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Find Home Insurance Agents Near You in Niles, MI

Browse home insurance agents serving Niles, Michigan. Updated 2026-07-14.

The top-rated home insurance agent in Niles, Michigan is Jessica Massey - State Farm Insurance Agent, rated 4.9 stars across 102 reviews. Other highly rated options include Goosehead Insurance - Chris Hammermeister, IMS Insurance, First American Title Insurance Company. This directory lists 16 home insurance agents serving Niles.

Showing 16 home insurance agents in Niles, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jessica Massey - State Farm Insurance Agent2429 S 11th St(269) 683-2025
2Goosehead Insurance - Chris Hammermeister306 E Main St Suite 260(269) 241-2311
3IMS Insurance214 N 4th St(269) 683-4900
4First American Title Insurance Company20 N 2nd St Suite 104(269) 683-5500
5Brian Watson: Allstate Insurance1218 Oak St(269) 684-5200
6Chicago Title401 Sycamore St(269) 684-2060
7Hagen Insurance Agency2015 Niles Buchanan Rd(269) 683-1788
8Farmers Insurance - Patrick Colburn92 E Main St
9Paul Barrett - State Farm Insurance Agent224 Front St(269) 683-6178
10Allied Solutions LLC210 E Main St(269) 301-1410
JM
2429 S 11th St
Jessica Massey - State Farm Insurance Agent
Home Insurance Agent · Niles, MI

Jessica Massey - State Farm Insurance Agent serves Berrien County and the Niles, Michigan area, offering home insurance to local homeowners. The agency helps clients protect their properties and personal belongings from common regional hazards. Policies can include coverage for damage caused by severe weather events like wind and hail. The team also assists with evaluating dwelling replacement costs to ensure adequate protection. Specific services include securing liability coverage for accidents on the property and filing claims for losses such as fire or theft.

GI
306 E Main St Suite 260
Goosehead Insurance - Chris Hammermeister
Home Insurance Agent · Niles, MI

Goosehead Insurance - Chris Hammermeister provides a broad range of home insurance services in Niles, MI, covering policies for standard homes and specialty properties. The company offers routine policy reviews and adjustments, along with claims assistance to help clients navigate coverage issues. Its service plans focus on annual evaluations to keep pace with changing property values and local risks. The agency regularly services single-family homes, apartments, retail spaces, and local restaurants.

II
214 N 4th St
IMS Insurance
Home Insurance Agent · Niles, MI

IMS Insurance offers personalized home insurance solutions, including coverage for dwelling protection and personal property, in Niles, Michigan. It assists local homeowners in assessing risks and selecting appropriate policies. The agency helps clients understand policy details for standard hazards like fire and theft. For Niles residents, it addresses coverage needs after winter storms that can cause ice dam or roof damage.

FA
20 N 2nd St Suite 104
First American Title Insurance Company
Home Insurance Agent · Niles, MI

First American Title Insurance Company in Niles, Michigan, distinguishes between one-time services for single property transactions and recurring options for ongoing coverage reviews. Its home insurance agents assess local weather risks, structure replacement values, and liability concerns to construct policy bundles matching individual needs. Homeowners may consult about dwelling, personal property, and umbrella policies. Flood and earthquake endorsements can be added for area-specific protection. These services run on an as-needed basis, with clients requesting new quotes or policy updates whenever circumstances change throughout the year.

BW
1218 Oak St
Brian Watson: Allstate Insurance
Home Insurance Agent · Niles, MI

Homeowners and property managers in Niles, Michigan turn to Brian Watson: Allstate Insurance for home insurance agent services. This agency assists customers in selecting policies that protect dwellings and personal belongings against common regional risks. Coverage options can include protection for structures, liability, and additional living expenses. The agent works with clients to explain policy details and tailor plans to individual needs. Brian Watson: Allstate Insurance also serves the surrounding communities in Berrien County, including the Buchanan area.

