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Directory of flood insurance agents in Freehold, New Jersey. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in Freehold, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
StreetSmart Insurance
208 South St, Freehold, NJ 07728
(732) 462-8343
streetsmart.insurance
Prime Time Insurance Agency
22 Center St, Freehold, NJ 07728
(732) 640-1185
ptinsure.com
Mark Caravaglio at Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 358-8153
comparioninsurance.com
Justin Osborne at Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 358-8146
comparioninsurance.com
Ed Hocker - State Farm Insurance Agent
31 Schanck Rd a, Freehold, NJ 07728
(732) 431-1112
edhocker.com
Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(732) 308-3868
comparioninsurance.com
Farmers Insurance - Eric Fasano
80 W Main St, Freehold, NJ 07728
(732) 410-4949
agents.farmers.com
Leigh Agency
20 Court St #202, Freehold, NJ 07728
(732) 780-8338
leighagency.com
Brianna Scarlata at Comparion Insurance Agency
303 W Main St #100, Freehold, NJ 07728
(609) 915-1186
Flood insurance agents in Freehold, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Freehold is in Monmouth County, which has areas designated as Special Flood Hazard Areas by FEMA. New Jersey law requires lenders to mandate flood insurance for properties in high-risk zones, so an agent can guide you on compliance and coverage options.
What Does a Flood Insurance Agent in Freehold Cost?
Typical flood insurance costs in New Jersey range from 700 to 2,000 dollars per year for NFIP policies, but premiums can be higher in high-risk zones or for older homes. Private market policies may offer different rates based on elevation and flood history. Costs vary by property location, coverage amount, and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Freehold, New Jersey?
Flood insurance is required by federal law if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, New Jersey law does not mandate it, but many homeowners choose it for protection.
What does a flood insurance agent in Freehold do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.