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HomeFlood Insurance AgentsNew Jersey › Princeton

Find Flood Insurance Agents Near You in Princeton, NJ

Browse flood insurance agents serving Princeton, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Princeton, New Jersey is Bindu Verma - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Ellen Nita - State Farm Insurance Agent, Defy Insurance Agency, Halberstadt Insurance Services, LLC. This directory lists 19 flood insurance agents serving Princeton.

Showing 19 flood insurance agents in Princeton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bindu Verma - State Farm Insurance Agent29 Emmons Dr Ste A-30(609) 454-6100
2Ellen Nita - State Farm Insurance Agent33 State Rd Suite 1A(609) 924-0080
3Defy Insurance Agency116 Village Blvd #200(877) 780-4626
4Halberstadt Insurance Services, LLC50 N Tulane St(609) 921-2996
5Easy Insurance Solution Princeton702 Alexander Rd(609) 630-4972
6Happily Insurance Agency14 N Harrison St(609) 798-1905
7Princeton Insurance Agency, Inc271 Wall St(732) 426-3499
8Abstract Insurance Co994 Stuart Rd(609) 228-9250
9Howe Insurance Group1000 Herrontown Rd(609) 924-0095
10E.S.T.I.R Inc. - Insurance Agency in New Jersey433 Wall St(609) 688-1800
BV
29 Emmons Dr Ste A-30
Bindu Verma - State Farm Insurance Agent
Flood Insurance Agent · Princeton, NJ

Bindu Verma - State Farm Insurance Agent serves Princeton and its surrounding Mercer County communities, specializing in residential and commercial flood insurance policies. This agency assists property owners in understanding National Flood Insurance Program options and evaluating their specific risk from local waterways and storm surges. Clients navigating the complexities of flood zone maps receive clear guidance on coverage limits and deductible choices. The firm further facilitates claims filing assistance and policy reviews after property acquisitions or renovations.

EN
33 State Rd Suite 1A
Ellen Nita - State Farm Insurance Agent
Flood Insurance Agent · Princeton, NJ

Ellen Nita - State Farm Insurance Agent provides flood insurance services for properties in the Princeton, NJ area. The agency offers standard and high-risk flood policies, along with risk assessments to help clients determine their coverage needs. It assists with policy maintenance, including updates for changing flood zones and annual reviews to ensure adequate protection. These services are available for single-family homes, apartments, retail spaces, and restaurants.

DI
116 Village Blvd #200
Defy Insurance Agency
Flood Insurance Agent · Princeton, NJ

Defy Insurance Agency serves homeowners, businesses, and property managers in Princeton, New Jersey, who require flood insurance coverage. As a dedicated flood insurance agent, the company helps clients understand their flood risk and navigate available policy options to protect their properties from water damage. The agency works with standard programs to ensure clients secure appropriate coverage for their specific needs. Beyond Princeton, the firm also serves clients in nearby communities such as Lawrenceville, assisting more residents throughout the greater Mercer County area with their flood insurance requirements.

HI
50 N Tulane St
Halberstadt Insurance Services, LLC
Flood Insurance Agent · Princeton, NJ

Halberstadt Insurance Services, LLC serves clients in Princeton, New Jersey, and the surrounding Mercer County communities, handling flood insurance needs for residential and commercial properties. It guides property owners through policy options required for mortgage protection or peace of mind. The agency reviews a property’s flood zone designation and coverage limits to recommend an appropriate plan. For a typical job, it gathers the client’s property details and flood history to present a straightforward policy summary before assisting with the final application submission.

EI
702 Alexander Rd
Easy Insurance Solution Princeton
Flood Insurance Agent · Princeton, NJ

Easy Insurance Solution Princeton offers distinct paths for flood insurance, differentiating between obtaining a single policy to cover a specific event and arranging ongoing annual renewals that adapt with changing flood maps and property valuations. Coverage under both options protects residential structures and personal belongings from rising water caused by overflow or severe storms. Their local expertise is particularly valuable in Princeton, NJ, where creek flooding and heavy rainfall create persistent risks. Operational flexibility ensures services run on a one-time or scheduled annual basis as needed.

HI
14 N Harrison St
Happily Insurance Agency
Flood Insurance Agent · Princeton, NJ

Flood season in central New Jersey often brings heavy rains and rising waterways, creating a real concern for homeowners and businesses in Princeton. Happily Insurance Agency addresses this local need by helping residents secure appropriate flood coverage for their properties. As a dedicated flood insurance agent, the company works closely with individuals to understand their risk exposure and navigate policy options through the National Flood Insurance Program or private insurers. An initial property inspection is scheduled to assess elevation, foundation type, and surrounding drainage before recommending a specific plan.

