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Find Flood Insurance Agents Near You in Newark, NJ

Browse flood insurance agents serving Newark, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Newark, New Jersey is Ron DeMyers - State Farm Insurance Agent, rated 4.9 stars across 185 reviews. Other highly rated options include JGo Insurance Agency LLC, Gary's Insurance Agency Newark, Conrado Arroyo - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Newark.

Showing 19 flood insurance agents in Newark, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ron DeMyers - State Farm Insurance Agent570 Broad St Ste 114(973) 648-0699
2JGo Insurance Agency LLC9 Webster St(201) 539-7219
3Gary's Insurance Agency Newark1 Bloomfield Ave(973) 483-3500
4Conrado Arroyo - State Farm Insurance Agent360 Chestnut St(973) 274-1000
5Mr. Office Business Consulting & Insurance306 Chestnut St(973) 344-6203
6Prudential Insurance Company of America213 Washington St #2917(973) 802-6000
7Halsey Street Agency Inc.199 Halsey St(973) 621-0955
8Arabo Insurance Group675 Bergen St(973) 391-9595
9Innovate Insurance Agency | Insurance for Business & Personal65 Jefferson St(973) 530-4104
10Everett Insurance Group50 Park Pl STE 301(917) 382-3003
RD
570 Broad St Ste 114
Ron DeMyers - State Farm Insurance Agent
Flood Insurance Agent · Newark, NJ

Ron DeMyers - State Farm Insurance Agent in Newark, NJ, works with clients to identify flood insurance options that match their specific needs. The agency supports policyholders throughout the coverage term, helping with plan adjustments and claims-related questions. Residential and commercial property owners benefit from personalized guidance to protect against flood damage in this region. Services cover a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

JI
9 Webster St
JGo Insurance Agency LLC
Flood Insurance Agent · Newark, NJ

JGo Insurance Agency LLC serves homeowners, businesses, and property managers in Newark, New Jersey, providing flood insurance coverage to protect against water damage from storms and rising waters. The agency helps clients understand National Flood Insurance Program options and policies for structures in designated flood zones. Policyholders receive guidance on coverage limits and the claims process for their property. The agency also serves clients in surrounding Essex County communities, including nearby Irvington, to ensure regional flood protection.

GS
1 Bloomfield Ave
Gary's Insurance Agency Newark
Flood Insurance Agent · Newark, NJ

Gary's Insurance Agency Newark serves Newark, New Jersey, and the surrounding Essex County area as a local flood insurance agent. The agency helps property owners secure policies that cover damage from rising water and storm surges. Flood protection is essential in this region due to proximity to waterways and urban drainage systems. The firm assists with Federal Emergency Management Agency compliance and private flood coverage options. Specific services include assessing flood zone risks and processing applications for National Flood Insurance Program policies.

CA
360 Chestnut St
Conrado Arroyo - State Farm Insurance Agent
Flood Insurance Agent · Newark, NJ

Conrado Arroyo - State Farm Insurance Agent serves Newark, New Jersey, and the surrounding communities. It handles flood insurance policies for residential and commercial properties in the area. The agency navigates the complexities of flood zone designations and federal requirements. It also helps clients understand coverage limits and deductibles specific to local flood risks. To manage each job, it conducts a thorough property assessment and then identifies the most suitable policy options from available plans.

MO
306 Chestnut St
Mr. Office Business Consulting & Insurance
Flood Insurance Agent · Newark, NJ

Newark’s seasonal storms and recurring flooding create a steady demand for coverage, and Mr. Office Business Consulting & Insurance serves that need by offering flood insurance agent services. They assist property owners in navigating complex flood-zone regulations and policy options for residential and commercial protection. Their consultation helps clients understand National Flood Insurance Program requirements and private-market alternatives. A full property inspection and detailed risk assessment are the standard first steps in their service process.

PI
213 Washington St #2917
Prudential Insurance Company of America
Flood Insurance Agent · Newark, NJ

Prudential Insurance Company of America, based in Newark, NJ, helps clients choose between one-time flood policies for transient property needs and recurring annual coverage for ongoing protection. They guide customers through federal flood insurance options, focusing on policies that safeguard residential and commercial structures against water damage. Their service runs on an as-needed basis, with clients contacting them directly to evaluate their flood risk and obtain appropriate coverage when required.

HS
199 Halsey St
Halsey Street Agency Inc.
Flood Insurance Agent · Newark, NJ

Halsey Street Agency Inc. specializes in securing National Flood Insurance Program policies to protect properties in Newark, New Jersey. The agency also provides guidance on the floodplain mapping and elevation certificate requirements necessary for coverage. It assists property owners with understanding the distinctions between building and contents coverage. In the spring, the company helps clients prepare for the heightened flooding risks that often accompany seasonal nor'easters and heavy rainstorms.

