The top-rated flood insurance agent in Lyndhurst, New Jersey is Bergen Insurance Group, rated 5.0 stars across 160 reviews. Other highly rated options include Bogle Agency Insurance, Abbott Milano Insurance Agency, Anthony Fuccilli: Allstate Insurance. This directory lists 12 flood insurance agents serving Lyndhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bergen Insurance Group | 230 Stuyvesant Ave 2nd FL | (201) 340-4080 |
| 2 | Bogle Agency Insurance | 200 Stuyvesant Ave | (201) 939-1076 |
| 3 | Abbott Milano Insurance Agency | 705 Ridge Rd | (201) 933-3333 |
| 4 | Anthony Fuccilli: Allstate Insurance | 230 Stuyvesant Ave | (201) 964-9200 |
| 5 | Anthony Benevenia - State Farm Insurance Agent | 551 Valley Brook Ave | (201) 935-0444 |
| 6 | Ever Trust Insurance Co | 1099 Wall St W | (551) 273-4785 |
| 7 | VALPRECHT, LLC | 10 Stuyvesant Ave | (201) 355-8243 |
| 8 | Merwin & Paolazzi Insurance Agency | 155 Park Ave Suite 201A | (201) 460-8400 |
| 9 | Farmers Insurance - Alfonso Albunia | 613 Ridge Rd | (201) 728-9010 |
| 10 | Manzo Insurance | 22 Ridge Rd | (201) 933-1457 |
Bergen Insurance Group serves Lyndhurst and the Bergen County area as a flood insurance agent. The company helps property owners secure coverage through the National Flood Insurance Program. It assists with risk evaluation for homes and small businesses located in flood-prone zones near the Passaic River. Policy options include standard federal plans and possible excess flood coverage for higher-value properties. Specific services include writing new residential flood policies and processing claims for water damage from rising floodwaters.
Bogle Agency Insurance provides flood insurance coverage for properties in the Lyndhurst, New Jersey area. They assist clients in selecting appropriate policies to protect against water damage from storms and rising waters. The agency offers guidance on policy options and claims processes throughout the year. Bogle Agency Insurance serves a variety of property types, including single-family homes, apartment buildings, retail locations, and restaurants.
Abbott Milano Insurance Agency in Lyndhurst, NJ helps homeowners, businesses, and property managers secure flood coverage tailored to local flood zone requirements. Policies address the unique risks posed by seasonal storms and proximity to nearby waterways. The agency guides clients through National Flood Insurance Program options and private market alternatives, ensuring adequate protection for their properties. It also serves clients throughout the greater Hackensack area in Bergen County.
Anthony Fuccilli: Allstate Insurance serves Lyndhurst, New Jersey, and the surrounding communities of the Meadowlands region. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage during storms and high tides. Its focus is on helping clients navigate the National Flood Insurance Program and supplemental private options to secure appropriate coverage amounts. To assess each property for specific risks, the agency reviews elevation certificates and local flood zone maps before recommending a tailored policy.
For one-time repairs or ongoing coverage, flood insurance protects property from rising water damage common in the Lyndhurst area. As a flood insurance agent, Anthony Benevenia’s State Farm agency explains policy distinctions and helps clients complete applications for standard residential or commercial protection. Service evaluates individual risk and recommends appropriate coverage limits. This service operates on an as-needed basis, available when a homeowner or business requires a new policy review or an existing plan adjustment.
As a flood insurance agent in Lyndhurst, New Jersey, Ever Trust Insurance Co specializes in helping property owners secure National Flood Insurance Program policies. It also advises clients on private market options and reviews existing coverage for adequacy. The agency assists residents in understanding flood zone designations and the importance of elevation certificates. With Lyndhurst situated in a flood-prone area near the Passaic River, Ever Trust Insurance Co particularly helps homeowners prepare policies before the start of the Atlantic hurricane season.
When seasonal storms threaten the Lyndhurst area, local property owners seek reliable guidance for safeguarding their investments and navigating coverage needs. VALPRECHT, LLC operates as a flood insurance agent based in Lyndhurst, NJ, helping residents understand policies that address their specific exposure to flooding risks. The company assists customers in comparing available National Flood Insurance Program options and private market solutions to secure adequate protection for homes or businesses. An initial inspection of the property allows the agent to assess potential vulnerabilities and recommend appropriate coverage.
Serving the Lyndhurst area, Merwin & Paolazzi Insurance Agency specializes in securing property against water damage. As flood insurance agents, they focus on policies that address rising water risks not covered by standard homeowners plans. Their work involves guiding clients through federal and private coverage options to ensure adequate protection. This coverage is available for commercial sectors such as offices, requiring business interruption protection, warehouses needing flood insurance for stored inventory, and food service operations vulnerable to equipment loss from water intrusion.
In Lyndhurst, Farmers Insurance - Alfonso Albunia provides residential flood insurance to protect homes from water damage, along with commercial coverage for local businesses needing risk management. The agency serves customers throughout the Lyndhurst area where flood risks are common. Policies are explained clearly to clients seeking protection against potential storm surges and rising waters. The agency encourages follow-up after a claim or flood event to adjust coverage, offering repeat service between regular policy reviews.
Manzo Insurance, based in Lyndhurst, New Jersey, is known for providing flood insurance coverage to local property owners. The agency serves residential and commercial clients throughout the region, helping them secure policies that address flood-related risks. These risks are common due to seasonal storms and proximity to waterways. New property owners especially benefit from guidance on required coverage. Manzo Insurance can also arrange additional coverage to protect home contents from flood damage.
What Does a a Flood Insurance Agent in Lyndhurst Cost?
Flood insurance costs in New Jersey depend on your property's flood risk zone and elevation. For a standard home in Lyndhurst, NFIP premiums typically range from 700 to 2,000 dollars per year. High-risk properties or those with basements may cost more. Private insurers may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Lyndhurst
Flood insurance agents in Lyndhurst New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Lyndhurst is located in a flood-prone area near the Passaic River, so many homes and businesses require flood insurance to meet mortgage lender requirements. New Jersey law mandates that all homeowners with federally backed mortgages in high-risk flood zones carry flood insurance.
Frequently Asked Questions
What does a flood insurance agent in Lyndhurst do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits, deductibles, and waiting periods. They also assist with filing claims and understanding New Jersey flood zone maps.
Is flood insurance required in Lyndhurst New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many Lyndhurst residents choose coverage because of the area's flood history. New Jersey participates in the NFIP, so policies are available through local agents.
How much does flood insurance cost in Lyndhurst New Jersey?
Costs vary based on flood zone, elevation, and property value. Typical NFIP policies range from 700 to 2,000 dollars per year for standard homes. Private flood insurance may be higher or lower. Your agent can provide a specific quote.
Flood Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Fort Lee · Freehold · Hackensack · Hamilton Township