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Find Home Insurance Agents Near You in Rochester, MI

Browse home insurance agents serving Rochester, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Rochester, Michigan is Michigan Insured, rated 5.0 stars across 109 reviews. Other highly rated options include Main Street Insurance Agency, Marcus Schirr Insurance Group, Pino Insurance Agency. This directory lists 11 home insurance agents serving Rochester.

Showing 11 home insurance agents in Rochester, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michigan Insured805 Oakwood Dr Suite 205(248) 236-7004
2Main Street Insurance Agency803 N Main St(248) 656-1655
3Marcus Schirr Insurance Group318 East St(248) 464-8749
4Pino Insurance Agency128 E 4th St(248) 608-0567
5Whims Insurance Agency322 S Main St #200(248) 651-7321
6Eric Schlicht - State Farm Insurance Agent100 E 3rd St(248) 651-1124
7Lifetime Insurance336 1/2 S Main St(248) 720-5998
8Kozhuharov Insurance Agency961 Oakwood Dr(877) 205-0051
9Szura Insurance Services109 E 4th St(248) 651-4487
10Dale Nina Martin Insurance417 S Main St(248) 651-7272
MI
805 Oakwood Dr Suite 205
Michigan Insured
Home Insurance Agent · Rochester, MI

Michigan Insured serves the Rochester area of Oakland County as a local home insurance agent. The agency helps property owners find suitable policies that protect their houses and personal belongings. They work with clients to review different coverage options for dwelling protection and liability coverage. General home insurance services in this region include assessing risks from seasonal weather and local property values. Michigan Insured specializes in tailoring policies for standard single-family homes and can assist with additional coverage for personal property or detached structures on the property.

MS
803 N Main St
Main Street Insurance Agency
Home Insurance Agent · Rochester, MI

Main Street Insurance Agency provides home insurance services for property owners in the Rochester, MI area, including policy evaluations and renewal assistance. It offers basic maintenance plans designed to help clients review coverage details and update their policies annually to reflect property changes. The agency also assists with filing claims and answering policy questions throughout the year. It services single-family homes, apartments, retail properties, and restaurants.

MS
318 East St
Marcus Schirr Insurance Group
Home Insurance Agent · Rochester, MI

Marcus Schirr Insurance Group serves homeowners seeking reliable property protection in Rochester, MI. The agency works closely with individuals and families to explain policy options, evaluate coverage needs related to local weather risks, and secure suitable home insurance plans. Comprehensive consultations help clients understand deductibles, liability, and replacement cost endorsements. With a focus on clear communication and straightforward service, the agency assists residents throughout Oakland County and extends its coverage solutions into the neighboring community of Shelby Township.

PI
128 E 4th St
Pino Insurance Agency
Home Insurance Agent · Rochester, MI

As a home insurance agent, Pino Insurance Agency provides both one-time policy reviews and recurring coverage management for Rochester homes. The difference allows homeowners to either receive a single assessment of their current plan or establish an ongoing relationship for regular updates. Their policies typically cover dwelling protection, personal property, liability, and additional living expenses after a covered loss. Service is available on a scheduled basis for policy renewals and as-needed for questions or claims assistance.

WI
322 S Main St #200
Whims Insurance Agency
Home Insurance Agent · Rochester, MI

Whims Insurance Agency serves Rochester, Michigan, and the surrounding communities in Oakland County as a home insurance agent. It handles homeowners insurance policies for a variety of property types, including single-family homes and condominiums. The agency works to match clients with coverage that fits their specific needs and budget. In handling a typical job, it reviews the property details and the client's existing or proposed policy to identify any gaps, then presents a tailored plan.

ES
100 E 3rd St
Eric Schlicht - State Farm Insurance Agent
Home Insurance Agent · Rochester, MI

Eric Schlicht - State Farm Insurance Agent in Rochester, MI, specializes in home insurance policies that protect dwellings and personal property. It also offers general assistance with coverage options for local homeowners. The agency provides guidance on selecting appropriate deductibles and liability limits. It helps clients safeguard their homes against common regional concerns, such as burst pipes and ice dam damage during harsh Michigan winters.

LI
336 1/2 S Main St
Lifetime Insurance
Home Insurance Agent · Rochester, MI

Lifetime Insurance provides residential home insurance services for homeowners and renters in the Rochester, Michigan area, offering policies that protect personal property and structures from common regional risks. The agency also writes commercial coverage for small local businesses, assessing liability and asset protection needs. Service extends across Oakland County and adjacent communities, with agents available to explain policy options and claims procedures. Clients can receive follow-up assistance or schedule consultative reviews between regular billing cycles to adjust coverage as property values change.

KI
961 Oakwood Dr
Kozhuharov Insurance Agency
Home Insurance Agent · Rochester, MI

When spring storms threaten Rochester, MI homes, Kozhuharov Insurance Agency reviews local policies to ensure roof and gutter coverage remains sufficient. The company also works with homeowners who add major renovations or acquire expensive personal property during the year. Each policy discussion begins by identifying what the client owns and how they use their property day-to-day. After confirming these details, the agent schedules a walkthrough of the home to document existing conditions and spot any maintenance concerns before finalizing the quote.

SI
109 E 4th St
Szura Insurance Services
Home Insurance Agent · Rochester, MI

Szura Insurance Services guides homeowners through the process of securing a policy to protect their property in Rochester, MI. It assists clients in evaluating coverage options for standard perils such as fire and theft, and can recommend specialty add-ons like flood or sewer backup protection to address specific local risks. The agency works with a diverse commercial clientele, delivering tailored policies for offices, warehouses, and food service establishments.

DN
417 S Main St
Dale Nina Martin Insurance
Home Insurance Agent · Rochester, MI

Dale Nina Martin Insurance serves the Rochester, Michigan area as a local Home Insurance Agent. The company assists homeowners in the region with policies designed to protect their property and personal belongings against common risks. It works with clients to evaluate coverage needs for dwellings, including liability protection and contents coverage. The agency also helps adjust policies to account for local weather events and property values in Macomb County. Dale Nina Martin Insurance handles both basic homeowner policies and additional coverage for valuable personal items.

GI
316 East St
Gallo Insurance Group LLC.
Home Insurance Agent · Rochester, MI
galloinsurancegroupllc.com

What Does a a Home Insurance Agent in Rochester Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. Costs vary based on your home value, location in Rochester, and coverage limits. Factors like your homes age and claims history also affect the premium. This is general information and not insurance advice.

About home insurance agents in Rochester

A home insurance agent in Rochester Michigan can help you find a policy that meets your needs. Michigan law requires specific coverages like windstorm or hail protection in certain areas. Working with a local agent gives you access to knowledge about regional risks and Michigan insurance regulations.

Frequently Asked Questions

What does a home insurance agent in Rochester do?

A home insurance agent helps you compare policies from different insurance companies. They explain coverage options like dwelling protection and liability insurance. They also help you file claims and adjust your policy as your needs change.

Do I need special coverage for Michigan weather?

Michigan experiences heavy snow and ice storms that can damage roofs and cause water damage. Standard policies often exclude flood damage, so you may need separate flood insurance. An agent can explain what your policy covers for winter weather events.

How do Michigan insurance laws affect my home policy?

Michigan law requires insurers to offer coverage for windstorm and hail damage. The state also has specific rules about how insurers handle claims and cancellations. An agent can explain these laws and ensure your policy meets Michigan requirements.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.