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Find Flood Insurance Agents Near You in Waterford, CT
Directory of flood insurance agents in Waterford, Connecticut. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Waterford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 11 flood insurance agents in Waterford, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Waterford
117 Boston Post Rd, Waterford, CT 06385
(860) 701-7000
cluballiance.aaa.com
Mark Nickerson - GEICO Insurance Agent
711 Broad St, Waterford, CT 06385
(860) 865-2060
geico.com
Acrisure Waterford, CT (SAVA Insurance Group)
750 Broad St, Waterford, CT 06385
(860) 437-7282
acrisure.com
Insurance Near Me CT
711 Broad St Ext, Waterford, CT 06385
(860) 440-6000
insurancenearmect.com
Smith Brothers Insurance LLC
26 Clark Ln, Waterford, CT 06385
(860) 442-1396
smithbrothersusa.com
Nickerson Agency
711 Broad St Ext, Waterford, CT 06385
(860) 440-6363
nickersonagency.com
Bouvier Insurance, A HUB International Company: Waterford
1020 Hartford Turnpike, Waterford, CT 06385
(860) 859-9821
binsurance.com
Mikasa Insurance Group,
567 Vauxhall Street Ext. STE 102, Waterford, CT 06385
(860) 612-8000
mikasainsurancegroup.com
Beecher Carlson Insurance Services
914 Hartford Turnpike, Waterford, CT 06385
(860) 440-9779
bbrown.com
Ellen Lockwood
914 Hartford Turnpike #103, Waterford, CT 06385
(860) 383-1519
Swanson Insurance
210 Boston Post Rd, Waterford, CT 06385
(860) 443-1500
swansonins.com
Flood insurance agents in Waterford Connecticut help homeowners and businesses protect against flood damage. Waterford is located along the Long Island Sound and has many properties in Special Flood Hazard Areas. Connecticut law requires lenders to mandate flood insurance for properties in high-risk zones with federal mortgages.
What Does a Flood Insurance Agent in Waterford Cost?
Typical flood insurance costs in Connecticut range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less. Premiums in Waterford can be higher due to coastal proximity. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Waterford Connecticut?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding is possible and coverage is recommended.
What does a flood insurance agent do in Waterford?
A flood insurance agent helps you assess your flood risk, choose a policy from the National Flood Insurance Program or a private carrier, and file claims. They also explain elevation certificates and flood zone maps specific to Waterford.
How do I find a flood insurance agent in Waterford?
You can search online for licensed insurance agents in Waterford who offer flood policies. Look for agents with experience in coastal Connecticut flood zones and knowledge of FEMA map updates for New London County.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.