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HomeFlood Insurance AgentsNew Jersey › Fair Lawn

Find Flood Insurance Agents Near You in Fair Lawn, NJ

Browse flood insurance agents serving Fair Lawn, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 12 flood insurance agents serving Fair Lawn.

Showing 12 flood insurance agents in Fair Lawn, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1ABA Insurance Agency16-00 NJ-208 Suite 103
2Fernando Frias - State Farm Insurance Agent34-12 Broadway(201) 254-3539
3Fawaz Ghannam - State Farm Insurance Agent12-45 River Rd #2(201) 791-6200
4Suburban General Insurance Agency21-00 NJ-208 Suite 105(201) 225-9099
5Praneet Singh: Allstate Insurance17-10 River Rd(201) 791-3330
6Suburban Insurance6-16 Saddle River Rd(201) 796-1881
7Primetime Insurance35 River Rd(551) 365-1806
8ASAP Insurance Agency LLC13-33A River Rd(201) 773-6669
9Kando Service Agency Inc6-16 Saddle River Rd(201) 796-1881
10United Assurance16-00 Pollitt Dr(201) 797-6600
AI
16-00 NJ-208 Suite 103
ABA Insurance Agency
Flood Insurance Agent · Fair Lawn, NJ
FF
34-12 Broadway
Fernando Frias - State Farm Insurance Agent
Flood Insurance Agent · Fair Lawn, NJ

Fernando Frias - State Farm Insurance Agent in Fair Lawn, NJ, provides coverage options that help protect residential and commercial clients against financial losses from flood events. Service includes reviewing individual property risks and assisting with policy selection to meet specific needs. Ongoing support is available for policy adjustments and claim filing. The company serves single-family homes, apartments, retail establishments, and restaurants in the surrounding area.

FG
12-45 River Rd #2
Fawaz Ghannam - State Farm Insurance Agent
Flood Insurance Agent · Fair Lawn, NJ

Homeowners, businesses, and property managers in Fair Lawn, New Jersey turn to Fawaz Ghannam - State Farm Insurance Agent for comprehensive flood insurance coverage. The agency helps clients understand the specific flood risks in their area and secures policies that protect properties from water damage. It assists with navigating the National Flood Insurance Program and finding appropriate coverage for residential and commercial structures. This Fair Lawn office also serves the broader Bergen County metro region, including the neighboring community of Paramus.

SG
21-00 NJ-208 Suite 105
Suburban General Insurance Agency
Flood Insurance Agent · Fair Lawn, NJ

Suburban General Insurance Agency serves Fair Lawn, New Jersey, and the surrounding communities of Bergen County with flood insurance solutions. It handles policies required by lenders, as well as supplemental coverage for properties located in designated flood zones. The agency evaluates each client's unique exposure by reviewing elevation certificates and local flooding history. To complete a typical job, it systematically compares policies from multiple carriers to secure the necessary flood protection and then verifies the coverage aligns with the homeowner’s specific risk profile.

PS
17-10 River Rd
Praneet Singh: Allstate Insurance
Flood Insurance Agent · Fair Lawn, NJ

For flood insurance, clients choose between a one-time policy for existing properties or a recurring plan that renews annually for ongoing protection. Coverage typically includes structural damage from rising water and often extends to personal belongings within the home. Serving Fair Lawn, New Jersey, Praneet Singh: Allstate Insurance offers these plans as one-time policies for immediate needs and as scheduled renewals for continuous coverage against seasonal flooding risks in the area.

SI
6-16 Saddle River Rd
Suburban Insurance
Flood Insurance Agent · Fair Lawn, NJ

Suburban Insurance specializes in connecting Fair Lawn residents with flood insurance policies, protecting properties against water damage from storms and overflow. As a dedicated flood insurance agent, the company provides professional guidance on coverage options, helping homeowners understand policy terms and file claims when needed. It focuses on serving local clients throughout the area, offering straightforward advice on risk assessment and necessary documentation. Suburban Insurance assists with the annual policy review each spring before the peak hurricane season begins.

