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Find Flood Insurance Agents Near You in Lanham, MD

Looking for a flood insurance agent in Lanham? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Lanham, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 15 flood insurance agents in Lanham, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Esther Smith - State Farm Insurance Agent
9801 Greenbelt Rd Ste 211, Lanham, MD 20706
(301) 794-8600 estherinsureme.com
James Allen - State Farm Insurance Agent
10104 Senate Dr Ste 270, Lanham, MD 20706
(301) 306-2000 joinjamesjr.com
Rich Tusing - State Farm Insurance Agent
9418 Annapolis Rd # 105, Lanham, MD 20706
(301) 429-3600 richtusing.com
Michael Terry: Allstate Insurance
9470 Annapolis Rd #113, Lanham, MD 20706
(301) 731-1790 agents.allstate.com
Keyma Fludd: Allstate Insurance
4601 Presidents Dr Ste 100, Lanham, MD 20706
(301) 789-2304 agents.allstate.com
Dmv Insurance Agency, Inc.
8855 Annapolis Rd #200, Lanham, MD 20706
(301) 841-6264 dmvinsuranceagency.com
B&M Insurance Group
7375 Executive Pl Ste 202A, Lanham, MD 20706
(301) 615-0700 bminsurancegrp.com
State Insurance Agency
9310 Lanham Severn Rd, Lanham, MD 20706
(240) 791-7167 stateinsurancemd.com
Freedom Service Group,LLC
5001 Forbes Blvd Unit H32, Lanham, MD 20706
(301) 272-1992 freedomservicegroupllc.com
Erie Insurance (B&M Insurance Group)
7375 Executive Pl Ste 170, Lanham, MD 20706
(301) 615-0700 bminsurancegrp.com
Nationwide Insurance: Timothy E Halkos
9512 Lanham Severn Rd, Lanham, MD 20706
(301) 459-4478 agency.nationwide.com
Lex Langon Insurance Broker
9332 Annapolis Rd #301, Lanham, MD 20706
(301) 552-2271
Kimberly and the World Insurance
5900 Princess Garden Pkwy, Lanham, MD 20706
(410) 695-6011 usainsurancepoint.com
State Farm Insurance
9801 Greenbelt Rd Suite #315, Lanham, MD 20706
(301) 794-8400
Ms Insurance Agency
4500 Forbes Blvd Suite 200, Lanham, MD 20706
(240) 544-6800 msagencies.com

Flood insurance agents in Lanham Maryland help property owners understand National Flood Insurance Program (NFIP) policies and private flood coverage. Maryland law requires flood insurance for properties in high-risk flood zones that have a federally backed mortgage. Agents in Lanham can review your property flood zone and recommend appropriate coverage limits.

What Does a Flood Insurance Agent in Lanham Cost?

Flood insurance costs in Maryland vary by flood zone, property elevation, and coverage amount. NFIP rates for a single-family home in a moderate-risk zone can start around 700 dollars per year, while high-risk zones may cost 1,500 to 4,000 dollars or more. Private flood insurance may offer lower rates or higher limits. Each property is unique, so an agent can provide a specific quote. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lanham Maryland?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, Maryland experiences heavy rain and storm surge that can cause flooding. An agent can check your flood zone status.
What does a flood insurance agent in Lanham do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and waiting periods. They also assist with filing claims and understanding Maryland floodplain management rules.
How long does it take for flood insurance to start in Maryland?
NFIP policies have a standard 30-day waiting period before coverage begins. Private flood insurance may have different waiting periods. Exceptions exist for loan closings or map changes. An agent can tell you the exact effective date for your policy.