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Find Flood Insurance Agents Near You in Lanham, MD

Browse flood insurance agents serving Lanham, Maryland. Updated 2026-07-14.

The top-rated flood insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent, Michael Terry: Allstate Insurance. This directory lists 15 flood insurance agents serving Lanham.

Showing 15 flood insurance agents in Lanham, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Esther Smith - State Farm Insurance Agent9801 Greenbelt Rd Ste 211(301) 794-8600
2James Allen - State Farm Insurance Agent10104 Senate Dr Ste 270(301) 306-2000
3Rich Tusing - State Farm Insurance Agent9418 Annapolis Rd # 105(301) 429-3600
4Michael Terry: Allstate Insurance9470 Annapolis Rd #113(301) 731-1790
5Keyma Fludd: Allstate Insurance4601 Presidents Dr Ste 100(301) 789-2304
6B&M Insurance Group7375 Executive Pl Ste 202A(301) 615-0700
7Dmv Insurance Agency, Inc.8855 Annapolis Rd #200(301) 841-6264
8State Insurance Agency9310 Lanham Severn Rd(240) 791-7167
9Freedom Service Group,LLC5001 Forbes Blvd Unit H32(301) 272-1992
10Nationwide Insurance: Timothy E Halkos9512 Lanham Severn Rd(301) 459-4478
ES
9801 Greenbelt Rd Ste 211
Esther Smith - State Farm Insurance Agent
Flood Insurance Agent · Lanham, MD

Esther Smith - State Farm Insurance Agent serves Prince George’s County and the surrounding Lanham, Maryland area as a flood insurance agent. This agency helps homeowners, renters, and business owners understand flood zone risks and secure appropriate coverage. Policies here protect against damage from rising water and storm surges. The office guides clients through the federal National Flood Insurance Program and offers competitive quotes for residential and commercial flood protection policies.

JA
10104 Senate Dr Ste 270
James Allen - State Farm Insurance Agent
Flood Insurance Agent · Lanham, MD

James Allen - State Farm Insurance Agent in Lanham, MD offers a range of flood insurance services for local property owners. An agent can help clients understand flood risk in their area, identify appropriate coverage limits, and navigate the application process. Ongoing account reviews and policy updates are available after purchase to keep plans current. The agency services single-family homes, apartment buildings, retail storefronts, and full-service restaurants.

RT
9418 Annapolis Rd # 105
Rich Tusing - State Farm Insurance Agent
Flood Insurance Agent · Lanham, MD

Rich Tusing - State Farm Insurance Agent in Lanham, MD, serves homeowners, businesses, and property managers seeking flood insurance protection. As a flood insurance agent, the agency helps clients understand coverage options for properties exposed to water damage risks. The team works to explain policy details and guide customers through the application process tailored to local flood zones. Beyond Lanham, the agency also serves neighboring communities in the greater Washington, D.C., metro area, including parts of Prince George's County such as Bowie.

MT
9470 Annapolis Rd #113
Michael Terry: Allstate Insurance
Flood Insurance Agent · Lanham, MD

Serving Lanham, Maryland, and the surrounding communities, Michael Terry: Allstate Insurance handles flood insurance policies for homeowners, renters, and businesses. These policies address risks from rising water and storm surge, a critical coverage in the region. The agency works by assessing each property's flood zone designation and elevation to recommend appropriate coverage limits. It then guides clients through the application process and ensures they understand policy exclusions and waiting periods. This straightforward approach focuses on matching coverage to the specific needs of each local property.

KF
4601 Presidents Dr Ste 100
Keyma Fludd: Allstate Insurance
Flood Insurance Agent · Lanham, MD

Keyma Fludd: Allstate Insurance in Lanham, MD writes flood insurance policies, distinguishing between one-time federal flood zone certifications for real estate transactions and recurring annual flood coverage for homeowners. The recurring policy protects the structure itself and contents within, while a one-time document verifies elevation risks. Seven flood insurance generally addresses rising water damage not covered by standard homeowners policies. Service for both initial certifications and ongoing coverage runs on a one-time and then as-needed basis depending on a claim or expiration date.

