
Jeff Hunt - State Farm Insurance Agent
4359 Wilder Rd, Bay City, MI 48706
(989) 686-7840 jeffhuntinsurance.com
Farmers Insurance - Miranda Keenan
264 Uptown Dr, Bay City, MI 48708
(989) 671-9899 agents.farmers.com
Michael Hayes Agency/Farm Bureau Insurance
509 S Euclid Ave, Bay City, MI 48706
(989) 684-4160 michfb.com
Hine-Knopp-Vernon Insurance Agency
501 E Midland St, Bay City, MI 48706
(989) 894-2769 hineknoppvernoninsurance.net
Future Insurance Agency
501 S Euclid Ave, Bay City, MI 48706
(989) 922-0049 futureins.com
The Lenar Agency
916 N Euclid Ave, Bay City, MI 48706
(989) 401-7770
Aird Insurance Group - Farm Bureau Insurance
903 Saginaw St, Bay City, MI 48708
(989) 792-9687 airdinsurancegroup.com
Bechert Insurance Group-Farm Bureau Insurance in Bay City
503 N Euclid Ave Suite 11, Bay City, MI 48706
(989) 656-6860 michfb.com
Valley United Insurance
1108 W Jenny St, Bay City, MI 48706
(989) 686-7099 valleyunitedinsurance.com

Home insurance agents in Bay City Michigan help residents find coverage for their homes and belongings. Michigan law requires that all homeowners insurance policies include coverage for wind and hail damage. Agents can explain the specific risks for Bay City homes near the Saginaw River and Lake Huron shoreline.

What Does a Home Insurance Agent in Bay City Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. In Bay City, rates can vary based on your homes age, location, and claims history. Homes closer to the Saginaw River or Lake Huron may have higher premiums due to flood and wind risks. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Bay City do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection, personal property coverage, and liability insurance. They also help you understand Michigan specific requirements such as the 30 day notice period for policy non-renewal.
How do I choose a home insurance agent in Bay City Michigan?
Look for an agent who is licensed in Michigan and has experience with homes in the Great Lakes Bay Region. Ask about their knowledge of flood insurance needs for properties near the Saginaw River. Check their reviews and ask for quotes from multiple agents before deciding.
What coverage do I need for my Bay City home?
Standard home insurance in Michigan covers dwelling, other structures, personal property, loss of use, and liability. You may need additional flood insurance if your home is in a flood zone. An agent can help you decide if you need extra coverage for sewer backup or high value items.