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Find Home Insurance Agents Near You in Carmel, IN

Browse home insurance agents serving Carmel, Indiana. Updated 2026-07-14.

The top-rated home insurance agent in Carmel, Indiana is Dean Ballenger Agency Inc, rated 5.0 stars across 610 reviews. Other highly rated options include Hittle Insurance, Adam Jurs State Farm Insurance Agency, Andrew Kennedy - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Carmel.

Showing 21 home insurance agents in Carmel, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dean Ballenger Agency Inc14767 Oak Rd(317) 867-5433
2Hittle Insurance14801 Market Center Dr Suite 130(317) 895-5555
3Adam Jurs State Farm Insurance Agency718 Adams St # A(317) 844-7243
4Andrew Kennedy - State Farm Insurance Agent12407 Old Meridian St(317) 844-2507
5Howard Medicare and Health Insurance4933 Briarwood Ct(317) 663-7602
6Allstate Insurance: Ranj Puthran718 Adams St Ste B(833) 844-4683
7Teresa Chapman - State Farm Insurance Agent14 W Main St(317) 844-1270
8Penwell Insurance600 E Carmel Dr Suite 162(317) 559-3022
9BWC Insurance13295 Illinois St # 134(317) 324-1489
10ShieldPoint Insurance571 Monon Blvd Ste 200(317) 395-3877
DB
14767 Oak Rd
Dean Ballenger Agency Inc
Home Insurance Agent · Carmel, IN

Dean Ballenger Agency Inc serves the Carmel, Indiana area as a home insurance agent. The agency assists homeowners with obtaining coverage that protects residential property and personal belongings against common perils. Clients can discuss policy options tailored to the specific needs of homes in this region. The agency also helps evaluate the appropriate dwelling coverage limits based on local construction costs. In particular, it handles standard homeowners insurance policies and flood insurance for properties in the community.

HI
14801 Market Center Dr Suite 130
Hittle Insurance
Home Insurance Agent · Carmel, IN

Hittle Insurance provides a range of home insurance policies designed to protect residential properties in Carmel, IN. Its services include standard coverage options such as dwelling, personal property, and liability protection. The agency assists clients in selecting appropriate deductibles and policy limits to match their individual needs. It also helps with regular policy reviews and claims support to ensure coverage remains adequate over time. The company services single-family homes, apartments, retail spaces, and restaurants.

AJ
718 Adams St # A
Adam Jurs State Farm Insurance Agency
Home Insurance Agent · Carmel, IN

Serving Carmel and the surrounding communities, Adam Jurs State Farm Insurance Agency provides home insurance coverage for local homeowners. It handles policies that protect dwellings, personal belongings, and liability risks common to residential properties in central Indiana. The agency works to explain coverage options and policy terms clearly to each client. When handling a typical job, it first reviews the property's value and specific risks with the homeowner, then matches those needs with a suitable personal lines policy.

AK
12407 Old Meridian St
Andrew Kennedy - State Farm Insurance Agent
Home Insurance Agent · Carmel, IN

Andrew Kennedy, a State Farm Insurance agent in Carmel, IN, serves homeowners, residential property managers, and local businesses by providing home insurance policies. He assists clients in selecting appropriate coverage for dwellings, personal property, and liability protection against common regional risks. Based in Carmel, the agency also extends its services to communities within the greater Indianapolis metro area, including neighboring Fishers.

HM
4933 Briarwood Ct
Howard Medicare and Health Insurance
Home Insurance Agent · Carmel, IN

Howard Medicare and Health Insurance in Carmel, IN, offers homeowners the distinction between a one-time consultation for immediate property needs and recurring review services for ongoing coverage adjustments. Their home insurance agency work involves assessing local risks like weather damage and liability, customizing policies to fit specific dwellings. Each plan addresses structural protection and personal belongings, with policy limits matched to replacement costs. Service operates on an as-needed basis, allowing clients to schedule updates whenever their household circumstances change or new assets require inclusion.

AI
718 Adams St Ste B
Allstate Insurance: Ranj Puthran
Home Insurance Agent · Carmel, IN

Allstate Insurance: Ranj Puthran in Carmel, Indiana offers tailored home insurance policies designed to protect a client’s property and personal belongings. The agency also advises customers on liability coverage options to guard against common household risks. For local homeowners, the provided insurance services address specific threats like storm damage from strong Midwestern weather as well as potential issues with aging plumbing systems during cold winter months.

TC
14 W Main St
Teresa Chapman - State Farm Insurance Agent
Home Insurance Agent · Carmel, IN

With winter storms and spring hail frequently testing Carmel homes, many homeowners reassess their coverage needs. Teresa Chapman offers home insurance policies that address roof replacements after weather damage, liability protection for accidents, and financial safeguards for inside burglaries. As a local agency, the company understands typical Indiana risks, including snow load and wind gusts. Each discussion begins by reviewing the current dwelling protection limits to identify possible gaps. Coverage review always starts free of charge, requiring only a ten-minute phone call to schedule an initial home inspection.