PI
271 Wall St
Princeton Insurance Agency, Inc
Flood Insurance Agent · Princeton, NJ

Princeton Insurance Agency, Inc in Princeton, NJ handles flood insurance needs for residential properties, helping homeowners safeguard against water damage. The agency also manages commercial flood coverage, addressing business risks within the region. Service focuses on local clients across the Princeton area and nearby communities. Policies are tailored to protect structures and contents alike. The team can also coordinate follow-up service or adjust coverage between regular policy review visits, ensuring continued protection as circumstances evolve.

AI
994 Stuart Rd
Abstract Insurance Co
Flood Insurance Agent · Princeton, NJ

Abstract Insurance Co in Princeton, NJ, is known for helping property owners navigate flood insurance options to protect against water damage. The agency serves residential and commercial clients seeking coverage for homes, businesses, and rental properties in flood-prone areas. It guides customers through the National Flood Insurance Program and private market policies designed to meet local needs. For properties in high-risk zones, the agency offers elevation certificate reviews to help clients secure accurate premium evaluations.

HI
1000 Herrontown Rd
Howe Insurance Group
Flood Insurance Agent · Princeton, NJ

Howe Insurance Group helps property owners in the Princeton area navigate the complexities of flood insurance. It specializes in policies tailored for properties in designated flood zones, ensuring appropriate coverage limits. The agency assists with the underwriting process and risk management. Its services extend to homeowners seeking protection for primary residences. Beyond residential needs, the agent serves commercial sectors such as offices, warehouses, and food service establishments.

ES
433 Wall St
E.S.T.I.R Inc. - Insurance Agency in New Jersey
Flood Insurance Agent · Princeton, NJ
UB
116 Village Blvd Suite 306
Union Bay Risk Advisors LLC
Flood Insurance Agent · Princeton, NJ
(609) 454-8544
unionbayrisk.com
PI
4 Independence Way
Prudential Insurance Co
Flood Insurance Agent · Princeton, NJ
(848) 222-3124
MR
555 College Rd E
Munich Reinsurance America Inc.
Flood Insurance Agent · Princeton, NJ
(609) 243-4200
munichreamerica.com
AA
555 College Rd E
American Alternative Insurance Corporation
Flood Insurance Agent · Princeton, NJ
(609) 951-8295
americanalternativeinsurancecorporation.com
AM
138 Nassau St
Acrisure (MacLean Agency)
Flood Insurance Agent · Princeton, NJ
(609) 683-9300
acrisure.com
AI
100 Overlook Center
Allegiance Insurance Group
Flood Insurance Agent · Princeton, NJ
(609) 601-4666
insurancebrokersnj.com
GI
195 Nassau St #110
grassroots Insurance Group LLC
Flood Insurance Agent · Princeton, NJ
(609) 688-1800
grassrootsig.com
DI
700 Alexander Park Dr Suite 103
DFS&A Insurance Agency
Flood Insurance Agent · Princeton, NJ
(609) 771-8900
HB
1000 Herrontown Rd
Howe Benefits
Flood Insurance Agent · Princeton, NJ
(609) 921-7750

What Does a a Flood Insurance Agent in Princeton Cost?

Flood insurance premiums in New Jersey vary widely based on flood zone, property elevation, and coverage amount. Average annual premiums for NFIP policies in Princeton range from 700 to 2,000 dollars, but can be higher in high-risk areas. Elevation certificates and mitigation measures may lower costs. This is general information and not insurance advice.

About flood insurance agents in Princeton

Flood insurance agents in Princeton New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas if the mortgage is from a federally regulated lender. Agents guide clients through flood zone maps and policy options to protect homes and businesses in Mercer County.

Frequently Asked Questions

Do I need flood insurance in Princeton New Jersey?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many homeowners choose coverage for peace of mind.

How do I choose a flood insurance agent in Princeton?

Look for an agent licensed in New Jersey with experience in NFIP policies and private flood insurance. Ask about their knowledge of local flood maps and the elevation certificate process, which affects premiums.

What does a flood insurance policy in New Jersey typically cover?

Standard NFIP policies cover up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits or additional coverage. An agent can explain what is included and any exclusions.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.