The top-rated home insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Lifetime Insurance Services. This directory lists 19 home insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 49136 Van Dyke Ave | (248) 606-4991 |
| 4 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 5 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 6 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 7 | Brightway Insurance, The Brad Valls Agency | 2330 Auburn Rd Ste 4 | (586) 840-2070 |
| 8 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 9 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 10 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
SWITCH Insurance Group serves Macomb County and the surrounding area from its Shelby Township, Michigan location as a home insurance agent. The company helps homeowners assess their property coverage needs for protection against common regional risks like severe storms and fire damage. It also provides guidance on bundling policies for potential savings. SWITCH Insurance Group offers personalized service when selecting dwelling coverage and liability protection for local residences.
Filliccia Insurance Agency provides a range of home insurance services and protection options for property owners in Shelby Township, MI. The agency assists clients in selecting policies that cover dwelling protection, personal property, and liability exposure with structured payment plans. Its service approach includes annual policy reviews to adjust coverage limits based on current property valuations and renovations. The agency manages claims support and loss prevention guidance throughout the policy term. It services single-family homes, multi-unit apartments, retail storefronts, and local restaurants within the greater Shelby area.
Dallo Insurance Group serves Shelby Township, Michigan, and the surrounding communities, handling home insurance policies designed to protect homeowners and their properties. The agency counsels clients on standard coverage options including dwelling protection, liability, and personal belongings. Every policy is reviewed to fit local housing risks and individual needs. To handle a typical job, the company discusses a homeowner’s unique situation, compares appropriate plans, and then explains the terms clearly before making a recommendation.
Lifetime Insurance Services assists homeowners, renters, and landlords in Shelby Township, Michigan, with their property protection needs. The agency offers standard home insurance policies, as well as coverage for condos and mobile homes, to safeguard against common risks such as fire, theft, and liability. Clients can receive personalized support selecting appropriate deductibles and policy limits for their specific property situations. The agent also extends its services to residents in nearby Macomb County communities, including the surrounding areas of Utica and Sterling Heights.
Green Valley Insurance Agency, serving Shelby Township, MI, helps property owners understand the difference between one-time policy filings and recurring annual or semi-annual renewal options. Their home insurance agents focus on coverage that protects the dwelling itself, along with personal belongings and liability from common risks in the region. Policies are tailored to each homeowner’s specific property and contents. Annual reviews ensure coverage adjusts to changes over time. Service runs on a scheduled basis, with homeowners billed per their chosen renewal terms.
Comparion Insurance Agency in Shelby Township, Michigan, distinguishes between one-time policy purchases and ongoing coverage management for residential property protection. Home insurance agents in this area assess dwelling replacement costs, liability risks, and possible endorsements for valuable items. Standard policies typically cover wind damage, fire, theft, and temporary housing needs if a home becomes uninhabitable. Assistance is available on a one-time basis for initial quote comparisons or as needed for policy adjustments and claims support.
Brightway Insurance, The Brad Valls Agency specializes in tailoring coverage for homeowners, including policies for standard single-family residences, condos, and rental properties. It also assists clients by comparing multiple carriers to find a suitable policy for their needs in Shelby Township and the surrounding area. With Michigan’s severe winter weather, the agency helps homeowners review their policies for adequate protection against ice dam damage and frozen pipe bursts.
Todd Terry: Allstate Insurance in Shelby Township, MI, provides standard home insurance policies that protect dwellings and personal property against common perils such as fire, theft, and wind damage. For enhanced coverage, clients may add specialized endorsements including flood insurance, sewer backup protection, and scheduled personal property riders for valuables like jewelry or fine art. The agency can assist with coverage needs for various commercial sectors, including small offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Shelby Township Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a typical single family home. In Shelby Township rates can vary based on your homes age construction type and distance from fire stations. Older homes or those with outdated electrical systems may cost more to insure. This is general information and not insurance advice.
About home insurance agents in Shelby Township
Home insurance agents in Shelby Township Michigan help residents find coverage that meets state requirements and protects their property. Michigan law does not require homeowners insurance but mortgage lenders typically require it. Agents can explain local risks such as severe winter weather and flooding from the Clinton River.
Frequently Asked Questions
What does a home insurance agent in Shelby Township do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and help you choose the right amount of dwelling and liability coverage. Agents also assist with filing claims and updating your policy as your situation changes.
Is homeowners insurance required by law in Michigan?
Michigan state law does not require homeowners insurance. However most mortgage lenders require you to carry a policy that covers the loan amount. Without insurance you could be personally responsible for damage or liability costs.
How do Michigan weather risks affect home insurance in Shelby Township?
Shelby Township experiences heavy snow ice storms and occasional tornadoes. Standard policies cover wind and hail damage but flood damage is not included. You may need a separate flood insurance policy if your home is in a flood zone near the Clinton River.
Home Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Clinton Township · Commerce Township · Davison