The top-rated home insurance agent in Oxford, Michigan is Nick Horvath - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Curtis Insurance Agency-America One, Community Insurance Center, Melisa Counelis Farm Bureau Insurance. This directory lists 12 home insurance agents serving Oxford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Horvath - State Farm Insurance Agent | 148 S Washington St | (248) 693-2464 |
| 2 | Curtis Insurance Agency-America One | 25 N Washington St | (248) 628-3604 |
| 3 | Community Insurance Center | 932 S Lapeer Rd | (248) 628-2505 |
| 4 | Melisa Counelis Farm Bureau Insurance | 115 S Washington St | (248) 929-5896 |
| 5 | Angela McConnell - State Farm Insurance Agent | 318 N Lapeer Rd | (248) 628-4823 |
| 6 | Farmers Insurance - Kenneth Spindler | 605 S Lapeer Rd Ste B | (248) 628-8900 |
| 7 | Swiss Insurance Group | 65 S Washington St Unit B | (248) 800-4177 |
| 8 | Rich Dagenais Insurance | 826 S Lapeer Rd # C | (248) 628-4900 |
| 9 | VTC Insurance Group - Oxford | 1097 S Lapeer Rd Suite B | (248) 628-2565 |
| 10 | Huntington Insurance | 900 N Lapeer Rd | (517) 594-4149 |
Nick Horvath - State Farm Insurance Agent serves the Oxford, Michigan area as a home insurance agent. The agency helps local residents protect their houses and personal belongings against unexpected damage and theft. Customizable policies can also cover additional structures like garages or sheds on the property. For homeowners needing extra security, the office handles specialized coverage for valuable items such as jewelry and electronics.
Curtis Insurance Agency-America One serves homeowners in Oxford, Michigan, along with local businesses and property managers, offering home insurance policies that protect residential structures and personal belongings. The agency helps clients assess coverage needs for risks common to the area, such as weather-related damage and liability. Its professional team guides customers through policy options to ensure adequate protection. The agency also extends its services to the neighboring community of Lake Orion, providing coverage options for residents across northern Oakland County.
Community Insurance Center provides a full range of home insurance services in Oxford, MI, including coverage consultations, policy adjustments, and claims assistance. Its service plans involve regular policy reviews to ensure adequate protection against local risks such as severe storms and fire damage. The agency works with clients to tailor coverage based on individual property needs and budget. Community Insurance Center services single-family homes, apartments, retail spaces, and restaurants throughout the area.
As the local home insurance agent for Oxford, Michigan, and the surrounding communities of Lake Orion and Auburn Hills, Melisa Counelis Farm Bureau Insurance handles homeowners and renters policies for a variety of residential properties. This agency works with clients to assess coverage needs for both standard dwellings and seasonal homes in the area. For a typical job, it begins by reviewing a property’s location and construction details, then tailors a basic policy to match the specific risks identified.
In the home insurance field, Angela McConnell: State Farm Insurance Agent in Oxford, MI distinguishes between one-time policy setups for property coverage and recurring services such as annual review of limits. The office assists clients with understanding dwelling protection, liability coverage, and personal property endorsements tailored to the area. Clients may contact the agent as needed for policy adjustments or new quotes following a home purchase, or schedule recurring check-ins for ongoing risk assessment needs.
Farmers Insurance - Kenneth Spindler in Oxford, MI specializes in tailoring homeowners policies to cover dwelling, personal property, and liability risks. It also provides general home insurance guidance and policy reviews to help residents manage everyday hazards like fire, theft, and weather damage. The agency helps clients address the specific challenges of Michigan winters, such as frozen pipes and ice dam roof damage.
After Michigan winters leave Oxford homes with potential roof and gutter damage, Swiss Insurance Group outlines coverage options for spring repairs. The company helps homeowners review policies that protect against local risks like ice dams and windstorms. Understanding that each property has unique needs, this home insurance agent works with clients to understand their specific dwelling and liability concerns. A consultation typically begins with a detailed inspection of the property or a thorough review of the existing policy’s coverage gaps.
Rich Dagenais Insurance works with homeowners in Oxford, MI, to secure reliable property coverage. For clients requiring broader protection, the agency offers specialty add-ons such as flood and earthquake insurance riders. These enhancements safeguard dwellings against water damage and seismic events not covered by standard policies. The firm serves residential clients in local subdivisions and also extends its expertise to commercial sectors, including offices, warehouses, and food service establishments.
VTC Insurance Group - Oxford provides residential home insurance coverage to homeowners in the Oxford, Michigan area. The agency also offers commercial insurance policies for local businesses needing property and liability protection. Their service area encompasses Oxford and the surrounding communities in Oakland County. Following the initial policy setup, the agent conducts regular reviews to adjust coverage as property values or personal circumstances change, ensuring clients can return for annual check-ins or policy updates between scheduled visits.
Huntington Insurance in Oxford, Michigan, is known for providing essential home insurance coverage to local homeowners. Its service range includes policies that protect against common perils like fire, theft, and weather damage. The company works with clients to customize plans that fit individual property needs and budgets. For added protection, it offers specialized endorsements such as sewer backup coverage to guard against costly water damage from municipal drains.
What Does a a Home Insurance Agent in Oxford Cost?
The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. Costs in Oxford may vary based on your homes age, size, and location. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Oxford
Home insurance agents in Oxford Michigan help residents find coverage for their homes and belongings. Michigan law requires insurers to offer certain coverages like wind and hail protection. An agent can explain policy options and help you choose a plan that fits your needs and budget.
Frequently Asked Questions
What does a home insurance agent in Oxford do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and answer your questions. They also assist with claims and policy changes after you buy a policy.
Is home insurance required in Michigan?
Michigan law does not require home insurance for homeowners. However your mortgage lender will likely require it. Even if not required, insurance protects your home from fire, theft, and weather damage.
How do I choose a home insurance agent in Oxford?
Look for an agent licensed in Michigan with experience in your area. Ask about their knowledge of local risks like severe storms. Check reviews and ask for quotes from multiple agents to compare options.
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