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HomeFlood Insurance AgentsNew Jersey › Morristown

Find Flood Insurance Agents Near You in Morristown, NJ

Browse flood insurance agents serving Morristown, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Morristown, New Jersey is Vishant Hathi - State Farm Insurance Agent, rated 4.9 stars across 301 reviews. Other highly rated options include World Insurance Associates LLC, Troy Evans - State Farm Insurance Agent, Knightly Insurance Agency. This directory lists 11 flood insurance agents serving Morristown.

Showing 11 flood insurance agents in Morristown, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vishant Hathi - State Farm Insurance Agent22 Pine St(973) 998-9747
2World Insurance Associates LLC225 Madison Ave(973) 539-9300
3Troy Evans - State Farm Insurance Agent99 Washington St(973) 998-7660
4Knightly Insurance Agency11 Hill St(973) 795-7700
5Empire Insurance New Jersey10 Spring St(973) 321-7340
6Indemnity Insurance CO9 King Pl(201) 474-3118
7Strength Insurance NJ22 Morris St(862) 200-9732
8Robert Lloyd Coutts & Sons46 Washington St(973) 539-4900
9Goosehead Insurance - Joe Cayero89 Headquarters Plaza #1458(908) 864-2922
10ALL WAYS INSURANCE AGENCY LLC12 Springview Dr(973) 796-2892
VH
22 Pine St
Vishant Hathi - State Farm Insurance Agent
Flood Insurance Agent · Morristown, NJ

Vishant Hathi - State Farm Insurance Agent serves the Morristown, New Jersey area as a local flood insurance agent. The company assists property owners and renters with securing coverage for flood-related damages, a growing need in this region due to weather patterns. This agency evaluates individual property risks and guides clients through available policy options from the National Flood Insurance Program and private insurers. It also helps current policyholders adjust their coverage limits as property values or flood zones change, processing applications and renewal paperwork for residential or commercial buildings.

WI
225 Madison Ave
World Insurance Associates LLC
Flood Insurance Agent · Morristown, NJ

World Insurance Associates LLC in Morristown, New Jersey is known for specializing in flood insurance policies that protect residential and commercial properties against water damage. Its agents assist property owners in the surrounding area by evaluating flood zone risks and matching coverage to meet federal and lender requirements. The company can help clients understand flood maps and policy exclusions. For added protection, it also offers excess flood coverage beyond standard National Flood Insurance Program limits.

TE
99 Washington St
Troy Evans - State Farm Insurance Agent
Flood Insurance Agent · Morristown, NJ

Serving Morristown and the surrounding area, this agency provides comprehensive flood risk assessments and guidance on available flood insurance options. Its service plans include helping clients analyze their property’s flood zone status and facilitate the application process for coverage. These plans are designed to safeguard against financial loss from rising waters, ensuring policyholders understand their deductibles and timelines. The agency works with a wide range of properties, including single-family homes, apartments, retail spaces, and local restaurants.

KI
11 Hill St
Knightly Insurance Agency
Flood Insurance Agent · Morristown, NJ

Knightly Insurance Agency in Morristown, New Jersey serves homeowners, businesses, and property managers by providing flood insurance policies tailored to the region’s flood zone risks. The agency guides clients through the complexities of National Flood Insurance Program options, ensuring properties receive adequate coverage for water damage from storms and rising waterways. It also assists with policy renewals and claims support for local residents and commercial operators. Additionally, the agency serves communities across Morris County, including the nearby town of Parsippany-Troy Hills.

EI
10 Spring St
Empire Insurance New Jersey
Flood Insurance Agent · Morristown, NJ

Empire Insurance New Jersey offers one-time flood insurance policies for specific property purchases, as well as recurring annual renewals for ongoing coverage needs. Their Morristown agency assists homeowners and businesses in navigating the National Flood Insurance Program and private market options to secure flood protection. Common services include policy evaluation for NJ flood zones and claims assistance after storm events. Service appointments for consultations or paperwork are handled on an as-needed basis, with no fixed scheduling cycle.

