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Find Flood Insurance Agents Near You in Laurel, MD

Browse flood insurance agents serving Laurel, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 22 flood insurance agents serving Laurel.

Showing 22 flood insurance agents in Laurel, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1State Farm: Adam Herndon8323 Cherry Ln Suite 13(240) 280-2285
2Simmerer Insurance601 7th St Ste 103(301) 386-0900
3William Gunn - GEICO Insurance Agent13600 Baltimore Ave Suite 702(301) 543-3690
4Laurel Insurance Center placas y seguro8641 Cherry Ln(301) 640-8509
5Debbie Murphy - State Farm Insurance Agent7530 Montpelier Rd Suite 105(301) 604-0038
6Jennifer Smigal - State Farm Insurance Agent510 4th St(301) 384-2323
7Mid Atlantic Insurance Financial13633 Baltimore Ave(301) 604-4444
8Global Insure USA14502 Greenview Dr # 500(410) 507-7781
9Jessica Iglesias: Allstate Insurance511 4th St(301) 683-0470
10CNR Insurance Inc14502 Greenview Dr # 500(301) 490-9600
SF
8323 Cherry Ln Suite 13
State Farm: Adam Herndon
Flood Insurance Agent · Laurel, MD

State Farm: Adam Herndon serves homeowners and businesses in the Laurel, Maryland area with professional flood insurance guidance. Navigating flood zone designations and federal program requirements can be complex, and an agent helps clients understand coverage options. They assist in evaluating property-specific flood risks and policy limits to ensure adequate protection. This agency handles NFIP policies and private flood insurance placements for residential and commercial properties in this region.

SI
601 7th St Ste 103
Simmerer Insurance
Flood Insurance Agent · Laurel, MD

Simmerer Insurance provides comprehensive flood insurance services in Laurel, MD, tailoring flood risk assessments and policy placements to protect properties from water damage. Its service plans include annual coverage reviews to adjust policy limits for changing community flood maps and property improvements. Ongoing maintenance involves tracking policy renewals and assisting with required elevation certificates. The agency serves a diverse clientele, including single-family homeowners, apartment complexes, retail storefronts, and local restaurants in the Laurel area.

WG
13600 Baltimore Ave Suite 702
William Gunn - GEICO Insurance Agent
Flood Insurance Agent · Laurel, MD

William Gunn - GEICO Insurance Agent in Laurel, MD serves homeowners, businesses, and property managers who need financial protection against flooding. The company helps clients understand their flood risk and select appropriate coverage, including policies for residential and commercial structures. As experienced flood insurance agents, they review property details to recommend suitable plans from available options. Their services extend to residents across nearby communities in the Washington, D.C. metro area, including Beltsville, Maryland.

LI
8641 Cherry Ln
Laurel Insurance Center placas y seguro
Flood Insurance Agent · Laurel, MD

Laurel Insurance Center placas y seguro serves Laurel, Maryland, and the surrounding communities in Prince George's County with flood insurance agent services. It handles the placement of coverage through the National Flood Insurance Program and private market policies for residential and commercial properties. The agency focuses on assessing the specific flood zone risks for each property and explaining coverage options. For a typical job, it conducts a detailed review of the property's flood history and current elevation certificate to ensure accurate premium pricing.

DM
7530 Montpelier Rd Suite 105
Debbie Murphy - State Farm Insurance Agent
Flood Insurance Agent · Laurel, MD

Debbie Murphy - State Farm Insurance Agent in Laurel, MD offers flood insurance policies designed to protect residential and commercial properties. The agency also provides a range of personal insurance solutions, including auto, home, and life coverage. As a flood insurance agent, it assesses individual flood risk based on local flood zones and property elevation. This service is especially vital for homeowners near the Patuxent River or other flood-prone areas during heavy spring rains and hurricane season. The agent helps clients secure federally backed NFIP policies before a storm threat arises.

JS
510 4th St
Jennifer Smigal - State Farm Insurance Agent
Flood Insurance Agent · Laurel, MD

Jennifer Smigal - State Farm Insurance Agent in Laurel, MD assists clients with both one-time flood insurance policies for single-event coverage and recurring annual policies that renew each year. The specific coverage offered through this agency protects properties against water damage from rising waters outside the home. Guidance on federal flood maps and policy limits is provided to each client during consultations. Service runs on an as-needed basis, with policy reviews and new enrollments scheduled directly by appointment.

MA
13633 Baltimore Ave
Mid Atlantic Insurance Financial
Flood Insurance Agent · Laurel, MD

As spring rains and coastal storms threaten the Laurel area, Mid Atlantic Insurance Financial offers professional guidance for securing adequate flood coverage. This agency helps property owners navigate complex federal insurance requirements and understand local flood zone risks. Their services are particularly valuable for those purchasing homes outside designated floodplains yet vulnerable to water damage. An agent typically begins by scheduling a property inspection to assess specific elevation and drainage conditions before recommending appropriate policy options.

