The top-rated flood insurance agent in West Caldwell, New Jersey is Schumacher Insurance Agency, rated 4.9 stars across 382 reviews. Other highly rated options include Fallivene Agency, Inc. Real Estate, John Urchak - State Farm Insurance Agent, Nicole Nickerson - State Farm Insurance Agent. This directory lists 10 flood insurance agents serving West Caldwell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schumacher Insurance Agency | 551 Passaic Ave | (973) 237-1000 |
| 2 | Fallivene Agency, Inc. Real Estate | 1011 Bloomfield Ave #1A | (973) 882-1117 |
| 3 | John Urchak - State Farm Insurance Agent | 616 Bloomfield Ave APT 2A | (973) 226-0666 |
| 4 | Nicole Nickerson - State Farm Insurance Agent | 1010 Bloomfield Ave | (973) 521-7150 |
| 5 | Goosehead Insurance - Jesse Branson Jr. | 603 Bloomfield Ave Suite 2 | (973) 435-2509 |
| 6 | Fallivene Agency Inc., Insurance Division | 1025 Bloomfield Ave STE 1B | (973) 882-5577 |
| 7 | MDB Agency Inc | 185 Fairfield Ave # 1D | (973) 287-6105 |
| 8 | Raymond G. McCarthy & Company | 185 Fairfield Ave Suite 1-C | (973) 228-4141 |
| 9 | D & O Partners Inc | 1140 Bloomfield Ave | (973) 521-7051 |
| 10 | Ehnert Associates | 401 Bloomfield Ave | — |
What Does a a Flood Insurance Agent in West Caldwell Cost?
Typical flood insurance costs in New Jersey range from 500 to 3,000 dollars per year for NFIP policies depending on flood zone risk and building characteristics. Private market policies may cost more or less. Elevation certificates and coverage limits affect the final premium. This is general information and not insurance advice.
About flood insurance agents in West Caldwell
Flood insurance agents in West Caldwell New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Local agents understand the flood risks specific to the Passaic River basin and can guide you through elevation certificates and policy limits.
Frequently Asked Questions
What does a flood insurance agent in West Caldwell do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain NFIP coverage limits and can help with applications for properties in West Caldwells flood zones.
Is flood insurance required in West Caldwell New Jersey?
Flood insurance is required for properties in FEMA designated Special Flood Hazard Areas if you have a mortgage from a federally regulated lender. Even outside these zones many homeowners choose coverage due to local flood risks.
How do I find a flood insurance agent in West Caldwell?
You can search the New Jersey Department of Banking and Insurance website for licensed agents. Local real estate agents and mortgage lenders often have referrals for flood insurance specialists in the area.
Flood Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Freehold · Hackensack · Hamilton Township