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Find Flood Insurance Agents Near You in Bel Air, MD

Browse flood insurance agents serving Bel Air, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Bel Air, Maryland is Gerety Insurance, rated 5.0 stars across 549 reviews. Other highly rated options include Fuller & Associates Insurance, Palumbo Insurance Associates, Boyle Insurance Group LLC. This directory lists 12 flood insurance agents serving Bel Air.

Showing 12 flood insurance agents in Bel Air, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gerety Insurance406 N Hickory Ave(410) 803-2600
2Fuller & Associates Insurance438 S Main St(410) 914-5467
3Palumbo Insurance Associates111 Fulford Ave c(410) 836-8591
4Boyle Insurance Group LLC115 E Churchville Rd(410) 838-7206
5Northern Chesapeake Insurance Services139 N Main St # 105(410) 420-3080
6Marion Miller & Associates Insurance432 S Main St(410) 879-2425
7Horsham & Associates, Inc.15 E Churchville Rd #112(410) 877-3722
8Alex Repke Insurance Group LLC2225 Old Emmorton Rd STE 201(410) 569-8100
9Harford Mutual Insurance Group200 N Main St(800) 638-3669
10365 Insurance Agency LLC1519 Swearingen Dr(512) 201-6713
GI
406 N Hickory Ave
Gerety Insurance
Flood Insurance Agent · Bel Air, MD

Gerety Insurance serves Bel Air and Harford County, Maryland, as a local flood insurance agent. The company helps property owners understand their exposure to flood risks and obtain necessary coverage through the National Flood Insurance Program. Policies can protect homes, rental properties, and commercial buildings against storm surge, heavy rainfall, and river flooding. The agency guides clients through the application process, explains flood zone designations, and assists with policy adjustments for existing structures as well as new construction.

FA
438 S Main St
Fuller & Associates Insurance
Flood Insurance Agent · Bel Air, MD

Fuller & Associates Insurance provides flood insurance solutions for properties in Bel Air, MD, helping clients secure coverage against water damage risks. Their services include assessing individual flood zone exposures and recommending appropriate policy options from the National Flood Insurance Program. They offer guidance on policy maintenance and support clients through the claims process when needed. The company serves single-family homes, apartments, retail establishments, and restaurants in the local area.

PI
111 Fulford Ave c
Palumbo Insurance Associates
Flood Insurance Agent · Bel Air, MD

Palumbo Insurance Associates serves Bel Air and the surrounding communities in Harford County, offering flood insurance policies to protect properties in flood-prone areas. The agency handles applications for National Flood Insurance Program coverage, ensuring homeowners and businesses meet federal requirements. It also assists with policy adjustments after claims or property changes. To manage a typical job, the agency reviews the specific flood zone risks and property details to recommend appropriate coverage limits.

BI
115 E Churchville Rd
Boyle Insurance Group LLC
Flood Insurance Agent · Bel Air, MD

Homeowners, businesses, and property managers in the Bel Air, MD area rely on Boyle Insurance Group LLC for flood insurance guidance and policy placement. As a dedicated flood insurance agent, the company helps clients understand flood zone risks and secure appropriate coverage from the National Flood Insurance Program. Each consultation focuses on matching policy options to the specific needs of the property or business. Boyle Insurance Group LLC also works with clients throughout the surrounding Harford County communities, including Aberdeen and Fallston.

NC
139 N Main St # 105
Northern Chesapeake Insurance Services
Flood Insurance Agent · Bel Air, MD

Northern Chesapeake Insurance Services in Bel Air, MD advises clients on the distinct differences between a one-time National Flood Insurance Program policy and a recurring private flood insurance plan, then explains the specific coverage limits and inclusions each option provides for protecting property against rising water. Coverage is tailored to individual flood zone risks and replacement cost of the structure. All client service runs on an annual scheduled renewal basis rather than one-time or as-needed.

