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HomeFlood Insurance AgentsMaryland › Baltimore

Find Flood Insurance Agents Near You in Baltimore, MD

Browse flood insurance agents serving Baltimore, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Baltimore, Maryland is Main Line Benefits - Adam Richter, rated 4.9 stars across 624 reviews. Other highly rated options include John Stein - State Farm Insurance Agent, Baltimore Insurance Network, Stephanie Jameson - State Farm Insurance Agent. This directory lists 28 flood insurance agents serving Baltimore.

Showing 28 flood insurance agents in Baltimore, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Main Line Benefits - Adam Richter1936 Eastern Ave(410) 375-9765
2John Stein - State Farm Insurance Agent6630 Baltimore National Pike #100b(410) 744-7733
3Baltimore Insurance Network1414 Key Hwy Suite E(443) 869-6424
4Stephanie Jameson - State Farm Insurance Agent3 Center Pl(410) 288-1300
5Stephanie Owens - State Farm Insurance Agent8766 Philadelphia Rd(410) 866-8333
6Tamara Thomson - State Farm Insurance Agent7825 Wise Ave(410) 282-7283
7Laurie Jacobson - State Farm Insurance Agent4200 North Point Blvd(410) 477-6789
8Wolf Insurance Agency9124 Belair Rd(410) 529-7865
9Aja Green - State Farm Insurance Agent7633 Rainville Ave(410) 882-9433
10Pinning Insurance3215 Erdman Ave(410) 675-0500
ML
1936 Eastern Ave
Main Line Benefits - Adam Richter
Flood Insurance Agent · Baltimore, MD

Main Line Benefits - Adam Richter serves homeowners, businesses, and property managers in Baltimore seeking guidance for flood insurance policies. This agency helps clients assess their property’s flood risk and navigate National Flood Insurance Program options. Understanding local flood zones and elevation requirements is essential for securing appropriate coverage in this region. The agent works closely with each customer to clarify policy details and ensure adequate protection against water damage. Services also extend to nearby communities throughout the Baltimore metro area, including Catonsville and Dundalk.

JS
6630 Baltimore National Pike #100b
John Stein - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

John Stein, a flood insurance agent based in Baltimore, MD, offers both one-time policy consultations and ongoing coverage management for property owners. Standard flood insurance policies cover structural damage and personal belongings, while separate contents-only policies protect items without covering the building itself. Clients may schedule a single appointment to review their existing plan or arrange recurring annual reviews to adjust coverage as flood maps and property values change. Service is available on an as-needed basis for claims assistance or policy updates throughout the year.

BI
1414 Key Hwy Suite E
Baltimore Insurance Network
Flood Insurance Agent · Baltimore, MD

Baltimore Insurance Network specializes in matching residential and commercial property owners in Baltimore, MD, with appropriate flood insurance coverage to protect against water damage. The agency manages the entire policy selection and application process, helping clients understand flood maps, coverage limits, and federal requirements. Seasonal storms and coastal weather patterns can create sudden flood risk, so the company also assists property owners with last-minute policy updates before heavy rainfall or hurricane seasons begin.

SJ
3 Center Pl
Stephanie Jameson - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

Stephanie Jameson, operating through a local Baltimore agency, provides property protection as a flood insurance agent. This work centers on policies that cover damage from rising water, supplementing standard homeowners insurance which often excludes this peril. The agency assists clients in navigating National Flood Insurance Program requirements and private policy options to safeguard residential and commercial structures. It serves a variety of commercial sectors, including offices needing asset protection, warehouses exposed to floor-level water damage, and food service operations requiring coverage for equipment and inventory.

SO
8766 Philadelphia Rd
Stephanie Owens - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

Stephanie Owens – State Farm Insurance Agent in Baltimore, Maryland, is known for guiding local property owners through federal flood insurance requirements. The agency serves residential and commercial clients throughout the Baltimore area, explaining National Flood Insurance Program policies and coverage options. It helps clients assess flood zone risks and complete applications for required or voluntary protection. A specialty service the agency can add on is reviewing existing homeowners policies to ensure there are no gaps between standard coverage and separate flood protection.

TT
7825 Wise Ave
Tamara Thomson - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

Tamara Thomson s State Farm Insurance Agent serves the Baltimore, Maryland, metro area as a local Flood Insurance Agent. This agency offers flood insurance policies, helping property owners protect buildings and contents against water damage from rising waters and heavy storms. Homeowners, renters, and business owners in flood-prone zones can find coverage options through this office. The agency also discusses NFIP program guidance and personal flood protection plans with clients in Baltimore.

LJ
4200 North Point Blvd
Laurie Jacobson - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

Laurie Jacobson - State Farm Insurance Agent in Baltimore, Maryland provides flood insurance policies tailored to protect properties from water damage. The office offers guidance on coverage options and assists with policy management to ensure ongoing protection. Claim support is also provided to help clients navigate the aftermath of flooding events. Services cover a range of property types in the area, including single-family homes, apartments, retail spaces, and restaurants.

WI
9124 Belair Rd
Wolf Insurance Agency
Flood Insurance Agent · Baltimore, MD

Wolf Insurance Agency serves homeowners, businesses, and property managers in Baltimore, Maryland, by providing flood insurance policies tailored to properties in flood-prone zones. The agency assists clients in navigating the complexities of the National Flood Insurance Program and private market options. Their work focuses on helping property owners secure coverage that meets lender requirements and protects against potential flood damage. In addition to serving clients throughout Baltimore, Wolf Insurance Agency also covers the neighboring community of Towson and the greater Baltimore metro area.

