The top-rated home insurance agent in Bloomfield Hills, Michigan is E&Y Insurance Agency, rated 5.0 stars across 554 reviews. Other highly rated options include Elizabeth Ross - State Farm Insurance Agent, Andrew Smith - State Farm Insurance Agent, Goosehead Insurance - Marty O'Neill. This directory lists 14 home insurance agents serving Bloomfield Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | E&Y Insurance Agency | 33 Bloomfield Hills Pkwy Suite 245 | (248) 362-1313 |
| 2 | Elizabeth Ross - State Farm Insurance Agent | 2525 S Telegraph Rd #106 | (248) 641-8200 |
| 3 | Andrew Smith - State Farm Insurance Agent | 10 W Square Lake Rd #220 | (248) 435-4070 |
| 4 | Goosehead Insurance - Marty O'Neill | 41000 Woodward Ave Suite 350 East | (248) 542-7770 |
| 5 | The M1 Agency | 41000 Woodward Ave Suite 350E | (248) 771-3161 |
| 6 | Kimberly Morris - State Farm Insurance Agent | 6441 Inkster Rd #240 | (248) 851-2757 |
| 7 | The Hartley Agency - Farmers Insurance | 6421 Inkster Rd #106 | (248) 847-3167 |
| 8 | Dennis J Hendren: Allstate Insurance | 2242 S Telegraph Rd Ste 102 | (248) 269-9200 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 2600 S Telegraph Rd Suite 100 and Suite LL 25 | (248) 332-3100 |
| 10 | Mike Kinna - State Farm Insurance Agent | 36700 Woodward Ave #10 | (248) 642-5515 |
E&Y Insurance Agency serves homeowners throughout Oakland County from its base in Bloomfield Hills, Michigan. As a home insurance agent, the company helps clients select policies that protect single-family homes, condominiums, and rental properties from common risks such as fire, theft, and weather damage. Evaluating individual coverage needs based on each property’s location and structure forms a key part of its daily work. In this area, E&Y Insurance Agency handles personal property coverage for household belongings and arranges liability protection for injuries occurring on the insured premises.
Elizabeth Ross - State Farm Insurance Agent in Bloomfield Hills, MI, offers home insurance policies that cover dwelling protection, personal belongings, and liability. Regular policy reviews are available to adjust coverage as needs change. A range of deductibles and coverage limits can be selected for customized plans. The company also provides guidance on additional endorsements for valuable items or specific risks. This agency services single-family homes, apartments, retail properties, and restaurants.
Andrew Smith’s agency in Bloomfield Hills helps homeowners in the area find appropriate property insurance plans tailored to their individual needs. The services under this State Farm agency typically include coverage consultations, policy comparisons, and assistance with filing claims when damage occurs. Homeowners seeking to protect their dwellings, personal belongings, and liability exposures can expect guidance through each step of the insurance process. The agency’s location makes it convenient for clients across Bloomfield Township and neighboring portions of Oakland County.
Serving Bloomfield Hills and the surrounding communities of southeastern Michigan, Goosehead Insurance - Marty O'Neill provides comprehensive home insurance policies to protect residential properties. The agency handles standard homeowners coverage, including dwelling protection and liability, while also offering options for additional structures and personal property. For each client, it takes a consultative approach by first assessing individual risk factors and coverage needs before presenting tailored policy solutions from multiple available carriers.
The M1 Agency specializes in tailoring home insurance policies to protect the unique architecture and high-value assets common in Bloomfield Hills. It also provides comprehensive coverage for standard dwellings, including liability protection and personal property safeguards. Clients receive guidance on navigating complex policy options to ensure adequate structural and contents coverage. The agency helps homeowners assess specific risks, such as mitigating damage from severe Michigan winter storms or spring thaws by reviewing flood and freeze-related endorsements.
Kimberly Morris - State Farm Insurance Agent in Bloomfield Hills, MI distinguishes between one-time policy setup and ongoing coverage adjustments to meet local homeowners’ needs. This agency helps residents protect their property and belongings against risks common to the area, such as severe weather and liability concerns. Coverage options are reviewed with each client to match their specific dwelling and personal property requirements. Service from this home insurance agent operates on an as‑needed basis, with clients scheduling consultations whenever they require policy changes or have questions.
With Michigan winters bringing heavy snow and ice dams, homeowners in Bloomfield Hills need reliable protection for their properties. The Hartley Agency, a Farmers Insurance home insurance agent, helps local residents assess their coverage needs for risks such as frozen pipes and wind damage from seasonal storms. They guide clients in reviewing dwelling coverage and personal property limits to match the area’s variable housing styles. The initial step is scheduling a personalized consultation and property inspection to evaluate specific exposures.
Dennis J Hendren: Allstate Insurance serves the Bloomfield Hills area by offering home insurance policies that protect dwellings and personal property. Its agents can help customize coverage with specialty endorsements for valuable items or water backup protection. The agency assists clients in understanding policy details and risk management for various commercial sectors, including offices needing general liability, warehouses requiring structure and inventory coverage, and food service operations facing unique equipment and liability exposures.
Gallagher Insurance, Risk Management & Consulting helps clients secure coverage for their homes, condominiums, and rental properties. It evaluates personal assets and liability exposures to recommend appropriate protection plans. The agency also provides guidance on adjusting policy limits to match current rebuilding costs and contents values. In southeast Michigan, this office assists homeowners with claims related to severe weather events such as hailstorms and flooding from heavy spring rains.
What Does a a Home Insurance Agent in Bloomfield Hills Cost?
The average cost of homeowners insurance in Michigan is about 1200 to 1800 dollars per year for a standard policy. In Bloomfield Hills rates may vary based on your homes age construction type and location. Factors like your credit score and claims history also affect the premium. This is general information and not insurance advice.
About home insurance agents in Bloomfield Hills
A home insurance agent in Bloomfield Hills Michigan can help you find a policy that protects your home and belongings. Michigan law requires that homeowners insurance policies include coverage for windstorm and hail damage. An agent can explain local risks such as severe storms and help you choose appropriate deductibles and liability limits.
Frequently Asked Questions
What does a home insurance agent in Bloomfield Hills do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection personal property and liability. They also assist with filing claims and updating your policy as your needs change.
Is homeowners insurance required in Michigan?
Michigan law does not require homeowners insurance by statute. However mortgage lenders typically require it as a condition of the loan. Without insurance you risk financial loss from fire storms or other covered events.
How can I find a local home insurance agent in Bloomfield Hills?
You can search online directories or ask for referrals from neighbors and friends. Make sure the agent is licensed in Michigan by checking the state Department of Insurance and Financial Services website. Meet with the agent to discuss your specific home and coverage needs.
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