PI
600 E Carmel Dr Suite 162
Penwell Insurance
Home Insurance Agent · Carmel, IN

Penwell Insurance in Carmel, IN, assists homeowners in finding coverage for their residences and personal property. It is also able to address specific needs by arranging additional protection for valuable items, natural disasters, or liability concerns. Serving the local area, the agency works with individuals on customized policies to safeguard their homes. Beyond residential work, the agency can help with commercial insurance needs for different business types, including offices, warehouses, and food service operations.

BI
13295 Illinois St # 134
BWC Insurance
Home Insurance Agent · Carmel, IN

BWC Insurance provides home insurance services for residential properties in Carmel, IN, also offering commercial coverage for local businesses in the surrounding area. Agents help clients select policies that protect dwellings and personal belongings against common regional risks. The office maintains detailed client records to support efficient claims coordination. Policyholders benefit from follow-up service after policy changes or claims events, ensuring coverage remains current until the regular renewal visit.

SI
571 Monon Blvd Ste 200
ShieldPoint Insurance
Home Insurance Agent · Carmel, IN

ShieldPoint Insurance in Carmel, IN is known for helping homeowners secure tailored coverage that protects their property and personal assets. The agency works with clients to assess individual risk factors, ensuring policies address local weather concerns and neighborhood conditions. Its service range typically includes dwelling protection, personal liability coverage, and options for additional structures. For clients seeking more comprehensive security, ShieldPoint Insurance can add flood insurance to a standard homeowner’s policy.

GI
13295 Illinois St Suite 302
Goosehead Insurance - Ted King
Home Insurance Agent · Carmel, IN
(317) 975-0303
goosehead.com/agents/in/carmel/ted-king
BI
600 E Carmel Dr #269
Binford Insurance
Home Insurance Agent · Carmel, IN
(317) 588-3825
binfordinsurance.com
SI
111 Congressional Blvd Suite 200
Shepherd Insurance
Home Insurance Agent · Carmel, IN
(317) 846-5554
shepherdins.com
BI
599 Industrial Dr Suite 313
Bailey Insurance
Home Insurance Agent · Carmel, IN
(317) 809-7982
baileyinsurancequotes.com
DI
1905 S New Market St Suite 265
The DeRoss Insurance Agency
Home Insurance Agent · Carmel, IN
(317) 219-3100
thederossagency.com
RO
231 Lark Dr Unit 1
Rain or Shine Insurance
Home Insurance Agent · Carmel, IN
(317) 601-7472
rainorshineinsurance.com
RI
40 Executive Dr # C
Rupp Insurance
Home Insurance Agent · Carmel, IN
(317) 848-7241
rjruppinsurance.com
MI
11939 N Meridian St
Midwest Insurance Indiana
Home Insurance Agent · Carmel, IN
(317) 349-7943
FI
110 N Rangeline Rd
Fearrin Insurance
Home Insurance Agent · Carmel, IN
(317) 846-4275
fearrininsurance.com
PI
111 Congressional Blvd
Progressive Insurance
Home Insurance Agent · Carmel, IN
(800) 776-4737
progressive.com/claims
SI
301 E Carmel Dr SUITE C500
Sunday Insurance Agency
Home Insurance Agent · Carmel, IN
(317) 571-5200
sundayins.com

What Does a a Home Insurance Agent in Carmel Cost?

The average cost of homeowners insurance in Indiana is about 1,200 to 1,600 dollars per year for a standard policy. In Carmel rates may vary based on home value and risk factors such as storm exposure. A higher deductible typically lowers your premium. This is general information and not insurance advice.

About home insurance agents in Carmel

A home insurance agent in Carmel Indiana helps you find a policy that covers your home and belongings. Indiana law does not require homeowners insurance but mortgage lenders usually do. Local agents understand the risks specific to central Indiana including severe storms and hail.

Frequently Asked Questions

What does a home insurance agent in Carmel do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details such as dwelling coverage personal property and liability. They also assist with claims and policy changes.

Is homeowners insurance required by law in Indiana?

Indiana does not have a state law requiring homeowners insurance. However most mortgage lenders require you to have a policy for the life of the loan. Without a mortgage you can choose to go uninsured but that carries financial risk.

What factors affect home insurance cost in Carmel Indiana?

Costs depend on your homes age construction type location and proximity to fire stations. Your credit score claims history and chosen deductible also impact the premium. Indiana has a competitive insurance market so shopping around can help you find a lower rate.

Home Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.