ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare flood insurance agents in Elizabeth. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 flood insurance agents in Elizabeth, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cuartas Insurance Agency
34 Rankin St, Elizabeth, NJ 07206
(908) 764-0271
UPIX INSURANCE
729 Edgar Rd, Elizabeth, NJ 07202
(908) 845-7722
upixinsurance.com
Angel Rodriguez - State Farm Insurance Agent
902 2nd Ave, Elizabeth, NJ 07201
(908) 469-1432
elizabethseguro.com
Dave Carrubba - State Farm Insurance Agent
321 Rahway Ave, Elizabeth, NJ 07202
(908) 662-3300
davidcarrubba.com
Zenith Agency LLC
1000 Elizabeth Ave suite b, Elizabeth, NJ 07201
(908) 355-0070
zenithinsuranceagency.com
InsureOne Insurance
1089 Elizabeth Ave #7, Elizabeth, NJ 07201
(908) 452-7032
insureone.com
RCX Insurance Agency
847 E Jersey St, Elizabeth, NJ 07201
(908) 355-0111
rcxinsurance.com
New Century Insurance Agency Brokerage
443 Elizabeth Ave, Elizabeth, NJ 07206
(908) 576-6821
mynewcenturyinsurance.com
Global Insurance Agency
514 Westfield Ave #1, Elizabeth, NJ 07208
(908) 469-8441
globalinsurancenj.com
Alpha Agency LLC
89 Elmora Ave, Elizabeth, NJ 07202
(908) 659-0010
progressiveagent.com
Universal Financial Insurance Agency - UFIA
500 Rahway Ave, Elizabeth, NJ 07202
(908) 469-0714
universalfinancialinsurance.com
Flood insurance agents in Elizabeth, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Because Elizabeth is located near Newark Bay and the Elizabeth River, many properties fall within Special Flood Hazard Areas where flood insurance is required by federal law. New Jersey state law does not mandate flood insurance for all homeowners, but mortgage lenders often require it for properties in high-risk zones.
What Does a Flood Insurance Agent in Elizabeth Cost?
Typical flood insurance costs in New Jersey range from $700 to $2,500 per year for an NFIP policy, depending on flood zone, elevation, and building characteristics. Private market policies may cost more or less based on risk. For a single-family home in Elizabeth, average premiums often fall between $800 and $1,200 annually. Note that costs vary by situation and this is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Elizabeth, New Jersey?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required by federal law to carry flood insurance. Even if not required, agents can help you assess your risk and obtain a policy to protect against storm surge and heavy rainfall flooding common in Union County.
How does a flood insurance agent in Elizabeth help with claims?
A flood insurance agent can explain your policy coverage, assist with filing a claim after a flood event, and help you understand the NFIP claims process. They do not adjust claims but can guide you on documentation and deadlines required by your insurer.
What is the waiting period for flood insurance in New Jersey?
Standard NFIP policies have a 30-day waiting period before coverage takes effect. Exceptions apply if the policy is purchased in connection with a new mortgage or if a property is newly mapped into a flood zone. Your agent can confirm the exact effective date for your policy.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Elizabeth who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.