II
9 King Pl
Indemnity Insurance CO
Flood Insurance Agent · Morristown, NJ

Indemnity Insurance CO serves Morristown, New Jersey, and the surrounding communities in Morris County. It handles flood insurance policies for homeowners and businesses, helping clients understand the specific flood risk in their area. The company guides each customer through the process of selecting coverage that meets their property’s needs. For a typical job, it assesses the local flood zone data and then matches that information with an appropriate policy from available carriers.

SI
22 Morris St
Strength Insurance NJ
Flood Insurance Agent · Morristown, NJ

Strength Insurance NJ specializes in flood insurance for properties in Morristown, New Jersey, offering customized coverage to protect against rising water damage. The agency also provides general assistance in navigating federal flood program requirements and policy selection for local homeowners and businesses. With Morristown’s location near the Whippany River and its exposure to heavy spring rains, it helps clients prepare for potential overflow and storm-related flooding risks.

RL
46 Washington St
Robert Lloyd Coutts & Sons
Flood Insurance Agent · Morristown, NJ

Flood concerns often rise in Morristown during spring thaws and heavy storms, when water can threaten homes and low-lying basements. Robert Lloyd Coutts & Sons assists local property owners by explaining available flood coverage options that fit varying risk levels and policy requirements. The agency examines each client’s situation to recommend appropriate federal or private plans, ensuring protection against weather-related damage. A company representative schedules a property inspection or an initial assessment appointment to begin the coverage process.

GI
89 Headquarters Plaza #1458
Goosehead Insurance - Joe Cayero
Flood Insurance Agent · Morristown, NJ

Goosehead Insurance - Joe Cayero in Morristown, New Jersey provides comprehensive protection tailored to the risks faced by property owners. As a flood insurance agent, the agency specializes in securing coverage against rising water, storm surge, and overland flooding. The team navigates the complexities of federal and private policies to help clients address specific exposure needs. They serve a range of commercial sectors, including professional offices, warehouses, and food service establishments.

AW
12 Springview Dr
ALL WAYS INSURANCE AGENCY LLC
Flood Insurance Agent · Morristown, NJ

ALL WAYS INSURANCE AGENCY LLC offers residential flood insurance coverage for homeowners in Morristown, New Jersey, providing policies that address damage from rising waters. Commercial flood insurance options are also available for local business owners needing protection for their properties and assets. The agency serves Morristown and surrounding communities, drawing on expertise in FEMA flood zone requirements. Following an initial claim filing or policy setup, clients receive attentive guidance and can arrange follow-up adjustments or policy renewals between regular annual visits.

JI
55 Madison Ave #400
JHB Insurance Agency
Flood Insurance Agent · Morristown, NJ
(973) 298-4191
jhbinsuranceagency.com

What Does a a Flood Insurance Agent in Morristown Cost?

Typical flood insurance costs in Morristown New Jersey range from 500 to 2500 per year for NFIP policies. Factors include your flood zone building elevation and deductible choice. Private insurers may offer policies from 400 to 3000 annually depending on risk. Each property is unique so an agent can provide a specific quote. This is general information and not insurance advice.

About flood insurance agents in Morristown

Flood insurance agents in Morristown New Jersey help property owners secure coverage through the National Flood Insurance Program and private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Morristown sits near the Whippany River and has areas in Special Flood Hazard Areas so local agents understand these specific risks.

Frequently Asked Questions

Do I need flood insurance in Morristown New Jersey?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage flood insurance is required by law. Even outside high-risk zones many Morristown homeowners choose coverage because flooding can occur from heavy rain or snowmelt.

What does a flood insurance agent do in Morristown?

A flood insurance agent helps you assess your flood risk based on your property location and elevation. They explain NFIP policy limits compare private market options and assist with completing the required elevation certificate for accurate pricing.

How much does flood insurance cost in Morristown New Jersey?

Costs vary by flood zone property elevation and coverage amount. In Morristown annual premiums typically range from 500 to 2500 for NFIP policies but high-risk properties can cost more. Private flood insurance may offer different rates and higher coverage limits.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.