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Find Home Insurance Agents Near You in St Joseph, MI

Browse home insurance agents serving St Joseph, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in St Joseph, Michigan is Jaden Gebbink - State Farm Insurance Agent, rated 4.8 stars across 430 reviews. Other highly rated options include Jonah McDonough - State Farm Insurance Agent, Todd Heeter - State Farm Insurance Agent, The Batalis Agency - Farm Bureau Insurance. This directory lists 20 home insurance agents serving St Joseph.

Showing 20 home insurance agents in St Joseph, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jaden Gebbink - State Farm Insurance Agent500 Renaissance Dr Ste 105-A(269) 932-4722
2Jonah McDonough - State Farm Insurance Agent2606 Lakeshore Dr(269) 408-8015
3Todd Heeter - State Farm Insurance Agent2600 Niles Ave(269) 983-7171
4The Batalis Agency - Farm Bureau Insurance2396 S Cleveland Ave Box 917(269) 983-0179
5Jason Vadney - State Farm Insurance Agent4062 Red Arrow Hwy(269) 408-8345
6Nulty Insurance Agency720 St Joseph Dr(269) 983-7161
7The Blaszczyk Agency- Farm Bureau Insurance2396 S Cleveland Ave(219) 306-6187
8IMS Insurance501 Main St(269) 983-7101
9Metzger Insurance Agency4146 M-139(269) 429-3160
10Farm Bureau Insurance2396 S Cleveland Ave(269) 983-8002
JG
500 Renaissance Dr Ste 105-A
Jaden Gebbink - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MI

Jaden Gebbink - State Farm Insurance Agent serves Berrien County from St. Joseph, Michigan, offering home insurance policies to local property owners. The agency helps residents protect their houses and personal belongings from unexpected damage or loss. Standard coverage options include dwelling protection for the structure itself and liability coverage for accidents on the insured property. This agent also assists with customized policies that address the specific risks of lakeside homes along Lake Michigan. Services for seasonal vacation properties and rental houses are also handled in this area.

JM
2606 Lakeshore Dr
Jonah McDonough - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MI

Jonah McDonough - State Farm Insurance Agent in St Joseph, MI provides a full range of home insurance services, including customized policy quotations and coverage adjustments. Its service approach includes periodic policy reviews to address changes in property value or personal assets, ensuring continued alignment with client needs. Maintenance plans cover risk assessment consultations and documentation support for claims filing. The agency services single-family homes, apartments, retail spaces, and local restaurants.

TH
2600 Niles Ave
Todd Heeter - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MI

Serving homeowners across St Joseph, this agency helps clients create policies that protect their dwellings and personal belongings against unexpected events. As a home insurance agent, Todd Heeter at State Farm offers guidance in selecting liability coverage and discussing potential deductibles. The office assists local property owners by explaining the nuances of standard policies, including coverage for additional structures on residential land. Personalized consultations help customers tailor plans that fit individual needs and budgets. The agency also serves neighboring communities such as Benton Harbor, ensuring wider access to home insurance protection.

BA
2396 S Cleveland Ave Box 917
The Batalis Agency - Farm Bureau Insurance
Home Insurance Agent · St Joseph, MI

The Batalis Agency - Farm Bureau Insurance, based in St Joseph, MI, distinguishes between one-time policy purchases and the recurring annual renewal of a home insurance plan. Their coverage protects against common regional perils like wind, hail, and fire, while also offering liability protection for accidents on the property. This service operates on a scheduled annual basis, with each policy renewing yearly unless the homeowner makes a change.

JV
4062 Red Arrow Hwy
Jason Vadney - State Farm Insurance Agent
Home Insurance Agent · St Joseph, MI

Serving St. Joseph and the surrounding communities of southwest Michigan, Jason Vadney - State Farm Insurance Agent provides home insurance policies tailored to local property and weather concerns. It handles standard homeowners coverage, along with options for high-value homes, seasonal properties, and additional liability protection. The agency focuses its service on discussing each client’s specific risks, reviewing dwelling limits and deductibles carefully, then presenting policy choices that align with the homeowner’s budget and protection needs.

NI
720 St Joseph Dr
Nulty Insurance Agency
Home Insurance Agent · St Joseph, MI

Nulty Insurance Agency in St Joseph, MI specializes in home insurance policies covering dwelling structures and personal belongings against common perils. It also provides general agent services such as risk assessments and tailored coverage reviews to help local homeowners protect their properties year-round. As winter approaches, the agency assists clients in ensuring their policies address potential damage from ice dams and frozen pipes common to the region’s colder months.

BA
2396 S Cleveland Ave
The Blaszczyk Agency- Farm Bureau Insurance
Home Insurance Agent · St Joseph, MI

The Blaszczyk Agency- Farm Bureau Insurance provides residential home insurance services to clients throughout St Joseph, MI. Commercial coverage options are also available for local business properties and assets in the surrounding area. The agency seeks to offer clear policy explanations and direct claims assistance tailored to each homeowner’s situation. After securing a policy, the team routinely follows up between regular visits to address questions or adjust coverage as seasonal home protection needs change.

