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HomeHome Insurance AgentsMichigan › Southgate

Find Home Insurance Agents Near You in Southgate, MI

Browse home insurance agents serving Southgate, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Southgate, Michigan is Kandi Lambert - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Lademan Insurance Agency, Grendel-Wittbold Insurance, Sam Quisenberry - State Farm Insurance Agent. This directory lists 14 home insurance agents serving Southgate.

Showing 14 home insurance agents in Southgate, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kandi Lambert - State Farm Insurance Agent13454 Eureka Rd(734) 720-0032
2Lademan Insurance Agency16093 Eureka Rd(734) 284-7500
3Grendel-Wittbold Insurance12850 Eureka Rd(734) 284-4740
4Sam Quisenberry - State Farm Insurance Agent11165 Allen Rd(313) 386-6565
5Gary K Smith Insurance Agency14405 Northline Rd(734) 285-7620
6AAA Insurance - Awad Agency15201 Dix Toledo Rd(734) 304-0466
7Brad Baynai - State Farm Insurance Agent18706 Eureka Rd(734) 282-6000
8Brochue Insurance Agency13060 Northline Rd(734) 285-2100
9Kathy Loveridge - State Farm Insurance Agent13344 Dix Toledo Rd Hwy(734) 281-6950
10Stroia Insurance Group13260 Dix Toledo Rd(734) 283-8780
KL
13454 Eureka Rd
Kandi Lambert - State Farm Insurance Agent
Home Insurance Agent · Southgate, MI

Kandi Lambert - State Farm Insurance Agent serves the Wayne County area from Southgate, Michigan, offering home insurance coverage to local homeowners. As an independent agency representing a major national carrier, it provides personalized policies that protect dwellings, personal property, and liability. The agency assists clients in tailoring coverage limits and deductibles to fit individual needs and budgets. Claims filing guidance is provided to simplify the process after a covered loss. Detailed consultations for home inventory documentation and specific endorsements for water backup or sewer damage are handled here.

LI
16093 Eureka Rd
Lademan Insurance Agency
Home Insurance Agent · Southgate, MI

Lademan Insurance Agency provides a full range of home insurance services, including coverage consultations and policy management to help protect residential properties in Southgate, MI. It offers regular policy reviews to ensure clients have appropriate protection as their needs change. The agency assists homeowners in understanding their coverage options and navigating claims processes. Its services are designed for various property types, including single-family homes, apartments, retail spaces, and restaurants.

GW
12850 Eureka Rd
Grendel-Wittbold Insurance
Home Insurance Agent · Southgate, MI

Grendel-Wittbold Insurance serves homeowners in Southgate, Michigan and the surrounding Downriver communities. The agency handles standard home insurance policies that protect properties against common perils such as fire, theft, and weather damage. It also manages personal liability coverage for accidents that occur on the insured premises. To handle a typical job, the company reviews the client's individual property details and coverage needs before presenting policy options from multiple insurers and then assisting with ongoing policy servicing.

SQ
11165 Allen Rd
Sam Quisenberry - State Farm Insurance Agent
Home Insurance Agent · Southgate, MI

Sam Quisenberry - State Farm Insurance Agent in Southgate, MI provides home insurance policies to local homeowners, property managers, and small businesses. The office helps clients protect their residential and rental properties against common risks such as fire, theft, and severe weather. Coverage options include dwelling, personal property, and liability protection tailored to individual needs. This agent also serves homeowners in neighboring communities across the Downriver metro area, including Allen Park and Wyandotte.

GK
14405 Northline Rd
Gary K Smith Insurance Agency
Home Insurance Agent · Southgate, MI

Located in Southgate, Michigan, Gary K Smith Insurance Agency specializes in home insurance, focusing on the difference between single-occurrence policies and recurring coverage options. Standard homeowners plans protect against damage from fire, theft, and severe storms while providing liability protection. Additional endorsements can extend coverage for specific valuables or natural disasters common to the region. Service arrangements for policy reviews and claims assistance typically operate on an as-needed basis, allowing clients to request support whenever necessary without a fixed scheduled appointment.

