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Browse flood insurance agents serving Union City, New Jersey. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Union City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 13 flood insurance agents in Union City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SValencia Insurance Agency LLC
412 37th St, Union City, NJ 07087
(201) 679-8026
svalenciamultiservices.com
Frank Ciappi - State Farm Insurance Agent
3196 John F. Kennedy Blvd, Union City, NJ 07087
(201) 758-5470
frankciappi.com
Freeway Insurance
1306 John F. Kennedy Blvd, Union City, NJ 07087
(201) 829-2004
locations.freeway.com
Candida Seymour - State Farm Insurance Agent
4014 Bergenline Ave, Union City, NJ 07087
(201) 392-1010
autoinsuranceunioncity.com
Fiorentino Anillo Insurance LLC
202 38th St, Union City, NJ 07087
(201) 223-2331
fiorentinoanillo.com
Goosehead Insurance - Edward T. Mauricio
500 Paterson Plank Rd Unit 08, Union City, NJ 07087
(551) 430-5655
goosehead.com
Hudson Agency Services
1301 Summit Ave Suite A, Union City, NJ 07087
(201) 553-0053
buenobonitobaratoseguro.com
New Jersey Insurance Agency
1702 Summit Ave, Union City, NJ 07087
(732) 234-9652
Defensive Insurance Agency NJ
1215 Summit Ave, Union City, NJ 07087
(732) 201-5267
Pro Insurance Co
410 43rd St, Union City, NJ 07087
(201) 733-8672
New View Insurance & Realty
510 39th St #1, Union City, NJ 07087
(201) 867-9040
Your Insurance Solutions
733 32nd St Suite A, Union City, NJ 07087
(551) 310-3815
clickandsavetoday.com
Alison James & Associates
733 22nd St, Union City, NJ 07087
(917) 554-2202
alisonjassoc.com
Flood insurance agents in Union City, New Jersey help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Union City is in a high-risk flood zone due to its proximity to the Hudson River, and many lenders require flood insurance for mortgages. New Jersey law mandates that all homeowners with federally backed mortgages in Special Flood Hazard Areas carry flood insurance.
What Does a Flood Insurance Agent in Union City Cost?
Typical flood insurance costs in Union City range from $700 to $2,500 per year for NFIP policies, depending on the property's flood zone, elevation, and building characteristics. Private market policies may cost more but offer higher coverage limits. Costs vary by situation and are influenced by the property's risk level and chosen deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Union City do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application process. They can explain coverage limits, deductibles, and exclusions specific to Union City properties.
Is flood insurance required in Union City New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage. Even if not required, agents recommend coverage because Union City has a history of flooding from storms and high tides.
How do I choose a flood insurance agent in Union City?
Look for an agent licensed in New Jersey with experience in NFIP policies. Ask about their knowledge of local flood maps and elevation certificates, which affect premiums in Union City.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.