II
501 Main St
IMS Insurance
Home Insurance Agent · St Joseph, MI

As the weather shifts across St Joseph, Michigan, homeowners often need to reevaluate their policies to cover lake-effect risks. IMS Insurance provides tailored support for residents seeking home insurance agent services in this area. The agency helps individuals compare different coverage plans and adjust their policies according to changing property needs. A helpful first step is scheduling a full inspection of the home, so the agent can accurately assess the current structure and recommend appropriate protections.

MI
4146 M-139
Metzger Insurance Agency
Home Insurance Agent · St Joseph, MI

The Metzger Insurance Agency helps clients in St Joseph protect their homes and personal property. Coverage can extend beyond standard policies to include add-ons for valuable jewelry, art collections, or additional structures such as detached garages. The agency works to customize plans that account for local weather risks typical along Lake Michigan. Its expertise also covers commercial sectors, including offices, warehouses, and food service operations, tailoring liability and property protection for each business type.

FB
2396 S Cleveland Ave
Farm Bureau Insurance
Home Insurance Agent · St Joseph, MI

Farm Bureau Insurance in St Joseph, MI, is a home insurance agent known for offering standard coverage options. The agency services local homeowners by providing policies that protect against common perils like fire, theft, and weather damage. Clients can discuss deductibles, liability limits, and dwelling coverage to match their needs. A typical policy includes protection for personal belongings and additional living expenses. For those seeking extra security, this agent can also add a water backup endorsement to cover sewer or drain damage.

AO
830 Pleasant St # 201
Auto-Owners Insurance St. Joseph Claims
Home Insurance Agent · St Joseph, MI
(269) 983-4150
auto-owners.com
SJ
2900 Niles Ave
Saint Joseph, MI AAA Insurance Agency
Home Insurance Agent · St Joseph, MI
(269) 982-5262
michigan.aaa.com/scott.bradford
CK
2396 S Cleveland Ave
Cody Korfmacher Agency
Home Insurance Agent · St Joseph, MI
(269) 983-8002
farmbureauinsurance-mi.com/Agent/Cody-Korfmacher
RJ
818 Ship St
Ryan James Agency: Allstate Insurance
Home Insurance Agent · St Joseph, MI
(269) 684-5200
agents.allstate.com/ryan-james-agency-saint-joseph-mi.html
WA
206 Court St Suite B
Wallace Agency
Home Insurance Agent · St Joseph, MI
(269) 932-7100
wallaceagency.com
FB
2396 S Cleveland Ave
Farm Bureau Insurance - Resseguie Agency
Home Insurance Agent · St Joseph, MI
(269) 983-2165
caseyresseguieinsurancequote.com
LT
517 Broad Street
Liskey / TRICOR Insurance
Home Insurance Agent · St Joseph, MI
(269) 983-1644
liskeyinsurance.com
DC
2523 Niles Ave
Dave Clark Insurance
Home Insurance Agent · St Joseph, MI
(269) 982-2901
AI
2900 Niles Rd
AAA Insurance - Bradford Insurance Agency
Home Insurance Agent · St Joseph, MI
(269) 982-5262
locator.acg.aaa.com/mi/st-joseph/aaa-insurance-bradford-insurance-agency
FI
505 Pleasant St # 202
Farmers Insurance - Daniel Omodio
Home Insurance Agent · St Joseph, MI
(269) 769-0082
agents.farmers.com/mi/saint-joseph/daniel-omodio

What Does a a Home Insurance Agent in St Joseph Cost?

Home insurance costs in Michigan average between 1,000 and 2,500 dollars per year for a standard policy. In St Joseph, rates may be higher due to lake proximity and winter weather risks. Factors include home value, age, and claims history. This is general information, not insurance advice.

About home insurance agents in St Joseph

Home insurance agents in St Joseph Michigan help residents protect their homes and belongings. Michigan law requires insurers to offer replacement cost coverage for roofs. Agents can guide you through policies that meet state requirements and fit your budget.

Frequently Asked Questions

What does a home insurance agent in St Joseph do?

A home insurance agent helps you find a policy that covers your home, personal property, and liability. They explain coverage options and assist with claims. Agents in St Joseph know local risks like lake effect snow and ice damage.

Do I need flood insurance in St Joseph Michigan?

Standard home insurance does not cover flood damage. St Joseph is near Lake Michigan so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program or a private insurer.

How do Michigan insurance laws affect my home policy?

Michigan law requires insurers to offer replacement cost coverage for roofs and to provide a 30 day notice before non renewal. Agents can explain these rules and how they apply to your policy.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.