Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 12 flood insurance agents in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Malca - State Farm Insurance Agent
20410 Observation Dr #112, Germantown, MD 20876
(240) 654-0204
miguelmalca.com
Klinger Insurance Group
19785 Crystal Rock Dr STE 301, Germantown, MD 20874
(301) 428-4935
klingerinsurancegroup.com
Jay Jarvis - State Farm Insurance Agent
20030 Century Blvd Ste 202, Germantown, MD 20874
(301) 569-6454
jayinsures.com
Congressional Insurance Associates
20440 Century Blvd #110, Germantown, MD 20874
(240) 912-4150
insurecongressional.com
CF Alliance Insurance Services
20300 Seneca Meadows Pkwy #205, Germantown, MD 20876
(301) 515-9015
cfalliance.com
Sam Moinzadeh: Allstate Insurance
19725 Executive Park Cir, Germantown, MD 20874
(301) 916-9600
agents.allstate.com
Preferred Insurance Solutions
20030 Century Blvd #201, Germantown, MD 20874
(301) 428-3344
preferredinsurancesolutions.com
Schaefer & Delauder Insurance
13208 Executive Park Terrace, Germantown, MD 20874
(301) 428-0282
schaeferinsurance.com
Clough Insurance Team
19745 Executive Park Cir, Germantown, MD 20874
(301) 241-7181
SimPim Affordable Insurance Co.
20201 Century Blvd # 160, Germantown, MD 20874
(227) 275-6460
Farmers Insurance - Randolf Fonseca
12410 Milestone Center Dr Suite 600, Germantown, MD 20876
(301) 279-9200
agents.farmers.com
C Insurance
12410 Milestone Center Dr, Germantown, MD 20876
(800) 318-6040
cinsurancellc.com
What Does a Flood Insurance Agent in Germantown Cost?
The cost of flood insurance in Maryland varies by property. An NFIP policy in a low-risk zone may cost around 500 to 800 dollars per year. In high-risk zones, premiums can range from 1,000 to 4,000 dollars or more depending on elevation and building characteristics. Private flood insurance may offer different rates and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Germantown do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage options, help with flood zone determinations, and assist with claims. Agents in Germantown are familiar with local flood maps and Maryland insurance regulations.
Is flood insurance required in Germantown Maryland?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, many homeowners choose flood insurance because heavy rains can cause flooding. Maryland law does not mandate flood insurance for all properties.
How do I choose a flood insurance agent in Germantown?
Look for an agent licensed in Maryland who has experience with flood policies. Check if they offer both NFIP and private flood insurance options. Ask about their knowledge of Montgomery County flood zones and their process for helping you file a claim.