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HomeFlood Insurance AgentsNew Jersey › Elizabeth

Find Flood Insurance Agents Near You in Elizabeth, NJ

Browse flood insurance agents serving Elizabeth, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 569 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 12 flood insurance agents serving Elizabeth.

Showing 12 flood insurance agents in Elizabeth, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cuartas Insurance Agency34 Rankin St(908) 764-0271
2UPIX INSURANCE729 Edgar Rd(908) 845-7722
3Angel Rodriguez - State Farm Insurance Agent902 2nd Ave(908) 469-1432
4Zenith Agency LLC1000 Elizabeth Ave suite b(908) 355-0070
5Dave Carrubba - State Farm Insurance Agent321 Rahway Ave(908) 662-3300
6InsureOne Insurance1089 Elizabeth Ave #7(908) 452-7032
7RCX Insurance Agency847 E Jersey St(908) 355-0111
8New Century Insurance Agency Brokerage443 Elizabeth Ave(908) 576-6821
9Global Insurance Agency514 Westfield Ave #1(908) 469-8441
10Commercial Property & Building Insurance107 Trumbull St, 4 3rd Floor, Ste A(908) 215-9624
CI
34 Rankin St
Cuartas Insurance Agency
Flood Insurance Agent · Elizabeth, NJ

Cuartas Insurance Agency serves the Elizabeth, New Jersey metro area as a flood insurance agent. It helps property owners obtain coverage that protects against water damage from rising rivers and heavy storms. The agency recognizes the importance of securing flood policies due to the region’s proximity to coastal flood zones and inland waterways. By offering guidance on federal and private flood insurance options, it enables clients to safeguard their homes and businesses. Services include explaining flood zone ratings and completing applications for National Flood Insurance Program policies.

UI
729 Edgar Rd
UPIX INSURANCE
Flood Insurance Agent · Elizabeth, NJ

UPIX INSURANCE provides flood insurance solutions for properties in the Elizabeth, New Jersey area. The company helps clients assess their flood risk and select appropriate coverage from available programs. Its service includes assisting with policy applications, reviewing coverage options, and addressing claims-related guidance. Regular maintenance plans involve annual policy reviews to ensure coverage remains aligned with changing flood zone maps and property values. The agency services single-family homes, apartments, retail stores, and restaurants.

AR
902 2nd Ave
Angel Rodriguez - State Farm Insurance Agent
Flood Insurance Agent · Elizabeth, NJ

Angel Rodriguez - State Farm Insurance Agent in Elizabeth, New Jersey, serves homeowners, businesses, and property managers in need of flood insurance protection. The agency helps clients assess the risk of water damage to their properties and select a policy that meets their coverage requirements. Navigating flood zone regulations and ensuring proper financial safeguards are part of the service provided. Flood insurance agents assist with claims and policy updates. The agency also serves clients throughout nearby Linden and the broader Union County area.

ZA
1000 Elizabeth Ave suite b
Zenith Agency LLC
Flood Insurance Agent · Elizabeth, NJ

Homeowners considering flood insurance must decide between a single-policy purchase or an ongoing renewal plan, as coverage from Zenith Agency LLC in Elizabeth, NJ protects against structural damage and personal property loss. This local flood insurance agent works with federal and private programs to offer protection for residences and businesses in flood-prone areas. Policies typically require an annual renewal to remain active, so service runs on a scheduled basis for those who enroll.

DC
321 Rahway Ave
Dave Carrubba - State Farm Insurance Agent
Flood Insurance Agent · Elizabeth, NJ

Serving Elizabeth, New Jersey, and the surrounding Union County communities, Dave Carrubba - State Farm Insurance Agent handles flood insurance policies for homeowners and businesses. The office addresses the specific coverage needs for properties in local flood zones. To manage a typical flood insurance case, the agent reviews the property’s flood map designation and existing coverage limits, then presents suitable policy options from available plans.

