ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsIndiana › Elkhart

Find Home Insurance Agents Near You in Elkhart, IN

Browse home insurance agents serving Elkhart, Indiana. Updated 2026-07-14.

The top-rated home insurance agent in Elkhart, Indiana is Justin Palmer - State Farm Insurance Agent, rated 4.9 stars across 468 reviews. Other highly rated options include Acceptance Insurance, Lisa Yoder - State Farm Insurance Agent, Patrick Mulroy: Allstate Insurance. This directory lists 20 home insurance agents serving Elkhart.

Showing 20 home insurance agents in Elkhart, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Justin Palmer - State Farm Insurance Agent101 E Hively Ave(574) 970-1113
2Acceptance Insurance138 W Hively Ave Ste 8(574) 633-3035
3Lisa Yoder - State Farm Insurance Agent23399 US-33(574) 875-2525
4Patrick Mulroy: Allstate Insurance23987 US-33(574) 241-3700
5Weaver Insurance601 E Bristol St(574) 333-3094
6Salinas Insurance Agency, Inc.2938 S Main St(574) 970-0312
7McCartney Insurance1100 N Nappanee St(574) 970-3000
8Fawne Atkinson - State Farm Insurance Agent23241 Old U.S. 20(574) 294-4906
9Affordable Insurance Agency INC.3243 Northview Dr(574) 522-8500
10Mike Wain - State Farm Insurance Agent1014 E Bristol St(574) 262-3502
JP
101 E Hively Ave
Justin Palmer - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN

Justin Palmer - State Farm Insurance Agent serves Elkhart, Indiana, and the surrounding Elkhart County area. This agency specializes in home insurance policies to protect residential properties against common risks. Clients can find coverage for structure damage and personal belongings within a standard homeowners policy. The agency also helps local homeowners add specific protections such as liability coverage or protection for detached structures like garages or sheds.

AI
138 W Hively Ave Ste 8
Acceptance Insurance
Home Insurance Agent · Elkhart, IN

Acceptance Insurance is known for helping homeowners in Elkhart, Indiana, find appropriate coverage for their properties. Its service range includes standard policies for single-family homes and offers guidance on liability protection and dwelling coverage. The company also adjusts policies to address seasonal weather risks common in the Midwest. As a specialty service, it can add on flood insurance to protect against water damage not covered by most standard home policies.

LY
23399 US-33
Lisa Yoder - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN

Lisa Yoder - State Farm Insurance Agent in Elkhart, IN, provides home insurance coverage designed to protect residential properties from a range of common perils, including fire, theft, and weather-related damage. The office offers personalized policy reviews to match coverage with each homeowner's specific needs, including options for additional endorsements or liability protection. Standard maintenance of a policy is handled through annual consultations that help ensure adequate limits. The agency serves single-family homes, apartments, retail locations, and restaurants within the local community.

PM
23987 US-33
Patrick Mulroy: Allstate Insurance
Home Insurance Agent · Elkhart, IN

Serving homeowners, renters, and landlords in Elkhart, IN, Patrick Mulroy: Allstate Insurance provides home insurance policies designed to protect property and personal belongings from common risks. Their agents help clients understand coverage options, including liability protection and additional living expenses after a covered loss. Guidance is offered for securing appropriate dwelling and contents limits. The agency also extends its services to homeowners and property managers in the surrounding community of Mishawaka.

WI
601 E Bristol St
Weaver Insurance
Home Insurance Agent · Elkhart, IN

Weaver Insurance serves Elkhart, Indiana, and the surrounding communities by providing home insurance coverage. The agency handles policies for homeowners, addressing protection needs for various residential properties in the area. A typical job begins with an agent reviewing the client's dwelling details, personal property, and liability concerns to identify appropriate coverage options. The standard approach involves explaining policy terms clearly, comparing available deductibles and coverage limits, and then customizing a plan to fit the homeowner's specific situation and budget.

SI
2938 S Main St
Salinas Insurance Agency, Inc.
Home Insurance Agent · Elkhart, IN

Salinas Insurance Agency, Inc., based in Elkhart, IN, helps homeowners distinguish between a one-time policy purchase for a new property and the recurring need to update coverage annually as home values and contents change. The agency offers coverage for dwelling protection, personal liability, and loss of use, ensuring clients understand what each policy element addresses. Services can be scheduled as a single consultation to review existing needs or accessed on an as-needed basis whenever a policy adjustment or claim question arises.