MM
432 S Main St
Marion Miller & Associates Insurance
Flood Insurance Agent · Bel Air, MD

Marion Miller & Associates Insurance specializes in providing flood insurance policies designed to address the specific needs of property owners in Bel Air, Maryland. The agency assists clients in navigating the complexities of flood coverage, ensuring homes and businesses receive appropriate protection against water damage. It works closely with customers to assess risk factors tied to local weather patterns and changing environmental conditions. This includes helping property owners secure coverage before the start of the Atlantic hurricane season, a period of heightened concern for flooding in the region.

HA
15 E Churchville Rd #112
Horsham & Associates, Inc.
Flood Insurance Agent · Bel Air, MD

Spring storms and heavy rains in the Bel Air area can cause sudden flash flooding, threatening homes and businesses with water damage. Horsham & Associates, Inc. helps local property owners navigate these risks by offering flood insurance policies tailored to individual needs and budget. The company guides clients through the complexities of federal and private coverage options to ensure proper protection. Any initial assessment begins with a thorough review of the property’s flood zone and vulnerability, followed by a straightforward on-site inspection to determine appropriate coverage levels and premiums.

AR
2225 Old Emmorton Rd STE 201
Alex Repke Insurance Group LLC
Flood Insurance Agent · Bel Air, MD

Alex Repke Insurance Group LLC works with property owners in Bel Air, MD, to assess and secure coverage for risks such as storm surge and rising water. The agency specializes in flood insurance, often adding this protection to existing policies to close gaps caused by standard exclusions. Serving a range of commercial clients, it assists offices, warehouses, and food service establishments in obtaining tailored flood coverage to protect their assets and operations.

HM
200 N Main St
Harford Mutual Insurance Group
Flood Insurance Agent · Bel Air, MD

Harford Mutual Insurance Group in Bel Air, Maryland, specializes in flood insurance policies for residential and commercial properties. The agency assists clients in securing National Flood Insurance Program coverage and private market alternatives. It helps homeowners, renters, and business owners assess property-specific flood risks and select appropriate deductibles and coverage limits. Seasonal storms and hurricane seasons along the East Coast create increased demands for new policies and policy reviews, a concern the agency helps property owners address before floodwaters arrive.

3I
1519 Swearingen Dr
365 Insurance Agency LLC
Flood Insurance Agent · Bel Air, MD

365 Insurance Agency LLC in Bel Air, MD assists residential property owners with securing flood insurance coverage to protect against water damage. The agency also offers policies for commercial properties in the local area and surrounding communities throughout Harford County. Flood coverage is designed to safeguard homes and businesses from weather events typical to the region. The team schedules follow-up consultations between regular policy reviews to adjust coverage as needed.

WG
900 S Main St STE 104
W G Oliver Insurance
Flood Insurance Agent · Bel Air, MD
(410) 893-2800
wgoliver.com
HM
35 Fulford Ave #202
Hunt Manor Insurance
Flood Insurance Agent · Bel Air, MD
(443) 640-4532
huntmanor.com

What Does a a Flood Insurance Agent in Bel Air Cost?

The cost of flood insurance in Maryland varies based on flood zone, property elevation, building type, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for standard residential coverage. Higher-risk properties in coastal or riverine areas may pay more. Private flood insurance can sometimes offer lower rates or higher limits. This is general information and not insurance advice.

About flood insurance agents in Bel Air

Flood insurance agents in Bel Air, Maryland help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Maryland law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks in Harford County and can guide you through the policy options available.

Frequently Asked Questions

Do I need flood insurance in Bel Air, Maryland?

If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many Maryland homeowners choose to buy coverage for peace of mind.

What does a flood insurance agent do in Bel Air?

A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with completing the application. They also help you understand coverage limits, deductibles, and the 30-day waiting period before most policies take effect.

How long does it take for a flood insurance policy to start in Maryland?

Standard NFIP policies have a 30-day waiting period from the date of application and payment. There are limited exceptions, such as when flood insurance is required for a new mortgage closing. Private insurers may have different waiting periods.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.