BI
7375 Executive Pl Ste 202A
B&M Insurance Group
Flood Insurance Agent · Lanham, MD

As seasonal rains and sudden storms become more frequent in Lanham, MD, local homeowners face a rising threat of basement seepage and overland flooding. B&M Insurance Group works with property owners to assess their current exposure and locate appropriate flood coverage before the next heavy weather arrives. By reviewing existing policies and discussing potential water damage scenarios, an agent helps determine whether a separate flood policy is needed. The process typically begins with a personalized consultation that may include an initial property inspection to note elevation and drainage concerns.

DI
8855 Annapolis Rd #200
Dmv Insurance Agency, Inc.
Flood Insurance Agent · Lanham, MD

Dmv Insurance Agency, Inc. in Lanham, MD specializes in flood insurance policies for residential and commercial properties. It also provides general guidance on coverage options. The agency serves homeowners, renters, and business owners in flood-prone areas. Each location is reviewed for its unique risk factors and protection needs. As seasonal storms and hurricane activity increase flood threats, the agency helps clients secure timely coverage before rainfall arrives.

SI
9310 Lanham Severn Rd
State Insurance Agency
Flood Insurance Agent · Lanham, MD

Serving the Lanham, Maryland area, this agency provides comprehensive insurance services for property and liability needs. It specializes in flood insurance, helping local property owners secure coverage against water damage from storms and overflowing waterways. Policies are tailored to address the specific flood risks common in the region. The agent can assist with coverage for commercial entities, including offices, warehouses, and food service establishments.

FS
5001 Forbes Blvd Unit H32
Freedom Service Group,LLC
Flood Insurance Agent · Lanham, MD

Freedom Service Group, LLC in Lanham, MD offers residential flood insurance for local homeowners. The company also provides commercial flood coverage for area businesses and serves clients throughout the surrounding region. Their agents help property owners find policies that protect against flood damage. After each claim or policy renewal, the agency maintains contact to assist with any follow-up needs. This ongoing service helps ensure coverage remains appropriate and updated between regular visits.

NI
9512 Lanham Severn Rd
Nationwide Insurance: Timothy E Halkos
Flood Insurance Agent · Lanham, MD
EI
7375 Executive Pl Ste 170
Erie Insurance (B&M Insurance Group)
Flood Insurance Agent · Lanham, MD
(301) 615-0700
bminsurancegrp.com
LL
9332 Annapolis Rd #301
Lex Langon Insurance Broker
Flood Insurance Agent · Lanham, MD
(301) 552-2271
KW
5900 Princess Garden Pkwy
Kimberly and the World Insurance
Flood Insurance Agent · Lanham, MD
(410) 695-6011
usainsurancepoint.com/insurance-contact-us-send-message
SF
9801 Greenbelt Rd Suite #315
State Farm Insurance
Flood Insurance Agent · Lanham, MD
(301) 794-8400
MI
4500 Forbes Blvd Suite 200
Ms Insurance Agency
Flood Insurance Agent · Lanham, MD
(240) 544-6800
msagencies.com

What Does a a Flood Insurance Agent in Lanham Cost?

Flood insurance costs in Maryland vary by flood zone, property elevation, and coverage amount. NFIP rates for a single-family home in a moderate-risk zone can start around 700 dollars per year, while high-risk zones may cost 1,500 to 4,000 dollars or more. Private flood insurance may offer lower rates or higher limits. Each property is unique, so an agent can provide a specific quote. This is general information, not insurance advice.

About flood insurance agents in Lanham

Flood insurance agents in Lanham Maryland help property owners understand National Flood Insurance Program (NFIP) policies and private flood coverage. Maryland law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents in Lanham can review your property flood zone and recommend appropriate coverage limits.

Frequently Asked Questions

Do I need flood insurance in Lanham Maryland?

If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, Maryland experiences heavy rain and storm surge that can cause flooding. An agent can check your flood zone status.

What does a flood insurance agent in Lanham do?

A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and waiting periods. They also assist with filing claims and understanding Maryland floodplain management rules.

How long does it take for flood insurance to start in Maryland?

NFIP policies have a standard 30-day waiting period before coverage begins. Private flood insurance may have different waiting periods. Exceptions exist for loan closings or map changes. An agent can tell you the exact effective date for your policy.

Flood Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.