MI
1100 N Nappanee St
McCartney Insurance
Home Insurance Agent · Elkhart, IN

As the snow begins to melt and spring rains arrive in Elkhart, homeowners look to secure their property against potential water damage. McCartney Insurance provides home insurance agent services designed to address this common seasonal concern. The agency helps residents review their existing policies and explore coverage options that protect against weather-related losses. Whether a client is purchasing a new home or updating an old policy, an initial consultation and property inspection are scheduled to begin the process.

FA
23241 Old U.S. 20
Fawne Atkinson - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN

Fawne Atkinson - State Farm Insurance Agent provides homeowners in the Elkhart area with policies designed to protect residential property. Commercial coverage is also available for local businesses, with the office serving clients throughout Elkhart, Indiana. Each policy is carefully reviewed to match individual needs and budgets. The agent explains coverages clearly, helping residents understand their protection against common regional risks. Follow-up service ensures policies are updated as needs change, with the office welcoming repeat contact between regular policy reviews to address any new questions or life events.

AI
3243 Northview Dr
Affordable Insurance Agency INC.
Home Insurance Agent · Elkhart, IN

Affordable Insurance Agency INC. in Elkhart, IN, specializes in customizing home insurance packages for a variety of dwelling types, including single-family homes and rental properties. It also provides general guidance on adjusting coverage limits to reflect local rebuilding costs and personal property values. The agency further helps homeowners assess their exposure to specific seasonal concerns, such as ice dam damage on roofs during harsh Indiana winters.

MW
1014 E Bristol St
Mike Wain - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN

Mike Wain – State Farm Insurance Agent in Elkhart, IN, helps homeowners protect their properties with tailored coverage for dwellings and personal belongings. This agency also offers specific add-ons like flood and earthquake insurance to address common regional risks. Deductibles and policy limits are explained clearly so clients can make informed decisions. Commercial sectors served include offices, warehouses, and food service establishments needing business liability and property protection.

RW
2410 Middlebury St
Rachel Wain - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN
(574) 293-8130
rachelwain.com
AI
3803 S Main St
Acosta Insurance Agency, Inc.
Home Insurance Agent · Elkhart, IN
(574) 875-1122
acostains.com
AI
622 S Main St
A-Agency Insurance
Home Insurance Agent · Elkhart, IN
(574) 522-4455
treeshinsurance.com
KN
29966 Old U.S. 20
Kathy Nobles - State Farm Insurance Agent
Home Insurance Agent · Elkhart, IN
(574) 522-1148
kjnobles.com
IF
322 S Elkhart Ave Suite 200
Indiana Farm Bureau Insurance
Home Insurance Agent · Elkhart, IN
(574) 295-4488
infarmbureau.com/offices/Elkhart/Elkhart
SI
330 County Rd 6 W Ste 3
Shelter Insurance
Home Insurance Agent · Elkhart, IN
(574) 262-5088
shelterinsurance.com/CA
SI
123 N Main St
Secured Insurance Services
Home Insurance Agent · Elkhart, IN
(463) 348-1099
BI
3801 S Main St
Becker Insurance
Home Insurance Agent · Elkhart, IN
(574) 875-1350
FI
53846 N Park Ave
Farmers Insurance - Rodney Hohman
Home Insurance Agent · Elkhart, IN
(574) 206-4757
agents.farmers.com/in/elkhart/rodney-hohman
CI
1237 Johnson St #574
Coaches Insurance Agency
Home Insurance Agent · Elkhart, IN
(574) 203-0310
coachesinsuranceagency.com

What Does a a Home Insurance Agent in Elkhart Cost?

In Indiana the average annual homeowners insurance premium is around 1,200 to 1,500 dollars. Costs in Elkhart may be slightly higher due to local weather risks like severe storms and hail. Policies with higher deductibles usually have lower premiums. This is general information not insurance advice.

About home insurance agents in Elkhart

Home insurance agents in Elkhart Indiana help homeowners find policies that protect their property and belongings. Indiana law does not require homeowners insurance but mortgage lenders usually require it. Agents can explain coverage for common local risks like tornadoes and flooding.

Frequently Asked Questions

What does a home insurance agent in Elkhart do?

A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection personal liability and additional living expenses. They also help you file claims and adjust coverage as your needs change.

Is homeowners insurance required in Indiana?

Indiana state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose whether to buy coverage.

What factors affect home insurance costs in Elkhart?

Costs depend on your homes age construction type location and replacement value. Your credit score claims history and chosen deductible also affect premiums. Elkharts proximity to the Elkhart River can influence flood insurance needs.

Home Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.