PI
35 River Rd
Primetime Insurance
Flood Insurance Agent · Fair Lawn, NJ

When seasonal storms threaten Fair Lawn, New Jersey, property owners face the real risk of water damage that standard homeowners policies do not cover. Primetime Insurance works as a flood insurance agent in this community to secure federally backed and private coverage for residential and commercial risks. Their approach begins with a thorough evaluation of each client's specific exposure, property elevation, and local flood maps. This process typically concludes with an on-site inspection to document current conditions and determine the appropriate policy structure for the individual building and its contents.

AI
13-33A River Rd
ASAP Insurance Agency LLC
Flood Insurance Agent · Fair Lawn, NJ

ASAP Insurance Agency LLC in Fair Lawn, NJ serves the community by tailoring insurance policies to meet diverse property protection needs. The company specializes specifically in flood insurance, addressing the heightened risk of water damage from storms and rising water tables. Assisting residential homeowners and business operators, it facilitates coverage that fills protection gaps left by standard property policies. The agency is equipped to handle the distinct commercial sectors of offices, warehouses, and food service operations.

KS
6-16 Saddle River Rd
Kando Service Agency Inc
Flood Insurance Agent · Fair Lawn, NJ

Kando Service Agency Inc serves Fair Lawn, New Jersey as a flood insurance agent primarily helping residential property owners secure necessary coverage against water damage. The agency also assists commercial clients in the area with tailored flood insurance policies. Operating within the local region, the team guides policyholders through claims processes and policy renewals. They welcome follow-up inquiries and encourage repeat service between regular policy reviews to ensure ongoing protection remains aligned with current property values.

UA
16-00 Pollitt Dr
United Assurance
Flood Insurance Agent · Fair Lawn, NJ

United Assurance in Fair Lawn, NJ is known for helping local property owners navigate flood insurance requirements for both residential and commercial structures. The agency assists clients in assessing their specific flood zone risks and securing appropriate coverage through the National Flood Insurance Program and private markets. Policyholders depend on the agency’s guidance for understanding deductibles, coverage limits, and waiting periods. In addition to standard flood policies, United Assurance can add on coverage for basement contents and improved living areas.

KI
13-17 River Rd
Kurnath Insurance
Flood Insurance Agent · Fair Lawn, NJ
(201) 797-5202
GI
7-02 Fair Lawn Ave
General Information Services LLC
Flood Insurance Agent · Fair Lawn, NJ
(201) 797-4800

What Does a a Flood Insurance Agent in Fair Lawn Cost?

Flood insurance costs in Fair Lawn New Jersey vary by property elevation flood zone and coverage amount. Typical NFIP premiums range from 700 to 2000 dollars per year for homes in moderate risk areas. Properties in high risk zones or with basements may cost more. Elevation certificates can lower premiums. This is general information and not insurance advice.

About flood insurance agents in Fair Lawn

Flood insurance agents in Fair Lawn New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program NFIP. Fair Lawn is located in Bergen County near the Passaic River which means some properties fall within Special Flood Hazard Areas. New Jersey law requires flood insurance for properties with federally backed mortgages in high risk zones so working with a local agent ensures compliance with state and federal rules.

Frequently Asked Questions

Why do I need a flood insurance agent in Fair Lawn New Jersey?

A flood insurance agent in Fair Lawn can assess your property risk based on local flood maps and FEMA regulations. New Jersey participates in the NFIP which sets specific coverage limits and waiting periods. An agent helps you choose the right policy to meet mortgage requirements and protect your assets.

What flood zones affect Fair Lawn New Jersey?

Fair Lawn has areas in Zone A and Zone AE near the Passaic River and other waterways. These zones require flood insurance for most federally backed loans. Your agent can check the current Flood Insurance Rate Map FIRM for your specific address.

How long is the waiting period for flood insurance in New Jersey?

Standard NFIP policies have a 30 day waiting period before coverage begins. This applies to new policies in Fair Lawn. Exceptions exist for loan closings or map changes but you should plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.