GI
14502 Greenview Dr # 500
Global Insure USA
Flood Insurance Agent · Laurel, MD

Global Insure USA, located in Laurel, MD, offers residential flood insurance policies to safeguard homeowners from water damage. Commercial coverage is also available for local businesses needing property protection. The agency serves clients throughout the Laurel area and surrounding communities. Each policy is designed to address specific flood risks common to this region. After an initial claim or policy setup, the agent schedules regular follow-up visits to update coverage as conditions change, ensuring continued protection between major weather events.

JI
511 4th St
Jessica Iglesias: Allstate Insurance
Flood Insurance Agent · Laurel, MD

Jessica Iglesias, operating under Allstate Insurance in Laurel, MD, provides general insurance guidance to local property owners. Its specialized work as a flood insurance agent helps clients secure coverage against water damage from storms and rising waters. The agency works with homeowners and commercial operators alike. It addresses the unique needs of small businesses, offering policies for offices, warehouses, and food service establishments.

CI
14502 Greenview Dr # 500
CNR Insurance Inc
Flood Insurance Agent · Laurel, MD

CNR Insurance Inc serves Laurel, Maryland, and the surrounding communities of Prince George's and Anne Arundel counties, providing flood insurance to protect residential and commercial properties. It handles the complex requirements of the National Flood Insurance Program and private flood policies, addressing the area's risks from nearby rivers and low-lying zones. Each client’s property location and elevation are carefully assessed to identify appropriate coverage limits and deductibles matched to their specific needs.

BI
14502 Greenview Dr Suite 546
Braz Insurance Group, LLC
Flood Insurance Agent · Laurel, MD
(240) 753-7352
brazinsurancegroup.com
KF
510 4th St
Kathy Fowler - State Farm Insurance Agent
Flood Insurance Agent · Laurel, MD
(301) 369-0507
kathyfowlerins.com
HI
8635 Cherry Ln
Halkos Insurance Agency
Flood Insurance Agent · Laurel, MD
(301) 206-5464
halkosinsurance.com
BW
13600 Laurel - Bowie Rd
Bryan Wagschal: Allstate Insurance
Flood Insurance Agent · Laurel, MD
(240) 565-0557
agents.allstate.com/bryan-wagschal-laurel-md.html
TI
8205 Shooting Star Ln
TWFG Insurance
Flood Insurance Agent · Laurel, MD
(240) 988-7425
AA
13675 Baltimore Ave
Alo Agency: Allstate Insurance
Flood Insurance Agent · Laurel, MD
(301) 498-5002
agents.allstate.com/alo-agency-laurel-md.html
MA
13633 Baltimore Ave
Mid Atlantic Insurance Financial - An Erie Insurance Agency
Flood Insurance Agent · Laurel, MD
(888) 958-3743
midatlanticinsure.com
OI
129 Bowie Rd
Oasis Insurance Agency LLC
Flood Insurance Agent · Laurel, MD
(301) 798-6606
oasisinsurancelady.com
MC
329 Prince George St
M A Chenault Insurance Services
Flood Insurance Agent · Laurel, MD
(301) 490-4966
TI
8101 Sandy Spring Rd #270
TWFG Insurance
Flood Insurance Agent · Laurel, MD
(301) 476-0476
twfg.com
MA
14502 Greenview Dr # 500
Mid Atlantic Insurance Financial
Flood Insurance Agent · Laurel, MD
(301) 604-4444
mymidatlantic.com
MS
9402 Woodsong Ct
Matthew Slovick - Aflac Insurance Agent
Flood Insurance Agent · Laurel, MD
(301) 503-0843
local.aflac.com/matthew_slovick/Agent

What Does a a Flood Insurance Agent in Laurel Cost?

The cost of flood insurance in Laurel Maryland varies by flood zone, building elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,500 per year for a standard home in a moderate-risk zone. Properties in high-risk zones or with low elevation may pay 3,000 or more annually. Private market policies can offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Laurel

Flood insurance agents in Laurel Maryland help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Laurel is located near the Patuxent River and many properties fall within Special Flood Hazard Areas. Maryland law requires flood insurance for properties with federally backed mortgages in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Laurel Maryland?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur and many homeowners choose to carry a policy for protection.

How do I find a flood insurance agent in Laurel?

You can search for licensed insurance agents in Laurel who offer flood coverage through the NFIP or private markets. The Maryland Insurance Administration provides a list of licensed agents and companies in your area.

What does a flood insurance policy in Maryland cover?

A standard NFIP policy covers building property and personal contents up to policy limits. Coverage includes damage from rising water but not from sewer backups unless specifically added. There is a 30-day waiting period before most policies take effect.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.