CT
401 Sycamore St
Chicago Title
Home Insurance Agent · Niles, MI

Chicago Title serves Niles, Michigan, and the surrounding communities, handling a full range of home insurance needs including policies for standard dwellings, condos, and rental properties. It helps clients protect their investments against common regional risks like severe weather and liability claims. The agency works by reviewing individual property details to recommend appropriate coverage limits and deductibles, ensuring each policy is tailored to the specific home.

HI
2015 Niles Buchanan Rd
Hagen Insurance Agency
Home Insurance Agent · Niles, MI

Hagen Insurance Agency specializes in home insurance services for homeowners in and around Niles, Michigan, an area known for its varied weather patterns. The agency helps clients obtain policies that cover residential structures, personal belongings, and liability protection. It works closely with individuals to explain coverage options and differences in deductible levels. As seasonal storms or winter freeze risks emerge, the agency assists by reviewing policies for potential gaps in protection against ice dam or burst pipe damage.

FI
92 E Main St
Farmers Insurance - Patrick Colburn
Home Insurance Agent · Niles, MI
PB
224 Front St
Paul Barrett - State Farm Insurance Agent
Home Insurance Agent · Niles, MI

Paul Barrett - State Farm Insurance Agent serves the Niles, Michigan area and its surrounding communities with home insurance solutions. It handles policies that can protect a client’s dwelling, personal belongings, and liability exposures from common regional risks. The agency typically approaches each job by carefully reviewing a homeowner’s property details and coverage needs to tailor a policy that offers appropriate financial safeguards against potential damage or loss.

AS
210 E Main St
Allied Solutions LLC
Home Insurance Agent · Niles, MI

Allied Solutions LLC provides residential home insurance services to homeowners in Niles, Michigan. The agency also helps clients secure commercial coverage for local businesses within the surrounding region. Agents assist with evaluating property risks and selecting appropriate protection for dwellings and personal belongings. Policyholders often return for follow-up adjustments as their coverage needs evolve between regular seasonal check-ins.

FB
2215 S 11th St #16
Farm Bureau Insurance - Scott Phelps
Home Insurance Agent · Niles, MI
(269) 684-1717
farmbureauinsurance-mi.com/Agent/Scott-Phelps
FI
311 E Main St
Farmers Insurance - Justin Batman
Home Insurance Agent · Niles, MI
(269) 743-6659
agents.farmers.com/mi/niles/justin-batman
HI
929 S 11th St
Huntington Insurance
Home Insurance Agent · Niles, MI
(269) 247-5460
huntington.com
TR
1914 S 11th St
Tom Rasler Agent, L.L.C. AAA Insurance
Home Insurance Agent · Niles, MI
(269) 687-6274
michigan.aaa.com/branches/eabranchagent.aspx
MC
815 E Main St A
Mccall Cynthia
Home Insurance Agent · Niles, MI
(269) 683-3500
PR
721 E Main St
Paul Rifenberg CLU, ChFC life and health agency
Home Insurance Agent · Niles, MI
(269) 683-7400

What Does a a Home Insurance Agent in Niles Cost?

The average cost of homeowners insurance in Michigan is around 1,200 to 1,500 per year for a standard policy, but rates in Niles can vary based on your homes age, location, and coverage limits. Factors like proximity to a fire station and your claims history also affect premiums. This is general information and not insurance advice.

About home insurance agents in Niles

Home insurance agents in Niles, Michigan help residents find coverage that meets state requirements and local needs. Michigan law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy details for risks common in southwest Michigan, such as severe storms and flooding.

Frequently Asked Questions

What does a home insurance agent in Niles do?

A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain deductibles, liability limits, and optional endorsements. Agents also assist with policy changes and claims questions.

Is homeowners insurance required by law in Michigan?

Michigan state law does not require homeowners insurance. However, most mortgage lenders require a policy as a condition of the loan. Without coverage, you risk financial loss from fire, theft, or weather damage.

How do I choose a home insurance agent in Niles?

Look for an agent licensed in Michigan with experience serving the Niles area. Ask about their carrier options and whether they offer policies that cover common local perils like wind or hail. Check online reviews and verify their license through the Michigan Department of Insurance and Financial Services.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.