AI
675 Bergen St
Arabo Insurance Group
Flood Insurance Agent · Newark, NJ

Arabo Insurance Group in Newark, NJ, provides flood insurance agent services, specializing in policies that protect properties from water damage. They work with residential and commercial clients to secure coverage for flood-related risks. Their offerings can be tailored to the specific needs of various business operations. Commercial sectors that this agency can serve include offices, warehouses, and food service establishments, helping ensure their physical assets and operations remain safeguarded against potential flood events.

II
65 Jefferson St
Innovate Insurance Agency | Insurance for Business & Personal
Flood Insurance Agent · Newark, NJ

Innovate Insurance Agency provides residential flood insurance guidance for homeowners in Newark, New Jersey, ensuring properties are protected against frequent water damage risks. The agency also offers commercial coverage for local businesses, addressing their specific needs within the area’s flood-prone zones. Serving the broader Newark community, the company focuses on matching clients with appropriate policies from major providers. Before each regular policy review, the agency proactively contacts customers to discuss any changes in their property or risk level, ensuring continued coverage adjustments.

EI
50 Park Pl STE 301
Everett Insurance Group
Flood Insurance Agent · Newark, NJ

Everett Insurance Group is a flood insurance agent in Newark, NJ, known for helping property owners navigate coverage options against water damage from storms and rising tides. The company serves residential and commercial clients throughout the region, evaluating individual flood risks to recommend appropriate National Flood Insurance Program policies. It also assists with elevating properties to meet updated FEMA requirements. For added protection, the agency can arrange for excess flood coverage to supplement standard policy limits.

AI
177 Adams St
Atlantis Insurance Agency
Flood Insurance Agent · Newark, NJ
(973) 466-9090
atlantisagency.net
GL
494 Broad St suite 901
General Liability Insurance NJ
Flood Insurance Agent · Newark, NJ
(201) 234-4893
rpkinsurance.com
FI
681 1/2 Mt Prospect Ave
Farmers Insurance - Jessica Arroyo
Flood Insurance Agent · Newark, NJ
(862) 350-3868
agents.farmers.com/nj/newark/jessica-arroyo
MI
46 Lyons Ave
Massey Insurance Agency
Flood Insurance Agent · Newark, NJ
(973) 926-6300
masseyagency.com
DI
1030 S Orange Ave
Dependable Insurance Agency Inc
Flood Insurance Agent · Newark, NJ
(973) 372-0002
dependableinsurance.net/about-us
MI
1423 McCarter Hwy
MetroPlus Insurance Agency
Flood Insurance Agent · Newark, NJ
(973) 732-3794
metroplusinsurance.com
MI
128 Wilson Ave
Morais Insurance Agency, Inc.
Flood Insurance Agent · Newark, NJ
(973) 344-2000
moraisinsurance.com
TF
52-54 Rome St
TE Freuler Agency, Inc.
Flood Insurance Agent · Newark, NJ
(973) 274-0500
tefreuler.com
SU
550 Broad St # 1400
Sbli USA Mutual Life Insurance
Flood Insurance Agent · Newark, NJ
(973) 776-3367

What Does a a Flood Insurance Agent in Newark Cost?

Flood insurance costs in New Jersey vary based on flood zone, building elevation, and coverage amount. For an NFIP policy in Newark, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Higher-risk zones or older buildings may cost 3,000 to 6,000 dollars or more. Private flood insurance can be cheaper or more expensive depending on the property. This is general information and not insurance advice.

About flood insurance agents in Newark

Flood insurance agents in Newark New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can also assist with elevation certificates and floodplain management requirements specific to Newark and Essex County.

Frequently Asked Questions

Do I need flood insurance in Newark New Jersey?

If your property is in a Special Flood Hazard Area as shown on FEMA flood maps and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, agents often recommend coverage because heavy rain and storm surge can cause flooding in Newark.

How do I find a flood insurance agent in Newark?

You can search for licensed insurance agents in Newark who offer flood insurance through the NFIP or private carriers. The New Jersey Department of Banking and Insurance provides a license lookup tool to verify an agent is authorized to sell flood policies in the state.

What does flood insurance cover in New Jersey?

Standard NFIP policies cover building damage up to 250,000 dollars for residential properties and contents up to 100,000 dollars. Private policies may offer higher limits and additional coverage for basements or temporary living expenses. An agent can explain exclusions like sewer backup.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.