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Compare Flood Insurance Agents in Perth Amboy, NJ

Compare flood insurance agents in Perth Amboy. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Perth Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 flood insurance agents in Perth Amboy, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gilma Escobar - State Farm Insurance Agent
796 Amboy Ave, Perth Amboy, NJ 08861
(908) 588-9700 mygardenstateagent.com
Y & D @ Larimar Enterprise llc
88 Smith St, Perth Amboy, NJ 08861
(732) 826-0400
P&C Insurance Agency
338 Smith St, Perth Amboy, NJ 08861
(908) 884-7021
One Stop Insurance Agency
252 Madison Ave Ste 102, Perth Amboy, NJ 08861
(732) 520-2206 insureonestop.com
Manzueta Insurance
289 Watson Ave, Perth Amboy, NJ 08861
(732) 376-9700
HolaDoctor Insurance Services - Perth Amboy
199A Smith St, Perth Amboy, NJ 08861
(855) 336-0001 go.holadoctor.com
Medicare Options
282 Hobart St, Perth Amboy, NJ 08861
(732) 934-9197 medicareoptionsnj.com
Defend Insurance Co
43 New Brunswick Ave, Perth Amboy, NJ 08861
(973) 307-0649
Hugo Fleites inc
362 State St, Perth Amboy, NJ 08861
(732) 826-1124
Prudential Financial: Raul Rodriguez
276 Hobart St, Perth Amboy, NJ 08862
(732) 826-0220

Flood insurance agents in Perth Amboy New Jersey help property owners secure coverage through the National Flood Insurance Program and private insurers. New Jersey law requires flood insurance for properties in high risk flood zones if they have a federally backed mortgage. Agents in Perth Amboy understand the local flood maps and can guide you on coverage limits and elevation certificate needs.

What Does a Flood Insurance Agent in Perth Amboy Cost?

Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for a standard NFIP policy, but rates vary based on flood zone, building elevation, and coverage amount. Private market policies may offer different pricing for higher value homes. Costs can be higher in high risk areas like Perth Amboy. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Perth Amboy do?
A flood insurance agent helps you find and purchase a flood insurance policy for your home or business. They review flood zone maps and explain coverage options under the NFIP or private market. They also assist with elevation certificates and claims questions.
Is flood insurance required in Perth Amboy New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Even if not required, many homeowners in Perth Amboy choose coverage because the city is near the Raritan Bay and Arthur Kill waterways.
How do I choose a flood insurance agent in Perth Amboy?
Look for an agent licensed in New Jersey with experience in flood insurance and knowledge of local flood maps. Ask if they can compare NFIP and private market rates. Check their familiarity with elevation certificates and the New Jersey Flood Hazard Area Control Act rules.