The top-rated flood insurance agent in Paramus, New Jersey is GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, rated 5.0 stars across 146 reviews. Other highly rated options include Cangelosi Agency, Richard Sfass at Comparion Insurance Agency, Jim Bush - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 2 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 3 | Richard Sfass at Comparion Insurance Agency | 61 S Paramus Rd Ste 520 | (908) 673-6053 |
| 4 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 5 | Mariel Gramuglia at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1449 |
| 6 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 7 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 8 | Michael Laudenback at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1450 |
| 9 | Smaily Insurance Solutions | 140 E Ridgewood Ave Suite 415 | (201) 697-6043 |
| 10 | Superb Insurance Paramus | 814 NJ-17 | (201) 249-6634 |
GEORGIA PINES AGENCY, LLC, Miramar Insurance Agency serves the Bergen County region, including Paramus, New Jersey, as a local flood insurance agent. It helps property owners identify flood risks and navigate the complexities of standard and supplemental policies. With the area’s proximity to rivers and coastal flood zones, this agency advises on coverage appropriate for both homes and commercial buildings. Its primary services include explaining flood zone designations and assisting clients in securing the correct flood protection plans for their properties in this region.
Cangelosi Agency provides flood insurance services for properties in Paramus, New Jersey, including personalized risk assessments and policy consultations. Its maintenance plans involve annual policy reviews to ensure clients have appropriate coverage limits as local flood maps change. The agency assists with claim filing procedures and offers guidance on mitigation strategies. It services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Paramus seeking flood insurance turn to Richard Sfass at Comparion Insurance Agency for coverage options. The agency helps clients understand flood zone risks and select policies that fit their property’s needs. Services include reviewing existing coverage, explaining federal program requirements, and assisting with claims support. Beyond Paramus, the agency also serves the greater Bergen County area, including communities like Hackensack and Ridgewood.
Jim Bush - State Farm Insurance Agent serves Paramus, New Jersey, and the surrounding Bergen County communities, helping property owners navigate the specific risks of flood damage common to the region. The agency handles policies that cover residential and commercial structures against water intrusion from storms and rising waters. It assists clients in understanding coverage limits and local flood zone requirements based on federal mapping guidelines. To manage a typical job, it performs a detailed review of the property location and structure to recommend appropriate protection levels.
Mariel Gramuglia at Comparion Insurance Agency specializes in providing flood insurance policies tailored to residential and commercial properties in flood-prone zones. The agency guides clients through the complexities of National Flood Insurance Program and private market options to secure appropriate coverage. Its service includes assessing property-specific flood risks and explaining policy exclusions. This guidance is especially valuable during spring thaw or after severe storms, when water damage from overwhelmed drainage systems becomes a pressing concern for homeowners in Paramus.
With heavy rain and melting snow frequently raising flood risks across Bergen County, homeowners and businesses in Paramus seek reliable protection against water damage. Sameh Wahba: Allstate Insurance Co provides flood insurance coverage tailored to local properties, helping clients navigate flood zones and policy requirements. As a dedicated flood insurance agent, the company assists with applications for National Flood Insurance Program policies and private options. Understanding each property’s unique exposure begins with a thorough inspection and initial assessment of the site.
For a one-time service, Comparion Insurance Agency can assess your property’s unique flood risk and recommend a single policy option, while recurring service provides annual policy reviews to reflect changing flood maps or home improvements. Coverage through flood insurance compensates for structural damage and personal property loss from rising waters, protecting homes and belongings. This paramus agency evaluates local flood zones to tailor each plan accordingly. Operational service runs on a scheduled or as-needed basis, depending on your policy renewal cycle.
Based in Paramus, Michael Laudenback at Comparion Insurance Agency provides comprehensive flood insurance guidance for residential and commercial clients. The firm specializes in policy options that address common local flooding concerns, including storm surge and heavy rainfall events affecting the region. Its expertise helps property owners navigate coverage requirements effectively. Additionally, the agency serves the insurance needs of commercial sectors, including offices, warehouses, and food service operations.
Smaily Insurance Solutions offers residential flood insurance policies for homeowners in Paramus, New Jersey. The agency also writes commercial flood coverage for local businesses and properties. Serving Paramus and its surrounding communities, the firm helps clients understand their flood risk and obtain appropriate policies to protect their assets. Agents assist with initial policy selection and documentation, then follow up to review coverage before renewal periods or after regular service visits.
Superb Insurance Paramus is known for guiding homeowners and business owners in Paramus, NJ, through the flood insurance application process. Its service range includes helping clients understand flood zone designations and navigating National Flood Insurance Program requirements. Clients are assisted in securing coverage for structures and personal property against rising water. The agency can also add on coverage for temporary living expenses during a mandatory flood evacuation.
What Does a a Flood Insurance Agent in Paramus Cost?
Typical flood insurance costs in Paramus range from 600 to 2,500 dollars per year for an NFIP policy, depending on flood zone and deductible. Private market policies can be higher or lower based on risk assessment. Elevation certificates and building age also affect premiums. This is general information and not insurance advice.
About flood insurance agents in Paramus
Flood insurance agents in Paramus, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Paramus is located in Bergen County, where many properties fall within Special Flood Hazard Areas as mapped by FEMA. New Jersey law requires flood insurance for properties with federally backed mortgages in high-risk zones, making agent guidance essential for compliance.
Frequently Asked Questions
What does a flood insurance agent in Paramus do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods and elevation certificate requirements specific to Paramus properties.
Is flood insurance required in Paramus New Jersey?
Flood insurance is required for properties in FEMA-designated high-risk flood zones if the mortgage is from a federally regulated lender. Paramus has areas in Zone AE and Zone X, so checking your flood map is important.
How much does flood insurance cost in Paramus?
Costs vary based on flood zone, building elevation, and coverage amount. In New Jersey, NFIP policies average between 700 and 2,000 dollars per year, but higher-risk Paramus properties may cost more. Private insurers may offer different rates.
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