The top-rated flood insurance agent in Wall Township, New Jersey is Goosehead Insurance - Michael McAndrews, rated 5.0 stars across 157 reviews. Other highly rated options include Danskin Agency, Ken Dadd: Allstate Insurance, Anchor Assurance. This directory lists 10 flood insurance agents serving Wall Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Goosehead Insurance - Michael McAndrews | 1704 Maxwell Dr STE 106 | (732) 372-4421 |
| 2 | Danskin Agency | 1937 NJ-35 Ste 4 | (732) 449-3800 |
| 3 | Ken Dadd: Allstate Insurance | 1818 NJ-35 Ste 10 | (732) 280-8880 |
| 4 | Anchor Assurance | 1516 NJ-138 #1c | (732) 988-7300 |
| 5 | Christopher San Filippo Agency | 1955 NJ-34 Ste 3d | (732) 210-0211 |
| 6 | New York Life Insurance | 1963 NJ-34 #201 | (732) 744-3764 |
| 7 | Goosehead Insurance - Derrick Magee & Daniel Stump | 1985 Highway 34, Building A, Suite 7A, 1 2nd Floor | (732) 479-3764 |
| 8 | Parker Agency | 1720 Route 34 Suite 16 | (732) 223-0345 |
| 9 | World Insurance Associates LLC | 1821 NJ-71 | (732) 449-4200 |
| 10 | Creative Risk Management, LLC | 1305 Campus Pkwy | (732) 751-3011 |
What Does a a Flood Insurance Agent in Wall Township Cost?
Flood insurance costs in New Jersey typically range from 700 to 2000 dollars per year for NFIP policies in moderate-risk zones. High-risk areas in Wall Township near the Manasquan River or oceanfront may see premiums from 2000 to 5000 dollars or more. Private market policies can vary widely based on elevation flood history and coverage limits. This is general information and not insurance advice.
About flood insurance agents in Wall Township
Flood insurance agents in Wall Township help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Wall Townships location along the Jersey Shore means many homes and businesses face elevated flood risk from coastal storms and nor'easters.
Frequently Asked Questions
Is flood insurance required in Wall Township New Jersey?
Yes if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones lenders may still require coverage. New Jersey does not have a state mandate but federal rules apply.
How do I find a flood insurance agent in Wall Township?
You can search for licensed insurance producers through the New Jersey Department of Banking and Insurance website. Many local agencies in Monmouth County specialize in flood policies for coastal communities like Wall Township.
What does flood insurance cover for Wall Township homes?
Standard NFIP policies cover up to 250000 dollars for the building and 100000 dollars for contents. Private policies may offer higher limits and additional coverage for basements or finished lower levels common in New Jersey homes.
Flood Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Freehold · Hackensack · Hamilton Township