AG
7633 Rainville Ave
Aja Green - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD

Aja Green - State Farm Insurance Agent serves Baltimore, Maryland, and its surrounding communities in the search for professional flood insurance coverage. The company handles policies designed to protect residential and commercial properties from water damage due to rising waters or severe storms. To complete a typical job, it reviews each client’s individual flood risk and property location to recommend a suitable plan that meets federal or private requirements.

PI
3215 Erdman Ave
Pinning Insurance
Flood Insurance Agent · Baltimore, MD

There is a significant difference between securing a one-time flood insurance policy and maintaining a scheduled service that renews automatically each year. A one-time policy covers a single property for a specific term, while scheduled service ensures continuous protection against rising water damage from storms or rivers. In the Baltimore area, these services typically include evaluating flood zone maps and coverage limits. Pinning Insurance provides flood insurance agent services in Baltimore, Maryland, with their client service running on a scheduled or as-needed basis to address changing flood risk requirements.

MC
233 E Redwood St Suite 1100A
Mason & Carter Inc
Flood Insurance Agent · Baltimore, MD
(410) 539-6767
masoncarter.com
MV
6216 Eastern Ave
Matthew Valcich: Allstate Insurance
Flood Insurance Agent · Baltimore, MD
(410) 633-0001
agents.allstate.com/matthew-valcich-baltimore-md.html
SH
7200A Eastern Ave
Shanda Hayden: Allstate Insurance
Flood Insurance Agent · Baltimore, MD
(410) 282-7863
agents.allstate.com/shanda-hayden-baltimore-md.html
GO
1340 Smith Ave #200
Great Oak Insurance Group
Flood Insurance Agent · Baltimore, MD
greatoakgroup.com
RI
6800 Holabird Ave Ste A
Rodgers Insurance Agency
Flood Insurance Agent · Baltimore, MD
(410) 282-1379
rodgersinsuranceagent.com
LI
405 Williams Ct #114
Leitner Insurance Group
Flood Insurance Agent · Baltimore, MD
(410) 285-3743
leitnerinsurancegroup.com
GI
5718 Northwood Dr
Goad Insurance Agency
Flood Insurance Agent · Baltimore, MD
(410) 558-0396
goadinsurance.com
IC
2100 Eastern Ave
Insurance Center of Baltimore
Flood Insurance Agent · Baltimore, MD
(410) 732-2200
insurancecenterbaltimore.com
NI
6822 Harford Rd
Nationwide Insurance: Stastny Insurance Agency
Flood Insurance Agent · Baltimore, MD
(410) 254-1500
stastnyinsurance.com
PH
9407 Belair Rd
Perry Hall Insurance
Flood Insurance Agent · Baltimore, MD
(410) 529-6354
perryhallinsurance.com
BA
2351 Frederick Ave
Baltimore Affordable Insurance Excellence
Flood Insurance Agent · Baltimore, MD
(227) 230-9182
AI
1401 Clipper Heights Ave
Absolute Insurance Solution
Flood Insurance Agent · Baltimore, MD
(410) 204-1329
RI
5160 Baltimore National Pike
Ross Insurance
Flood Insurance Agent · Baltimore, MD
(410) 788-1711
getrossinsurance.com
NS
101 St Helena Ave
Nathan Scholze - State Farm Insurance Agent
Flood Insurance Agent · Baltimore, MD
(410) 288-4120
scholzeinsurance.com
CI
International Drive
Creative Insurance Maryland
Flood Insurance Agent · Baltimore, MD
(240) 685-2939
UC
900 S Charles St
Upper Chesapeake Insurance Agency
Flood Insurance Agent · Baltimore, MD
(410) 385-0455
eriequote.com
FM
7200 North Point Rd
Fred Meyer & Sons Insurance
Flood Insurance Agent · Baltimore, MD
(410) 477-0900
fredmeyerandsons.com
RG
9526 Belair Rd
Rich Garcia State Farm Insurance Agency
Flood Insurance Agent · Baltimore, MD
(410) 248-3276
richgarciainsurance.com

What Does a a Flood Insurance Agent in Baltimore Cost?

Flood insurance costs in Maryland vary widely based on flood zone, property elevation, and coverage amount. An NFIP policy for a single-family home in a moderate-risk zone may cost around $700 to $1,200 per year. High-risk zones can see premiums from $2,000 to over $5,000 annually. Private flood insurance may be cheaper or more expensive depending on the carrier. This is general information and not insurance advice.

About flood insurance agents in Baltimore

Flood insurance agents in Baltimore help property owners secure coverage against flood damage. Maryland requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks from the Chesapeake Bay and the Patapsco River.

Frequently Asked Questions

Do I need flood insurance in Baltimore Maryland?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, lenders may still require it. Baltimore experiences heavy rainfall and coastal storm surges.

What does a flood insurance agent in Baltimore do?

A flood insurance agent helps you compare National Flood Insurance Program policies and private flood insurance options. They assess your property risk and explain coverage limits, deductibles, and exclusions. They also assist with filing claims after a flood event.

How long does it take to get flood insurance in Maryland?

NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods or immediate coverage. Plan ahead because flood risks can change quickly during hurricane season.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.