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Flood Insurance Agents in Fair Lawn, NJ

Looking for a flood insurance agent in Fair Lawn? Review the directory below to compare your options.

11 agents listed
Updated May 2026
Fair Lawn, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 flood insurance agents in Fair Lawn, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fernando Frias - State Farm Insurance Agent
34-12 Broadway, Fair Lawn, NJ 07410
(201) 254-3539 friasyouragent.com
Fawaz Ghannam - State Farm Insurance Agent
12-45 River Rd #2, Fair Lawn, NJ 07410
(201) 791-6200 fawazghannam.com
Suburban General Insurance Agency
21-00 NJ-208 Suite 105, Fair Lawn, NJ 07410
(201) 225-9099
Praneet Singh: Allstate Insurance
17-10 River Rd, Fair Lawn, NJ 07410
(201) 791-3330 agents.allstate.com
Suburban Insurance
6-16 Saddle River Rd, Fair Lawn, NJ 07410
(201) 796-1881 suburbanbrokers.com
Primetime Insurance
35 River Rd, Fair Lawn, NJ 07410
(551) 365-1806
ASAP Insurance Agency LLC
13-33A River Rd, Fair Lawn, NJ 07410
(201) 773-6669
Kando Service Agency Inc
6-16 Saddle River Rd, Fair Lawn, NJ 07410
(201) 796-1881 suburbanbrokers.com
United Assurance
16-00 Pollitt Dr, Fair Lawn, NJ 07410
(201) 797-6600 unitedassurance.com
Kurnath Insurance
13-17 River Rd, Fair Lawn, NJ 07410
(201) 797-5202
General Information Services LLC
7-02 Fair Lawn Ave, Fair Lawn, NJ 07410
(201) 797-4800

Flood insurance agents in Fair Lawn New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program NFIP. Fair Lawn is located in Bergen County near the Passaic River which means some properties fall within Special Flood Hazard Areas. New Jersey law requires flood insurance for properties with federally backed mortgages in high risk zones so working with a local agent ensures compliance with state and federal rules.

What Does a Flood Insurance Agent in Fair Lawn Cost?

Flood insurance costs in Fair Lawn New Jersey vary by property elevation flood zone and coverage amount. Typical NFIP premiums range from 700 to 2000 dollars per year for homes in moderate risk areas. Properties in high risk zones or with basements may cost more. Elevation certificates can lower premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Fair Lawn New Jersey?
A flood insurance agent in Fair Lawn can assess your property risk based on local flood maps and FEMA regulations. New Jersey participates in the NFIP which sets specific coverage limits and waiting periods. An agent helps you choose the right policy to meet mortgage requirements and protect your assets.
What flood zones affect Fair Lawn New Jersey?
Fair Lawn has areas in Zone A and Zone AE near the Passaic River and other waterways. These zones require flood insurance for most federally backed loans. Your agent can check the current Flood Insurance Rate Map FIRM for your specific address.