AI
15201 Dix Toledo Rd
AAA Insurance - Awad Agency
Home Insurance Agent · Southgate, MI

AAA Insurance - Awad Agency in Southgate, MI specializes in helping homeowners protect their properties with tailored home insurance coverage. It also provides general guidance on policy options to match different residential needs. For home insurance agent work in this area, it helps clients review risks related to local weather patterns. The agency assists residents with assessing coverage before and after the region’s seasonal storms or freezing winter temperatures that can cause roof or pipe damage.

BB
18706 Eureka Rd
Brad Baynai - State Farm Insurance Agent
Home Insurance Agent · Southgate, MI

As winter weather in Southgate brings snow and ice, protecting a home becomes a pressing concern. Brad Baynai - State Farm Insurance Agent helps local homeowners review their policies against seasonal risks like freezing pipes or roof damage. The agency focuses on clarifying what standard coverage includes and discussing personal property protection needs. Customers can sit down to explore options that address typical Michigan vulnerabilities such as wind or hail. The process begins with an on-site visual inspection of the property’s exterior and major systems to assess current conditions.

BI
13060 Northline Rd
Brochue Insurance Agency
Home Insurance Agent · Southgate, MI

Brochue Insurance Agency assists homeowners in Southgate, MI, in selecting suitable coverage for their properties. The company can help clients explore standard policy options as well as specialized add-ons, such as protection for valuable personal items or additional liability coverage. Drawing on knowledge of local weather patterns, the agency can address typical regional insurance needs. Its services extend beyond standard residences to commercial sectors, including offices, warehouses, and a variety of food service operations.

KL
13344 Dix Toledo Rd Hwy
Kathy Loveridge - State Farm Insurance Agent
Home Insurance Agent · Southgate, MI

Kathy Loveridge - State Farm Insurance Agent in Southgate, MI offers residential homeowner policies along with commercial coverage options for local business owners. Her office serves homeowners throughout the surrounding community. Customized plans help protect property against common regional risks. Clients can discuss coverage adjustments during annual policy reviews. Follow-up contact is typically scheduled between regular seasonal visits to address any changing coverage needs.

SI
13260 Dix Toledo Rd
Stroia Insurance Group
Home Insurance Agent · Southgate, MI
LM
13220 Trenton Rd
Lana Mohamed: Allstate Insurance
Home Insurance Agent · Southgate, MI
(734) 258-1986
agents.allstate.com/lana-mohamed-southgate-mi.html
AO
One Heritage Pl Suite 500
Auto-Owners Insurance Southgate Claims
Home Insurance Agent · Southgate, MI
(734) 282-7988
auto-owners.com
MM
14130 Pennsylvania Rd
Monteith Michele
Home Insurance Agent · Southgate, MI
(734) 283-9780
IN
16093 Eureka Rd STE B
Insurancenick
Home Insurance Agent · Southgate, MI
(734) 284-7500

What Does a a Home Insurance Agent in Southgate Cost?

Home insurance costs in Michigan average around 1,200 to 1,800 dollars per year for a standard policy. Southgate rates may vary based on your homes age, location, and claims history. Factors like credit score and coverage limits also affect the price. This is general information and not insurance advice.

About home insurance agents in Southgate

Home insurance agents in Southgate Michigan help you find coverage for your house and belongings. Michigan law requires insurance companies to offer certain protections like replacement cost coverage. A local agent can explain how Michigan no-fault rules affect your homeowners policy and help you compare quotes from different carriers.

Frequently Asked Questions

What does a home insurance agent in Southgate do?

A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.

Do I need home insurance in Michigan?

Michigan law does not require homeowners insurance by statute. However most mortgage lenders require it. Even without a loan, having insurance protects your home from fire, theft, and weather damage.

How can a Southgate agent help with Michigan specific risks?

Michigan has unique risks like severe winter storms and basement flooding. An agent can recommend coverage for ice dam damage and sewer backup. They also know local building codes which affect replacement cost estimates.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.