The top-rated home insurance agent in Hammond, Indiana is Freeway Insurance, rated 4.9 stars across 709 reviews. Other highly rated options include Jeff Tucker - State Farm Insurance Agent, State Farm: Mike Williams, Ogren Insurance. This directory lists 18 home insurance agents serving Hammond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1305 E 165th St | (219) 747-7003 |
| 2 | Jeff Tucker - State Farm Insurance Agent | 2824 173rd St suite g | (219) 844-3155 |
| 3 | State Farm: Mike Williams | 1231 E 165th St | (219) 853-3040 |
| 4 | Ogren Insurance | 6929 Hohman Ave | (219) 933-0076 |
| 5 | Edwin De Jesus - State Farm Insurance Agent | 4515 Hohman Ave | (219) 937-3005 |
| 6 | Jesse Cervera - State Farm Insurance Agent | 2739 169th St | (219) 845-9311 |
| 7 | Kyle Dempsey - State Farm Insurance Agent | 7018 Indianapolis Blvd | (219) 845-1571 |
| 8 | Silcox Insurance Services | 6813 Kennedy Ave | (219) 845-7100 |
| 9 | Ron J. Prestamer Insurance Agency, Inc. | 7207 Indianapolis Blvd Ste. 1 | (219) 844-0103 |
| 10 | Rosenwinkel Insurance | 7114 Calumet Ave | (219) 932-8283 |
Freeway Insurance in Speedway, IN offers both one-time policy setups and ongoing coverage adjustments to match changing needs. Their services focus on protecting homes and personal property against common risks like fire, theft, and weather damage. The agency helps clients compare standard policies and endorsements to fill gaps in protection. Assistance for claims and account questions is available on an as-needed basis, with no requirement for scheduled appointments.
Jeff Tucker - State Farm Insurance Agent serves the Hammond, Indiana area as a home insurance agent. The agency helps local homeowners find coverage to protect their property and belongings against common risks like fire, theft, and storm damage. Policies can be tailored to meet individual needs for a primary residence or rental property. In Hammond, the office assists clients with evaluating dwelling coverage limits and securing liability protection.
State Farm: Mike Williams offers homeowners insurance in Hammond, Indiana, helping customers protect their houses and personal belongings against common perils like fire and theft. Coverage options include dwelling protection, liability coverage, and personal property insurance tailored to individual needs. The agency provides guidance on policy details, claim filing, and coverage adjustments throughout the year. Services are available for single-family homes, apartments, retail spaces, and restaurants.
Ogren Insurance serves Hammond, Indiana, and the surrounding communities, handling home insurance needs for local homeowners. It assists clients in selecting policies that protect residential property from common regional risks. The agency provides guidance on coverage options suited to different types of homes. For a typical job, it reviews the homeowner’s existing situation, identifies potential gaps in protection, and recommends a policy that addresses those specific concerns.
Edwin De Jesus - State Farm Insurance Agent serves homeowners, landlords, and property managers in the Hammond, Indiana area. The agency provides standard home insurance policies that protect dwellings and personal property against common risks like fire and theft. Clients can review their coverage options to include liability protection and additional structures on their property. The office assists with customizing deductibles and policy limits to fit individual property needs. This agent also covers the neighboring communities of East Chicago and Gary.
Jesse Cervera - State Farm Insurance Agent in Hammond, IN, helps homeowners distinguish between a one-time policy purchase and ongoing coverage options that adapt as property needs change. For new buyers, a single policy offers immediate protection, while recurring service allows for periodic adjustments to deductibles and liability limits based on evolving home values or renovations. Coverage typically includes dwelling, personal property, and liability protection. Service operates on both one-time and as-needed bases, with scheduled reviews available to reassess exposures.
Kyle Dempsey - State Farm Insurance Agent in Hammond, IN, specializes in home insurance policies tailored to protect single-family homes and condominiums. The agency assists local residents with securing dwelling coverage, personal property protection, and liability insurance against common household risks. It also helps clients bundle home and auto policies for simplified management. During the harsh Lake Michigan winter season, the office commonly guides homeowners through filing claims related to ice dam damage, burst pipes, and fallen tree limbs from heavy snowstorms.
With winter weather approaching in Hammond, homeowners often face concerns about ice dams and roof damage. Silcox Insurance Services addresses these coverage needs as a local home insurance agent. The agency helps residents understand standard perils their policies protect against. By reviewing dwelling and personal property limits, the company assists in updating coverage after home renovations. They also clarify differences between actual cash value and replacement cost settlements for damaged belongings. An appointment for a thorough review of the current policy and a free property inspection kick-starts the process.
Ron J. Prestamer Insurance Agency, Inc. in Hammond, IN helps local homeowners create policies that protect their property and personal belongings. Specialty add-ons available include coverage for valuable jewelry, high-end electronics, and additional structures like sheds or fences. The agency works with clients owning single-family homes, rental properties, and vacation residences. Beyond residential needs, it can serve commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Hammond Cost?
The average cost of homeowners insurance in Indiana is about 1,200 to 1,800 per year for a standard policy. In Hammond costs may vary based on the homes age location and coverage limits. Factors like roof condition and proximity to fire stations also affect premiums. This is general information not insurance advice.
About home insurance agents in Hammond
A home insurance agent in Hammond Indiana can help you find a policy that meets your needs. Indiana law requires insurers to offer coverage for certain perils but does not mandate homeowners insurance. Local agents understand the specific risks in Lake County such as severe storms and flooding near Lake Michigan.
Frequently Asked Questions
What does a home insurance agent in Hammond do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes.
Is homeowners insurance required by law in Indiana?
Indiana does not require homeowners insurance by state law. However your mortgage lender will likely require it. A local agent can help you meet lender requirements and protect your home.
How can I find a reliable home insurance agent in Hammond?
You can search online directories or ask for referrals from neighbors. Look for agents licensed by the Indiana Department of Insurance. Check their experience with homes in Hammond and nearby areas.
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