The top-rated flood insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, David Galarza Agency, Tri County Agency of Brick Inc. This directory lists 13 flood insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 4 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 5 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 6 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 7 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 8 | Plymouth Insurance Agency | 1869 NJ-88 Suite C | (732) 836-3333 |
| 9 | Justin E Taylor Gilbert Insurance | 1533 NJ-88 | (732) 840-7700 |
| 10 | All Protector Agency, LLC | 291 Herbertsville Rd | (732) 994-5130 |
The Buckley Insurance Group serves the Brick Township, New Jersey, area, providing flood insurance agent services to local property owners. As a dedicated agency, it helps clients navigate flood zone requirements for residential and commercial structures near coastal waterways. Policies are arranged to address risks from storm surges and heavy rainfall common to this region. The agency handles flood insurance applications and claims assistance for properties in Brick Township.
Chris Desimone: Allstate Insurance provides flood insurance coverage for residential and commercial properties in the Brick Township, New Jersey area. It helps property owners understand their flood risk and select appropriate policies that meet NFIP requirements or private market options. Ongoing service includes annual policy reviews, claims assistance, and guidance on flood preparedness and mitigation measures. The agency services properties such as single-family homes, apartments, local retail businesses, and restaurants.
Homeowners, businesses, and property managers in Brick Township turn to David Galarza Agency for flood insurance agent services. The agency helps clients secure coverage that protects properties against flood damage, a crucial need in the coastal New Jersey region. They assist with policy selection, risk assessment, and claims guidance to ensure adequate protection. David Galarza Agency also serves neighboring communities throughout Ocean County, including the Toms River area.
Tri County Agency of Brick Inc serves the greater Brick Township, New Jersey area and its surrounding communities, handling flood insurance needs for homeowners, renters, and commercial property owners in this coastal region prone to storm surge and heavy rainfall. The agency works with clients to assess property-specific flood zone risks and review current coverage limits. It approaches a typical job by first gathering property elevation data and prior flood claim history, then comparing available policy options before presenting a clear breakdown of coverage terms and premium costs.
Jody Huss - State Farm Insurance Agent in Brick Township, NJ, offers flood insurance coverage that differs between standard homeowner policies and stand-alone flood plans. One-time policies provide coverage for specific high-risk events, while recurring options protect homes in flood-prone areas year-round. Coverage addresses water damage from overflowing rivers, storm surge, and heavy rainfall. Policies help safeguard the structure and contents of a property against rising waters. Service appointments for new policies, renewals, or adjustments to existing coverage are available on an as-needed basis for local residents.
Insurance Agency Inc in Brick Township, New Jersey specializes in providing flood insurance policies for residential and commercial properties. It guides property owners through available coverage options from the National Flood Insurance Program and private markets. Its general service work includes assessing individual flood risks and ensuring clients meet lender requirements for protection. The company helps local homeowners and business owners address claims and navigate flood zone map changes, particularly during the seasonal nor’easter and hurricane threats that affect the Jersey Shore area.
With seasonal storms frequently threatening Brick Township, Osborn Insurance Agency provides flood insurance solutions designed to protect local homes and businesses. As a dedicated flood insurance agent in this coastal New Jersey community, the agency guides property owners through the complexities of National Flood Insurance Program policies and private coverage options. Understanding that every property carries different flood risks, the team conducts thorough evaluations of each client's specific situation. A licensed professional will visit your property to assess its elevation and structural vulnerabilities before recommending an appropriate policy.
Plymouth Insurance Agency works with property owners throughout Brick Township to assess and mitigate their exposure to water damage. As a flood insurance agent, the company provides policies that address the distinct risks posed by local weather patterns and coastal geography. Its services help protect both residential and commercial structures against rising waters and storm surges. For businesses, coverage can be tailored to meet the needs of offices, warehouses, and food service operations.
Justin E Taylor Gilbert Insurance provides home flooding coverage for residences in Brick Township. The agency also assists local business owners seeking commercial flood protection policies throughout the Ocean County area. Experienced agents help clients understand National Flood Insurance Program options and typical elevation requirements. Homeowners can arrange a policy review after significant weather events or property renovations. Regular commercial clients often update their plans during annual renewal periods, ensuring continuous coverage between seasonal storm cycles.
All Protector Agency, LLC, based in Brick Township, NJ, is known for helping local property owners secure flood insurance policies customized to the region’s coastal flood zone risks. The agency serves residential and commercial clients throughout Ocean County, offering guidance on National Flood Insurance Program options and private market alternatives. It assists homeowners in understanding elevation certificates and flood map changes that affect their premiums. For added protection, the agency can also provide stand-alone excess flood coverage beyond standard federal policy limits.
What Does a a Flood Insurance Agent in Brick Township Cost?
Typical flood insurance costs in New Jersey range from 600 to 2,500 per year for NFIP policies depending on flood zone and building elevation. Private market policies can cost more or less. Costs vary by case. This is general information not insurance advice.
About flood insurance agents in Brick Township
Flood insurance agents in Brick Township New Jersey help homeowners and businesses secure coverage against flood damage. New Jersey law requires flood insurance for properties in high-risk flood zones designated by FEMA. An agent can explain the National Flood Insurance Program options and private market alternatives available in Ocean County.
Frequently Asked Questions
Do I need flood insurance in Brick Township New Jersey?
Yes if your property is in a FEMA-designated Special Flood Hazard Area. Lenders typically require it for mortgages. Even outside high-risk zones coverage is recommended due to coastal storm risks.
How do I choose a flood insurance agent in Brick Township?
Look for an agent licensed in New Jersey with experience in NFIP policies. Ask about their knowledge of local flood maps and elevation certificates which are required for accurate pricing.
What does a flood insurance policy cover in New Jersey?
Standard NFIP policies cover building structure and contents up to policy limits. They do not cover basement improvements or items in basements. Private policies may offer broader coverage.
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