The top-rated flood insurance agent in Clinton, Maryland is Susana McCoy: Allstate Insurance, rated 4.7 stars across 48 reviews. Other highly rated options include Walterry Insurance Brokers, Jarvis Fullenwilder - State Farm Insurance Agent, Carlos Godinez - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Clinton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susana McCoy: Allstate Insurance | 6813 Old Alexandria Ferry Rd | (301) 856-0900 |
| 2 | Walterry Insurance Brokers | 7411 Old Branch Ave | (301) 868-7200 |
| 3 | Jarvis Fullenwilder - State Farm Insurance Agent | 6595 Coventry Way | (240) 949-7077 |
| 4 | Carlos Godinez - State Farm Insurance Agent | 9015 Woodyard Rd #101 | (301) 856-3337 |
| 5 | State Farm | 9015 Woodyard Rd #101 | (301) 856-3337 |
| 6 | Genson Insurance Agency | 8020A Old Alexandria Ferry Rd | (301) 868-7070 |
| 7 | Nationwide Insurance: Donald K. Genson, Jr | 8020 Old Alexandria Ferry Rd Suite A | (301) 868-7070 |
| 8 | Cincinnati Insurance Co | Clinton, MD 20735 | (410) 467-1445 |
| 9 | Professional Insurers & Associates | 7700 Old Branch Ave # E104 | (301) 856-1810 |
| 10 | Bob Baker Jr: Primerica - Financial Services | 8804 Woodyard Rd | (301) 868-2556 |
Susana McCoy: Allstate Insurance serves Clinton and Prince George’s County residents as a flood insurance agent. This agency provides policies that cover residential and commercial properties from water damage due to rising water or storm surge. Flood coverage is often not part of standard home or business insurance, so a separate policy is necessary to protect against financial loss. The agent in this area assists clients in assessing their flood risk and selecting appropriate plans. The company handles both National Flood Insurance Program policies and private flood insurance options.
Walterry Insurance Brokers in Clinton, MD, provides comprehensive assistance with obtaining flood insurance policies for properties in flood-prone zones. The agency helps clients navigate local floodplain maps and federal requirements to secure appropriate coverage. It offers guidance on policy maintenance and updates to ensure continued protection as regulations change. Walterry Insurance Brokers services single-family homes, apartments, retail spaces, and restaurants in the area, addressing their specific flood exposure risks.
Flood insurance can be arranged as a one-time policy for a single property purchase or as a scheduled annual renewal to maintain continuous protection, both covering structural and contents damage from rising water. In the Clinton, MD area, such coverage helps property owners address local flood zone requirements. Jarvis Fullenwilder - State Farm Insurance Agent provides these insurance options through standard applications. Service arrangements are available on an as-needed basis when a new policy or coverage review is requested.
Carlos Godinez - State Farm Insurance Agent in Clinton, MD, serves homeowners, businesses, and property managers who need flood insurance protection. This agency helps clients understand their flood risk and select appropriate coverage for their properties. Policies are designed to safeguard structures and contents against flood damage common in the region. The agent assists with policy questions and claims guidance throughout the process. Coverage options extend to neighboring communities such as Camp Springs and the greater Washington, D.C., metro area.
Serving Clinton, Maryland, and surrounding Prince George’s County communities, State Farm handles flood insurance policies tailored to local property protection needs. The agency assists homeowners and businesses in understanding National Flood Insurance Program coverage options. It evaluates property flood risks specific to the region’s watersheds and low-lying areas. To handle a typical job, the agent carefully reviews a client’s existing policy limits, explains potential exclusions, and then recommends necessary adjustments based on recent flood maps for the area.
Genson Insurance Agency in Clinton, MD provides specialized flood insurance coverage tailored to the risks of local properties. Its general service work includes evaluating individual policies and guiding clients through the application process. The agency helps homeowners and business owners understand how flood zones affect their protection needs. With seasonal storms and heavy rains common to the region, it assists clients in securing coverage before these weather events cause water damage to basements and first floors.
When heavy seasonal rains swell the streams and low-lying areas of Clinton, the risk of basement and ground-floor flooding becomes a serious concern for homeowners. Nationwide Insurance: Donald K. Genson, Jr offers policies designed to protect residences against the costly damage caused by rising water. As a dedicated flood insurance agent, the agency helps clients understand federal and private coverage options that address local weather patterns. Every consultation begins with a thorough property inspection and an assessment of the home’s specific flood exposure levels.
Cincinnati Insurance Co provides flood insurance coverage to property owners in its Clinton, Maryland area. As a specialized agent, the company helps clients secure policies that address the specific risks of water damage from rising waters and storm surges. This includes navigating federal flood program requirements and advising on appropriate coverage limits. The firm can assist both commercial property owners managing offices and warehouses, as well as those operating in the food service industry with their distinct insurance needs.
Professional Insurers & Associates offers comprehensive property and casualty coverage from its Clinton, Maryland office. The agency specializes specifically in flood insurance policies to protect residential and commercial clients from water damage not covered by standard homeowners plans. Their services help property owners address federal flood zone requirements and secure necessary protection against storm-related risks. The agency can serve offices, warehouses, and food service operations throughout the region.
Bob Baker Jr: Primerica - Financial Services in Clinton, MD provides flood insurance for residential property owners seeking coverage against water damage. Commercial clients also receive agency guidance on risk assessment for business structures nearby. Service extends across the region to ensure adequate protection for diverse properties in flood-prone zones. The agent assists with claims follow-up and policy adjustments between regular service visits or seasonal reviews.
What Does a a Flood Insurance Agent in Clinton Cost?
Flood insurance costs in Clinton, Maryland depend on your property's flood zone, elevation, and coverage level. For an NFIP policy, typical annual premiums range from 700 to 2,000 dollars for a single-family home. Private insurers may offer lower rates or higher coverage limits, but prices vary widely. This is general information and not insurance advice.
About flood insurance agents in Clinton
Flood insurance agents in Clinton, Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Clinton is in a flood-prone area near the Patuxent River, so agents often guide clients on elevation certificates and mandatory purchase requirements. Maryland law requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Clinton Maryland?
If your property is in a Special Flood Hazard Area (SFHA) designated by FEMA and you have a federally backed mortgage, you are required to carry flood insurance. Even outside SFHAs, agents recommend coverage because heavy rains can cause flooding.
What does a flood insurance agent do in Clinton?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with elevation certificates and explain waiting periods, which are typically 30 days for NFIP policies.
How much does flood insurance cost in Prince Georges County?
Costs vary by flood zone, property elevation, and coverage amount. In Clinton, NFIP policies average between 700 and 2,000 dollars per year for standard homes. Private policies may offer different rates and higher limits.
Flood Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · Catonsville · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie