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Compare Home Insurance Agents in Niles, MI

Compare home insurance agents in Niles. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Niles, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 15 home insurance agents in Niles, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jessica Massey - State Farm Insurance Agent
2429 S 11th St, Niles, MI 49120
(269) 683-2025 jessicafromsf.com
Goosehead Insurance - Chris Hammermeister
306 E Main St Suite 260, Niles, MI 49120
(269) 241-2311 goosehead.com
Brian Watson: Allstate Insurance
1218 Oak St, Niles, MI 49120
(269) 684-5200 agents.allstate.com
IMS Insurance
214 N 4th St, Niles, MI 49120
(269) 683-4900 imsinsuranceagency.com
Chicago Title
401 Sycamore St, Niles, MI 49120
(269) 684-2060 chicagotitlemi.com
First American Title Insurance Company
20 N 2nd St Suite 104, Niles, MI 49120
(269) 683-5500 local.firstam.com
Hagen Insurance Agency
2015 Niles Buchanan Rd, Niles, MI 49120
(269) 683-1788 locator.meemic.com
Farm Bureau Insurance - Scott Phelps
2215 S 11th St #16, Niles, MI 49120
(269) 684-1717 farmbureauinsurance-mi.com
Allied Solutions LLC
210 E Main St, Niles, MI 49120
(269) 301-1410 alliedsolutions.net
Paul Barrett - State Farm Insurance Agent
224 Front St, Niles, MI 49120
(269) 683-6178 barrettagency.com
Farmers Insurance - Justin Batman
311 E Main St, Niles, MI 49120
(269) 743-6659 agents.farmers.com
Huntington Insurance
929 S 11th St, Niles, MI 49120
(269) 247-5460 huntington.com
Tom Rasler Agent, L.L.C. AAA Insurance
1914 S 11th St, Niles, MI 49120
(269) 687-6274 michigan.aaa.com
Mccall Cynthia
815 E Main St A, Niles, MI 49120
(269) 683-3500
Paul Rifenberg CLU, ChFC life and health agency
721 E Main St, Niles, MI 49120
(269) 683-7400

Home insurance agents in Niles, Michigan help residents find coverage that meets state requirements and local needs. Michigan law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy details for risks common in southwest Michigan, such as severe storms and flooding.

What Does a Home Insurance Agent in Niles Cost?

The average cost of homeowners insurance in Michigan is around 1,200 to 1,500 per year for a standard policy, but rates in Niles can vary based on your homes age, location, and coverage limits. Factors like proximity to a fire station and your claims history also affect premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Niles do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain deductibles, liability limits, and optional endorsements. Agents also assist with policy changes and claims questions.
Is homeowners insurance required by law in Michigan?
Michigan state law does not require homeowners insurance. However, most mortgage lenders require a policy as a condition of the loan. Without coverage, you risk financial loss from fire, theft, or weather damage.
How do I choose a home insurance agent in Niles?
Look for an agent licensed in Michigan with experience serving the Niles area. Ask about their carrier options and whether they offer policies that cover common local perils like wind or hail. Check online reviews and verify their license through the Michigan Department of Insurance and Financial Services.