The top-rated home insurance agent in Fenton, Michigan is Marc Hoerauf - State Farm Insurance Agent, rated 5.0 stars across 223 reviews. Other highly rated options include Joel Collins - State Farm Insurance Agent, Valade Agency at Farm Bureau Insurance, Peabody Insurance Agency. This directory lists 20 home insurance agents serving Fenton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marc Hoerauf - State Farm Insurance Agent | 435 N Leroy St | (810) 471-3717 |
| 2 | Joel Collins - State Farm Insurance Agent | 12272 Fenton Rd Ste 1 | (810) 885-0002 |
| 3 | Valade Agency at Farm Bureau Insurance | 505 N Leroy St Suite A | (810) 545-8050 |
| 4 | Peabody Insurance Agency | 1190 Torrey Rd | (810) 629-1504 |
| 5 | The Joshua Biggs Agency LLC | 14165 Fenton Rd STE 104F | (517) 201-1559 |
| 6 | Professional Insurance | 400 S Adelaide St | (810) 629-0551 |
| 7 | AAA Insurance - The Steelman Agency | 1421 N Leroy St | (810) 735-3383 |
| 8 | Goosehead Insurance - Jamie Puente | 14165 Fenton Rd #104c | (810) 412-4141 |
| 9 | Horace Mann Insurance | 711 N Leroy St | (810) 208-7757 |
| 10 | State Farm Insurance | 17215 Silver Pkwy | (810) 750-6300 |
Marc Hoerauf - State Farm Insurance Agent serves the Fenton, Michigan area and surrounding Genesee County communities, providing home insurance policies tailored to local property needs. The agency helps residents protect their homes from common regional risks such as severe weather and fire damage. Homeowners receive guidance on standard coverage options including dwelling protection, personal property coverage, and liability coverage. The agency specifically assists clients with customizing home insurance policies to include reimbursement for temporary living expenses. Additionally, it handles renters insurance for tenants and condo insurance for those in multi-unit dwellings.
Joel Collins - State Farm Insurance Agent in Fenton, MI, provides a full range of home insurance services, including policy consultations, coverage review, and claims assistance. The agency focuses on helping homeowners select appropriate protection plans tailored to individual needs. Its maintenance plans typically involve periodic policy check-ins to ensure coverage remains adequate. Joel Collins’s agency services single-family homes, apartments, retail storefronts, and small restaurants in the local area.
Valade Agency at Farm Bureau Insurance serves the Fenton, MI area and surrounding communities with home insurance agent services. It handles policies that protect residential properties, including coverage for the structure, personal belongings, and liability against common household risks. The agency also assists clients in assessing their individual coverage needs for typical single-family homes and condominiums. For each client, it starts by reviewing property details and existing protection levels to identify gaps before recommending a tailored policy.
Peabody Insurance Agency helps homeowners in Fenton, Michigan, protect their properties with personalized home insurance policies. As a local agent, the company assists clients in understanding coverage options that safeguard their homes and personal belongings against common regional risks like storms and liability claims. The agency supports each policyholder through the claims process, ensuring clear communication and support. Peabody Insurance Agency also extends its services to residents in nearby Linden and the surrounding Genesee County communities.
As winter approaches in Fenton, homeowners often worry about ice dams and burst pipes. The Joshua Biggs Agency LLC helps local residents review their home coverage to ensure these seasonal risks are properly addressed. The agency also assists homeowners in updating policies after renovations or major purchases. Understanding the specific weather and property concerns in the Fenton area, the company works to match each client with appropriate protection. To begin, an agent will arrange a thorough review of the current policy and discuss any needed adjustments during an initial consultation appointment.
Professional Insurance in Fenton, Michigan, helps clients structure standard home insurance policies that protect dwelling structures and personal belongings. Its work extends to arranging specialty endorsements for valuable items, water backup incidents, and higher liability limits. For those with separate business interests, the agency also assists in securing commercial coverage designed for local offices, warehouses, and food service operations. Each policy is tailored to meet distinct residential and professional risk management needs in the area.
AAA Insurance - The Steelman Agency provides home insurance expertise, including dwelling coverage and liability protection for property owners. It works with clients to evaluate their individual needs, assisting with policy adjustments and claims support in the Fenton area. The agency also addresses specific seasonal concerns, such as damage from winter freeze events or spring storms that may affect local homes.
Goosehead Insurance - Jamie Puente in Fenton, MI offers clients the choice between a one-time policy purchase or the recurring service of an annual policy review and renewal. Their home insurance agency helps local homeowners select coverage that protects their property and personal belongings against damage and liability. General homeowner policies in this area typically address risks from fire, severe weather, and theft. Service for new customers generally involves a single consultation process. For ongoing clients, service runs on a scheduled basis, typically occurring annually upon policy renewal.
As a home insurance agent in Fenton, Michigan, this agency provides residential coverage for local homeowners. It also handles commercial policies for small businesses in the region. The agent works with clients to assess their personal property and liability needs. Following a policy setup, the office contacts clients again before renewal to review any changes in circumstances. This ensures coverage remains appropriate between regular annual visits or when a claim occurs.
What Does a a Home Insurance Agent in Fenton Cost?
The average cost of home insurance in Michigan is around 1,200 to 1,500 dollars per year for a typical policy. Costs in Fenton may vary based on your homes age, location, and coverage limits. Factors like your claims history and credit score also affect your premium. This is general information and not insurance advice.
About home insurance agents in Fenton
Home insurance agents in Fenton Michigan help homeowners protect their property and belongings. Michigan law requires insurers to offer specific coverages like water backup and sewer backup. Local agents can explain these options and help you find a policy that fits your needs and budget.
Frequently Asked Questions
What does a home insurance agent in Fenton do?
A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They explain Michigan specific requirements and can adjust your policy as your needs change over time.
Do I need flood insurance in Fenton Michigan?
Standard home insurance policies do not cover flood damage. If your home is in a flood zone, your lender may require flood insurance. Even outside high risk areas, flood insurance can be a good option to consider.
How does Michigan law affect my home insurance policy?
Michigan law requires insurers to offer coverage for water backup and sewer backup. The state also has specific rules about policy cancellation and non renewal. An agent can explain how these laws apply to your situation.
Home Insurance Agents in Other Michigan Cities
Adrian · Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Birmingham · Bloomfield Hills · Brighton · Byron Center · Canton Township · Charlotte · Clinton Township · Commerce Township · Davison