The top-rated home insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 540 reviews. Other highly rated options include Kevin Shettler - State Farm Insurance Agent, Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent. This directory lists 26 home insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Kevin Shettler - State Farm Insurance Agent | 1935 Pauline Blvd Ste 100A | (734) 663-6602 |
| 3 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 4 | John Avery - State Farm Insurance Agent | 709 W Ellsworth Rd Ste 112 | (734) 477-6090 |
| 5 | Demetrike Wells-O'Brien - State Farm Insurance Agent | 2739 Plymouth Rd Ste B | (734) 995-9288 |
| 6 | Lisa White - State Farm Insurance Agent | 4072 Packard St | (734) 780-7888 |
| 7 | Heidi Kussurelis Insurance | 2405 S Main St | (734) 213-6736 |
| 8 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 9 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 10 | Ben Torres - State Farm Insurance Agent | 117 N 1st St Ste 10 | (734) 929-6171 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area as a home insurance agent. The agency helps local homeowners evaluate their property coverage needs, protecting structures and personal belongings from common risks like fire, theft, and weather damage. Its role includes explaining policy options for dwelling, liability, and additional living expenses. The office handles individual homeowners policies and also assists with bundling home and auto insurance for streamlined coverage.
Kevin Shettler - State Farm Insurance Agent in Ann Arbor, MI provides a full range of home insurance services, including property damage coverage, liability protection, and personal belongings policies. The agency assists clients with customizing deductible options and reviewing existing plans annually to ensure adequate coverage. Local homeowners and renters benefit from detailed policy explanations and claims support. The agency services single-family homes, apartments, retail properties, and restaurants.
Aaron Richards - State Farm Insurance Agent in Ann Arbor, Michigan, provides home insurance coverage for homeowners, renters, and condominium owners. The agency helps clients protect their property and personal belongings against common risks, such as weather damage and theft. It also offers guidance on selecting appropriate liability limits and deductibles. Beyond individual policies, the agency serves those with investment properties or seasonal homes. Its service area extends to the surrounding communities in Washtenaw County, including Ypsilanti on the eastern side of the metro.
John Avery - State Farm Insurance Agent serves Ann Arbor and the surrounding communities in Washtenaw County. The agency handles home insurance policies designed to protect residential properties, personal belongings, and liability exposures for local homeowners. A typical job begins with a thorough discussion of the home’s value, construction details, and the client’s unique coverage needs. From that foundation, the agent presents tailored options for dwelling coverage, personal property protection, and liability limits, then builds a policy that aligns with the homeowner’s budget and risk tolerance.
When considering home insurance, homeowners typically choose between a single policy purchase for fixed term coverage and an ongoing relationship that adjusts protection as circumstances change. Demetrike Wells-O'Brien - State Farm Insurance Agent in Ann Arbor, MI, helps clients evaluate both approaches, focusing on policies that cover dwelling, personal property, and liability for local residential properties. To ensure appropriate protection, the agent’s service is available on an as-needed basis for policy updates, claims assistance, and annual reviews.
Lisa White - State Farm Insurance Agent in Ann Arbor, MI specializes in home insurance policies for local homeowners. Its general service work involves assessing dwelling coverage needs and customizing protection plans for properties in the area. The agency may also advise clients on liability coverage and personal property safeguards. As winter approaches, it can help Ann Arbor residents review their policies for potential freeze-related water damage or ice dam claims.
When Michigan winter storms cause ice dams on Ann Arbor roofs, Heidi Kussurelis Insurance helps homeowners review their policies for adequate dwelling and personal property coverage. The agency assists local residents in understanding how typical risks, such as frozen pipes or wind damage, are addressed in a standard homeowners policy. Each new client consultation begins with a thorough review of the property's current protections. An agent will then schedule a walkthrough inspection of the home’s exterior and major systems to verify insurability and identify any maintenance concerns.
Farmers Insurance - Julia Jakacki in Ann Arbor, Michigan provides comprehensive home insurance agent services to local homeowners. The agency can help with standard property coverage and also offers specialty add-ons such as flood insurance and valuable items protection. These options enable clients to tailor policies for their specific needs. The agency serves various commercial sectors, including offices, warehouses, and food service establishments that require protection for their premises and operations.
Ann Arbor Insurance Centre provides residential home insurance services to property owners in Ann Arbor, Michigan. The agency also handles commercial coverage options for local businesses and organizations throughout the surrounding area. Its agents work with clients to assess individual property risks and select appropriate policy features. After an initial policy is placed, the agency maintains contact for follow-up and adjustments between regular policy review visits.
Ben Torres - State Farm Insurance Agent in Ann Arbor, MI, is known for providing personalized home insurance policies to local homeowners. The agency assists clients with standard coverage for dwelling, personal property, and liability protection against common risks such as fire or theft. Policies are tailored to fit individual property values and neighborhood conditions. An add-on specialty service it offers is flood insurance, which helps protect homes from water damage not covered by a standard home policy.
What Does a a Home Insurance Agent in Ann Arbor Cost?
Home insurance in Michigan costs an average of 1200 to 1800 dollars per year for a standard policy. Ann Arbor rates may be higher due to property values and local risk factors. Costs depend on your homes age location and coverage limits. This is general information not insurance advice.
About home insurance agents in Ann Arbor
Home insurance agents in Ann Arbor Michigan help you find coverage for your house and belongings. Michigan requires specific protections like sewer backup coverage in many policies. Local agents understand the risks of severe weather and the unique housing styles in Washtenaw County.
Frequently Asked Questions
What does a home insurance agent in Ann Arbor do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal property coverage. They also help you file claims and adjust your policy as your needs change.
Do I need flood insurance in Ann Arbor Michigan?
Standard home insurance does not cover flood damage. Many homes near the Huron River or in flood zones need a separate flood policy. Your agent can check your flood risk and help you buy a policy through the National Flood Insurance Program.
How does Michigan law affect home insurance costs?
Michigan law does not set home insurance rates but requires insurers to offer certain coverages. For example, insurers must offer replacement cost coverage for your home. This can raise premiums but gives you better protection after a loss.
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