II
1089 Elizabeth Ave #7
InsureOne Insurance
Flood Insurance Agent · Elizabeth, NJ

InsureOne Insurance serves homeowners, businesses, and property managers in Elizabeth, New Jersey, who require protection against flooding. As a Flood Insurance Agent, the agency helps clients assess their flood risk and secure appropriate coverage through the National Flood Insurance Program. Understanding that even properties outside high-risk zones can experience water damage, the agent guides customers through policy options tailored to their specific needs. In addition to serving the Elizabeth community directly, the agency also covers neighboring Linden.

RI
847 E Jersey St
RCX Insurance Agency
Flood Insurance Agent · Elizabeth, NJ

Based in Elizabeth, RCX Insurance Agency specializes in securing flood insurance policies for residential and commercial properties. The agency guides clients through the National Flood Insurance Program, helping evaluate risk and select appropriate coverage limits. It works with property owners to understand policy exclusions and available endorsements. Given the region’s exposure to heavy rainstorms and coastal storm surges, the agency focuses on timely policy renewal before peak hurricane season to prevent gaps in coverage.

NC
443 Elizabeth Ave
New Century Insurance Agency Brokerage
Flood Insurance Agent · Elizabeth, NJ

When seasonal storms threaten the Elizabeth area, or when flash flooding becomes a recurring risk for low-lying properties, New Century Insurance Agency Brokerage helps local homeowners and businesses secure the necessary flood insurance coverage. Based in Elizabeth, NJ, this agency works to match clients with policies that address potential water damage from these common events. Their straightforward process begins by scheduling a thorough inspection of the property to assess both vulnerability and available coverage options.

GI
514 Westfield Ave #1
Global Insurance Agency
Flood Insurance Agent · Elizabeth, NJ

Global Insurance Agency in Elizabeth, NJ works with property owners seeking flood protection, focusing on policies that cover rising water damage separate from standard homeowners coverage. It specializes in advice on floodplain maps, flood risk assessments, and navigating National Flood Insurance Program options. Commercial sectors it can serve include offices, warehouses, and food service establishments, helping each evaluate their specific flood exposure and secure appropriate coverage limits for business continuity.

CP
107 Trumbull St, 4 3rd Floor, Ste A
Commercial Property & Building Insurance
Flood Insurance Agent · Elizabeth, NJ
AA
89 Elmora Ave
Alpha Agency LLC
Flood Insurance Agent · Elizabeth, NJ
(908) 659-0010
progressiveagent.com/agents/new-jersey/elizabeth/alpha-agency-llc
UF
500 Rahway Ave
Universal Financial Insurance Agency - UFIA
Flood Insurance Agent · Elizabeth, NJ
(908) 469-0714
universalfinancialinsurance.com

What Does a a Flood Insurance Agent in Elizabeth Cost?

Typical flood insurance costs in New Jersey range from $700 to $2,500 per year for an NFIP policy, depending on flood zone, elevation, and building characteristics. Private market policies may cost more or less based on risk. For a single-family home in Elizabeth, average premiums often fall between $800 and $1,200 annually. Note that costs vary by case and this is general information, not insurance advice.

About flood insurance agents in Elizabeth

Flood insurance agents in Elizabeth, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Because Elizabeth is located near Newark Bay and the Elizabeth River, many properties fall within Special Flood Hazard Areas where flood insurance is required by federal law. New Jersey state law does not mandate flood insurance for all homeowners, but mortgage lenders often require it for properties in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Elizabeth, New Jersey?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required by federal law to carry flood insurance. Even if not required, agents can help you assess your risk and obtain a policy to protect against storm surge and heavy rainfall flooding common in Union County.

How does a flood insurance agent in Elizabeth help with claims?

A flood insurance agent can explain your policy coverage, assist with filing a claim after a flood event, and help you understand the NFIP claims process. They do not adjust claims but can guide you on documentation and deadlines required by your insurer.

What is the waiting period for flood insurance in New Jersey?

Standard NFIP policies have a 30-day waiting period before coverage takes effect. Exceptions apply if the policy is purchased in connection with a new mortgage or if a property is newly mapped into a flood zone. Your agent can confirm the exact effective date for your policy.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.