The top-rated flood insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,852 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 19 flood insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 6 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 7 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 8 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
| 9 | Goosehead Insurance - Haya Matari | 1113 Main St | (862) 214-2585 |
| 10 | SR22 Insurance Solutions | 436 10th Ave | (862) 394-0184 |
Frantz Gaston Jr - State Farm Insurance Agent serves the Paterson, New Jersey, metro area and specializes as a flood insurance agent. This business helps property owners understand their risk from local waterways and heavy rainfall events. It handles applications for flood coverage under the National Flood Insurance Program as well as private flood policies. Consultations focus on determining the right level of protection for residential and commercial structures in flood-prone zones. The agent assists with both new flood policy enrollments and annual renewals for existing clients.
Exclusive Insurance Brkg provides comprehensive flood insurance solutions for properties in Paterson, NJ, addressing risks from local waterways and storm events. Its service approach includes policy reviews to match coverage with property needs, and ongoing support for claims filing and documentation. Regular maintenance is ensured through annual policy updates and risk assessment adjustments. The agency services a diverse range of properties, including single-family homes, apartment complexes, retail spaces, and restaurants.
In Paterson, New Jersey, Veronica's Insurance Agency serves homeowners, businesses, and property managers seeking flood insurance coverage to protect against water damage from storms and rising waterways. The agency helps clients in higher-risk flood zones navigate policy options that align with local regulations and property needs. Its services include explaining coverage details and policy endorsements for both residential and commercial structures. Veronica's Insurance Agency also covers properties in the neighboring communities within Passaic County and the surrounding metro area.
Serving Paterson, New Jersey, and the surrounding Passaic County communities, Freeway Insurance handles residential and commercial flood insurance needs in this flood-prone region. The company assists clients in navigating National Flood Insurance Program policies and private coverage options, focusing on protecting properties from potential water damage. For each typical job, it evaluates the specific property risks, reviews current federal or private coverage requirements, and recommends an appropriate policy limit based on the structure and its flood zone designation.
Carmen's Insurance Agency in Paterson, NJ offers both one-time flood insurance policies for individual property purchases and recurring coverage options that automatically renew each term. These policies protect residential and commercial structures from water damage caused by rising water levels, storm surges, or heavy rainfall. A licensed agent helps clients navigate the federal and private flood insurance marketplace to find appropriate coverage. Service appointments are available on a one-time, scheduled, or as-needed basis depending on policyholder requirements.
Adamas Insurance Brokerage specializes in flood insurance policies, serving property owners in Paterson, NJ. It provides guidance on coverage options and risk assessment for residential and commercial clients. The agency helps navigate National Flood Insurance Program requirements and private market alternatives. It assists with claims filing and policy adjustments following repetitive loss events or during seasonal storm threats common in the Passaic River basin.
Paterson’s spring and summer storms bring persistent flood risks to many neighborhoods. Amana Insurance Agency, the area’s flood insurance agent, helps property owners navigate the specifics of National Flood Insurance Program policies. They work with local homeowners to identify adequate coverage levels for both structures and personal belongings. Understanding that every property has unique elevation and drainage conditions, the agency schedules a thorough on-site inspection to map out the exact risk profile before recommending any policy options.
Olmen Insurance Agency provides general insurance services in Paterson, New Jersey, with a focused specialty as a flood insurance agent for residential and commercial clients. The agency helps property owners secure coverage against water damage from storms and rising waterways common to the region. It serves a range of commercial sectors including offices, warehouses, and food service operations.
Goosehead Insurance - Haya Matari provides residential flood insurance coverage for homeowners and renters in Paterson, New Jersey. Commercial flood protection policies are also available to safeguard local businesses. The agency serves clients throughout the Paterson area and surrounding communities. Clients receive guidance on policy options appropriate for the region’s flood risks. Personalized follow-up is offered after a policy claim or yearly renewal, and repeat service is readily available between regular visits.
SR22 Insurance Solutions in Paterson, NJ, is known for connecting property owners with flood insurance coverage tailored to local flood zone risks. The agency serves residential and commercial clients throughout the Passaic County area, guiding them through National Flood Insurance Program policies and private market options. Its representatives help evaluate flood exposure, review elevation certificates, and compare policy limits. For added protection, the firm also offers excess flood insurance for properties valued above standard NFIP caps.
What Does a a Flood Insurance Agent in Paterson Cost?
Flood insurance costs in New Jersey vary by flood zone and property value. For a standard NFIP policy in Paterson annual premiums can range from 700 to 2000 dollars for low-risk areas and up to 4000 dollars or more for high-risk zones. Private flood insurance may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Paterson
Flood insurance agents in Paterson New Jersey help property owners secure coverage against flood damage. New Jersey law requires flood insurance for properties in high-risk flood zones as designated by FEMA maps. An agent can explain the National Flood Insurance Program options and private market alternatives available in Passaic County.
Frequently Asked Questions
Why do I need a flood insurance agent in Paterson?
Paterson is located near the Passaic River and has areas in FEMA flood zones. An agent helps you understand your flood risk and find a policy that meets New Jersey requirements. They can also assist with elevation certificates and flood zone determinations.
Is flood insurance mandatory in Paterson New Jersey?
Flood insurance is mandatory for properties with federally backed mortgages in high-risk flood zones. New Jersey also requires lenders to notify borrowers about flood insurance requirements. Even in moderate-risk areas an agent can help you decide if coverage is wise.
What does a flood insurance agent do for me?
A flood insurance agent reviews your property location and flood zone status. They compare NFIP and private flood insurance policies to find suitable coverage. They also help with claims support and policy renewals.
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