The top-rated flood insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent, Highstreet- Bye Insurance Agency. This directory lists 14 flood insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 4 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 5 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 6 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 7 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 8 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy #116 | (410) 761-8873 |
| 9 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
| 10 | Old Line Insurance Agency Inc | 811 Ritchie Hwy | (410) 255-2278 |
Lee Talbot - State Farm Insurance Agent serves the Severna Park, Maryland, area and the broader Anne Arundel County region. The agency provides residential and commercial flood insurance policies, helping property owners secure coverage against water damage from storms and rising tides. Drawing on general industry knowledge required for local flood risks, the agent works to assess individual property needs and explain federal flood program options. Clients may receive guidance on flood zone maps, building coverage requirements, and contents protection policies. Services include customizing flood insurance packages and assisting with claims processes.
Serving the Severna Park area, Alex Schwab: Allstate Insurance provides flood insurance policies designed to protect properties from water damage. Its maintenance plans include policy reviews and annual adjustments for changing flood maps. The agency also offers guidance on filing claims after storm events. It services residential properties such as single-family homes and apartment complexes, as well as commercial spaces including retail storefronts and local restaurants.
Homeowners, businesses, and property managers in Severna Park, MD, turn to Jeffrey Brent - State Farm Insurance Agent for essential flood insurance policies. This agency helps clients assess their property’s specific risk from rising water and secures appropriate coverage through the National Flood Insurance Program. Navigating local flood zone requirements is a primary service, ensuring properties meet lending and protection standards. Its team assists with both residential and commercial policies to safeguard assets in this Chesapeake Bay region. The agency also serves neighboring communities such as Arnold and Pasadena.
Serving Severna Park and surrounding Maryland communities, Highstreet- Bye Insurance Agency handles flood insurance policies for residential and commercial properties. It assists property owners in navigating the National Flood Insurance Program and private flood coverage options to protect against water damage. Location, flood zone designation, and elevation determine each policy’s specifics. For every job, the agent begins with a property’s flood risk assessment to recommend appropriate coverage limits.
Located in Severna Park, MD, Moran Insurance provides flood insurance agent services. Clients choose between one-time policies for single events or recurring flood insurance for ongoing coverage; both options address protection against property damage from rising water. The agent helps select plans tailored to local flood risks. Service is available on an as-needed basis, with no obligation for scheduled renewals unless desired.
Performance Insurance Group provides tailored flood insurance guidance to clients in Severna Park, Maryland, helping them navigate policy options for residential and commercial properties. It works closely with property owners to assess flood risk and secure appropriate coverage. The company assists with NFIP and private market policies, explaining differences in terms and exclusions. Seasonal weather patterns, such as heavy spring rains or hurricanes from the Atlantic, can elevate flood exposure, and the agency helps clients adjust policies accordingly.
With Severna Park's proximity to waterways like the Severn River and Magothy River, seasonal storms often bring flooding risks to many homes. Marty Lewis - State Farm Insurance Agent provides flood insurance coverage tailored to this specific area, helping residents protect their properties against water damage. The agency works one-on-one with each client to review their unique flood zone and coverage options, ensuring informed decisions. A new policy begins with a thorough consultation to assess the property’s needs and complete the necessary inspection step.
Patrick Hughes: Allstate Insurance in Severna Park, MD, serves residential property owners seeking flood insurance coverage for homes against storm surge and rising water. The agency also provides commercial flood policies for local businesses, addressing the specific needs of properties throughout the region. As an independent agent, Patrick Hughes assesses each client’s exposure and explains available federal and private options. Clients return after a claim or policy renewal, ensuring their coverage remains adequate between regular risk reviews.
Eichhorn Insurance Agency in Severna Park, MD, assists property owners with managing risk through general insurance solutions while specializing in flood insurance agent services. This focus addresses the specific water damage exposures common throughout the Chesapeake Bay region, as well as inland flood zones caused by storms or runoff. The agency evaluates coverage needs for commercial sectors including offices requiring business interruption protection, warehouses vulnerable to inventory loss, and food service operations needing equipment and stock coverage.
Old Line Insurance Agency Inc is known for its focus on flood insurance in Severna Park, MD. The agency serves homeowners and businesses throughout the local area, helping clients navigate the National Flood Insurance Program and private market options. It understands the region’s specific flood risks from the Chesapeake Bay watershed. For property owners seeking extra protection beyond standard policies, the agency also offers assistance with excess flood coverage and contents-only policies for renters.
What Does a a Flood Insurance Agent in Severna Park Cost?
Flood insurance costs in Maryland depend on your property flood zone elevation and coverage amount. For an NFIP policy typical annual premiums range from 700 to 2000 dollars for low risk zones and 2000 to 5000 dollars for high risk zones. Private flood insurance may offer different rates and higher limits. This is general information and not insurance advice.
About flood insurance agents in Severna Park
Severna Park is located near the Magothy and Severn Rivers making flood insurance important for many homeowners. A flood insurance agent in Severna Park can help you understand the National Flood Insurance Program NFIP requirements. Maryland law may require flood insurance for properties in high risk flood zones especially those with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Severna Park Maryland?
If your property is in a Special Flood Hazard Area SFHA your lender may require flood insurance. Even outside high risk zones flooding can occur from heavy rain or storm surge. An agent can review your flood map and advise on coverage needs.
What does a flood insurance agent do in Severna Park?
A flood insurance agent helps you select a policy from the NFIP or a private insurer. They explain coverage limits deductibles and waiting periods. They also assist with filing claims and understanding elevation certificates.
How do I choose a flood insurance agent in Severna Park?
Look for an agent licensed in Maryland with experience in flood insurance. Ask about their knowledge of local flood zones and NFIP rules. Check their reputation with the Maryland Insurance Administration.
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