The top-rated home insurance agent in Novi, Michigan is Steve Karagatsoulis - State Farm Insurance Agent, rated 5.0 stars across 286 reviews. Other highly rated options include Highstreet Autumn Insurance & Benefits, Commercial Insurance - J & J Insurance Managers, Malinda Mims - State Farm Insurance Agent. This directory lists 15 home insurance agents serving Novi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Karagatsoulis - State Farm Insurance Agent | 39915 Grand River Ave Ste 550 | (248) 477-8383 |
| 2 | Highstreet Autumn Insurance & Benefits | 27333 Meadowbrook Rd Ste 230 | (248) 478-1177 |
| 3 | Commercial Insurance - J & J Insurance Managers | 43000 W 9 Mile Rd | (313) 460-0321 |
| 4 | Malinda Mims - State Farm Insurance Agent | 42020 Grand River Ave # A | (248) 380-6446 |
| 5 | Kristin Faber: Allstate Insurance | 43343 Grand River Ave | (248) 344-0460 |
| 6 | Jason Levy Agency | 28550 Cabot Dr # 100 | (248) 519-7787 |
| 7 | Baty Agency, Inc. | 27333 Meadowbrook Rd Ste 230 | (248) 553-7570 |
| 8 | Comparion Insurance Agency | 44244 W 12 Mile Rd Building A, Suite 150 | (248) 489-4291 |
| 9 | AAA Insurance - Nas Agency | 43155 Main St #210 | (248) 509-0900 |
| 10 | Acrisure Novi, MI (NuStar Insurance Agency) | 39555 Orchard Hill Pl #130 | (248) 380-6190 |
Steve Karagatsoulis - State Farm Insurance Agent serves Novi and the surrounding Oakland County area as a home insurance agent. The agency provides standard homeowners policies designed to protect a client’s dwelling and personal belongings from common risks like fire, theft, and storm damage. It also helps customers understand coverage limits and deductible options to match their specific property needs. In this area, additional services include arranging personal liability protection and offering policies for rental properties or seasonal homes.
Highstreet Autumn Insurance & Benefits offers a range of services including personalized home insurance policies and benefit plans for property owners in the Novi, Michigan area. Its service approach involves reviewing individual coverage needs and providing ongoing policy maintenance to help ensure adequate protection as circumstances change. The company assists clients in managing renewals, adjusting deductibles, and reviewing policy details. It services single-family homes, apartments, retail locations, and restaurants.
Commercial Insurance - J & J Insurance Managers serves homeowners and small business owners throughout Novi, Michigan, offering standard home insurance policies that help cover dwelling damage, personal property, and liability protection. The agency also provides guidance on supplemental coverages such as flood insurance. Clients receive personalized assistance with policy selection and claims support. In addition to Novi, this agency extends its services to neighboring Wixom and the surrounding Oakland County communities.
Serving Novi, Michigan, and the surrounding communities of Walled Lake, Northville, and Commerce Township, Malinda Mims - State Farm Insurance Agent specializes in home insurance policies tailored to protect local residential properties. The agency handles protection for standard single-family homes and dwelling structures against common area perils like wind and fire damage. For a typical job, it follows a consultative approach that begins with a personalized needs review to match policy coverage with the specific risks of each household.
Kristin Faber offers home insurance through Allstate Insurance in Novi, MI. A homeowner can choose between a one-time policy review for a new property or a recurring service that covers annual updates to existing coverage. Each policy option addresses protection for the dwelling, personal belongings, and liability. Coverage decisions consider the home’s location and structure. The services for clients run on either a one-time basis when initially securing a policy or on an as-needed schedule for any future policy changes.
Jason Levy Agency provides specialized home insurance services, including coverage for standard homeowners policies and personal property protection. It serves clients in Novi, Michigan, by evaluating individual property needs and helping select appropriate policies. General work involves explaining policy details, assisting with claims filing, and recommending liability coverage. The agency adjusts plans when local risks shift, such as increased hail or wind damage during spring storms. It also helps homeowners review their deductibles and protection limits before the winter freeze season begins.
As snow and ice from Michigan winters can lead to roof leaks and gutter damage, home protection becomes a priority for Novi residents. Baty Agency, Inc. helps local homeowners evaluate their coverage to address seasonal risks and protect their investment. The firm provides guidance on home insurance policies that balance adequate protection with practical cost considerations for the area. Baty Agency, Inc. begins by scheduling a thorough property inspection or a detailed risk-assessment meeting to identify specific coverage needs before recommending a plan.
Comparion Insurance Agency provides a range of home insurance options tailored to protect residential properties. Its service approach includes reviewing coverage needs and helping clients understand policy details for their specific situations. The team offers ongoing support for policy adjustments or claims assistance. It services single-family homes, townhouses, and condominiums throughout the Novi, Michigan area, as well as vacation homes and rental properties.
AAA Insurance - Nas Agency provides residential home insurance solutions in and around Novi, Michigan, helping local homeowners protect their property. The agency also offers commercial coverage for small businesses in the greater Novi area. Standard policies typically include dwelling, liability, and contents protection tailored to regional risks. Clients receive personalized guidance during initial enrollment and can count on responsive support for policy adjustments or claims. Following each policy period, the agent follows up to review coverage needs and renew or adjust service before the customer’s next regularly scheduled review.
Acrisure Novi, MI (NuStar Insurance Agency) focuses on protecting homes and personal property within the local residential market. It offers specialty add-ons such as coverage for valuables, personal liability, and natural disaster protection tailored to the area's risks. The agency assists homeowners in tailoring policies to fit their unique lifestyles and asset profiles. It can serve commercial sectors that require property protection, including offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Novi Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a standard policy. In Novi, rates can vary based on your homes age, location, and coverage limits. Factors like proximity to fire stations and your claims history also affect the price. This is general information, not insurance advice.
About home insurance agents in Novi
Home insurance agents in Novi Michigan help homeowners find coverage that meets state requirements and protects their property. Michigan law does not require homeowners insurance but mortgage lenders typically do. Agents can explain policy options including dwelling coverage and personal liability protection.
Frequently Asked Questions
What does a home insurance agent in Novi do?
A home insurance agent in Novi helps you compare policies from different insurers to find coverage for your home and belongings. They can explain Michigan specific coverage options like water backup and sewer damage. Agents also assist with filing claims and updating your policy after renovations.
Do I need home insurance in Michigan?
Michigan law does not require homeowners insurance but most mortgage lenders require it. Without insurance you risk losing your home if a fire or storm causes damage. An agent can help you understand what coverage you need for your situation.
How do I choose a home insurance agent in Novi?
Look for an agent who is licensed in Michigan and has experience with homes in Novi. Ask about their process for comparing quotes and handling claims. You can check their license status through the Michigan Department of Insurance and Financial Services.
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