The top-rated home insurance agent in Franklin, Indiana is Matt Kwiatkowski - State Farm Insurance Agent, rated 4.9 stars across 680 reviews. Other highly rated options include Cheryl Halik - State Farm Insurance Agent, Leugers Insurance Group, Campbell Shuck Insurance. This directory lists 17 home insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kwiatkowski - State Farm Insurance Agent | 3059 N Morton St Suite A | (317) 736-6666 |
| 2 | Cheryl Halik - State Farm Insurance Agent | 948 N Main St | (317) 738-2722 |
| 3 | Leugers Insurance Group | 42 E Jefferson St Suite B | (317) 739-0399 |
| 4 | Campbell Shuck Insurance | 2050 Graham Rd | (317) 736-8764 |
| 5 | Franklin Insurance | 359 N Morton St | (317) 736-8277 |
| 6 | Shuck's Financial Services | 2050 Graham Rd | (317) 736-8764 |
| 7 | Paul Humbles Agency Inc American Family Insurance | 242 E Jefferson St | (317) 738-4446 |
| 8 | Indiana Farm Bureau Insurance | 99 N Morton St | (317) 736-6128 |
| 9 | Farley Health Solutions | 1507 N Main St Unit 2 | (317) 435-5881 |
| 10 | State Guard Insurance Agency IN | 151 Holiday Pl | (219) 232-6672 |
Matt Kwiatkowski - State Farm Insurance Agent serves the Franklin, Indiana, area and the surrounding Johnson County region as a home insurance agency. The company assists local homeowners in tailoring policies that address common property risks. It helps clients secure coverage for their dwelling structure, personal belongings, and liability protection. The agency also guides policyholders in adding endorsements for specific needs such as earthquake damage or identity restoration services.
Cheryl Halik - State Farm Insurance Agent provides personalized home insurance consultations and policy options for local homeowners. It offers regular policy reviews to adjust coverage based on changing needs or property updates. The agency also assists with claims guidance and bundling discounts with auto insurance where applicable. Typical services include risk assessments, deductible recommendations, and liability protection advice. Properties served include single-family homes, townhouses, condominiums, apartments, and rental properties within Franklin, Indiana.
Leugers Insurance Group in Franklin, IN, serves homeowners and property managers seeking coverage for single-family homes, rentals, and condos in the area. The agency works to match clients with policies that protect against common risks like storm damage, fire, and liability claims common to central Indiana properties. It assists with comparing deductibles, dwelling limits, and optional coverages for personal belongings. Franklin residents can contact the agency for quotes, which also extends its home insurance services to neighboring communities in Greenwood.
Campbell Shuck Insurance serves Franklin, Indiana, and the surrounding Johnson County communities, specializing in residential property protection. The agency handles standard homeowners policies as well as additional coverage for personal liability, dwelling fire, and rental properties. Each client’s specific risk factors are reviewed individually, and the agency then presents policy options from multiple carriers. The approach tailors coverage limits and deductibles to match the homeowner’s property value and budget constraints while ensuring compliance with lender requirements.
Franklin Insurance, based in Franklin, Indiana, assists homeowners by differentiating between one-time policy setups and the recurring service of annual renewals and updates. The agency focuses on providing coverage options that protect against common regional risks, such as storm damage and liability claims. Service is offered on both a scheduled basis for regular policy reviews and an as-needed basis when clients require immediate adjustments or claims assistance.
Shuck’s Financial Services provides specialty coverage options for high-value homes and rental properties in Franklin, IN. As a home insurance agent, it also assists local homeowners with standard policies that protect dwellings, personal property, and liability. The agency evaluates individual risks to match clients with suitable plans from multiple carriers. This office is particularly helpful during Indiana’s spring storm season, when homeowners often seek increased protection against hail and wind damage that can harm roofs and siding.
As spring storms bring hail and wind across Johnson County, Franklin homeowners often review their coverage for roof and siding repair needs. Paul Humbles Agency Inc American Family Insurance responds by offering personalized consultations to match local property risks with appropriate home insurance policies. An agent walks through typical policy protections, from dwelling replacement to personal liability, while accounting for area weather patterns. An inspector then schedules a walkthrough of the property to evaluate current conditions and identify any immediate coverage gaps before finalizing the plan.
After a storm or sudden temperature shift across the Franklin area, homeowners often need a reliable review of their policy coverage. Indiana Farm Bureau Insurance serves this local need by providing clear guidance on protecting property investments. Their agents help explain standard homeowners policies and assist with requesting coverage adjustments for unique regional risks. To begin the service, an agent typically schedules an initial inspection of the property. This straightforward onsite visit allows them to assess the home’s specific structural features and recommend appropriate protection levels.
Farley Health Solutions in Franklin, IN assists homeowners by evaluating their property insurance needs and identifying appropriate coverage options. The agency specializes in supplemental policies that offer additional protection for valuable personal belongings and liability. Their clientele includes those managing residential rental properties, older homes requiring specific coverage, and new construction. Service extends to owner‑occupied residences, office properties, commercial warehouses, and food service establishments.
State Guard Insurance Agency IN in Franklin provides residential home insurance services for local homeowners, covering standard property protection and liability needs. The agency also handles commercial coverage for small businesses throughout the Johnson County area, assisting clients with policies tailored to their operational requirements. Regular follow-up ensures policies remain aligned with changing property values, and repeat service is available between scheduled visits to adjust coverage or address new concerns.
What Does a a Home Insurance Agent in Franklin Cost?
The average cost of home insurance in Indiana is around $1,200 per year for a standard policy. Rates in Franklin may vary based on home value, location, and coverage limits. Factors like roof age and credit score also affect premiums. This is general information and not insurance advice.
About home insurance agents in Franklin
Home insurance agents in Franklin Indiana help residents find coverage for their homes and personal property. Indiana law requires insurers to offer replacement cost coverage for dwelling policies. An agent can explain policy options and help you meet mortgage requirements.
Frequently Asked Questions
What does a home insurance agent in Franklin do?
A home insurance agent helps you compare policies from different insurers. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.
Do I need home insurance in Indiana?
Indiana law does not require home insurance by statute. However, most mortgage lenders require a homeowners policy to protect their investment. An agent can help you find a policy that meets lender requirements.
How do I choose a home insurance agent in Franklin?
Look for an agent licensed in Indiana with experience in homeowners policies. Ask about their carrier options and customer service. You can check the Indiana Department of Insurance for license verification.
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