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Find Flood Insurance Agents Near You in Cheshire, CT

Browse flood insurance agents serving Cheshire, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Cheshire, Connecticut is Derek Gromko - State Farm Insurance Agent, rated 4.9 stars across 397 reviews. Other highly rated options include Relation Insurance Services, HUB International, The Newton Agency, LLC: Allstate Insurance. This directory lists 12 flood insurance agents serving Cheshire.

Showing 12 flood insurance agents in Cheshire, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Derek Gromko - State Farm Insurance Agent366 S Main St(203) 439-2386
2Relation Insurance Services55 Realty Dr # 305(203) 250-1006
3HUB International1520 Highland Ave(203) 439-2815
4The Newton Agency, LLC: Allstate Insurance629 S Main St(203) 272-2200
5HAI Group189 Commerce Ct(203) 272-8220
6Ellisar Insurance Associates, Inc.1781 Highland Ave # 204(203) 465-8965
7NEIS, Inc.908 S Meriden Rd STE 3(203) 272-7270
8Cheshire Insurance and Travels1065 S Main St c(203) 439-8994
9A Zagar Insurance1157 Highland Ave # 110(203) 272-8112
10SEEC Financial3 Cedar Ln(203) 272-0274
DG
366 S Main St
Derek Gromko - State Farm Insurance Agent
Flood Insurance Agent · Cheshire, CT

Derek Gromko - State Farm Insurance Agent serves the Cheshire, Connecticut area as a flood insurance agent. The company helps local homeowners and business owners secure coverage to protect against water damage from storms and rising waters. Flood policies are accessed through the National Flood Insurance Program for eligible properties. In this region, the office handles new flood policy applications and assists clients with policy adjustments after property changes.

RI
55 Realty Dr # 305
Relation Insurance Services
Flood Insurance Agent · Cheshire, CT

Relation Insurance Services in Cheshire, Connecticut assists clients in distinguishing between a one-time flood policy for a single property purchase and a recurring annual policy for ongoing protection. Coverage generally addresses structural damage from rising water, as well as contents losses within the insured building. This agent provides guidance on flood zones and policy limits to meet local requirements. Services operate on a one-time, scheduled, or as-needed basis depending on the client’s specific needs.

HI
1520 Highland Ave
HUB International
Flood Insurance Agent · Cheshire, CT

Based in Cheshire, Connecticut, HUB International provides comprehensive flood insurance agent services, helping property owners secure appropriate coverage through the National Flood Insurance Program. It assists clients in evaluating their risk and understanding policy options for residential and commercial structures in flood-prone areas. The agency works to explain flood maps and elevation requirements. Many property owners seek its guidance in late summer, ahead of the peak hurricane season, to ensure their protection is in place for potential storm surges.

NA
629 S Main St
The Newton Agency, LLC: Allstate Insurance
Flood Insurance Agent · Cheshire, CT

The Newton Agency, LLC: Allstate Insurance in Cheshire, CT offers comprehensive flood insurance agent services to local property owners. These services encompass risk assessment for flood zones, policy consultation, and claims assistance with documents. The agency provides ongoing support by reviewing coverage limits annually and assisting with policy renewals to reflect changing flood maps or property values. Its maintenance plans include reminders for National Flood Insurance Program updates and direct access for questions. This flood insurance agent services a range of properties including single-family homes, apartments, retail spaces, and restaurants.

HG
189 Commerce Ct
HAI Group
Flood Insurance Agent · Cheshire, CT

HAI Group serves Cheshire, Connecticut, and the surrounding communities in New Haven County with residential and commercial flood insurance policies. The agency handles Nationwide Flood Insurance Program and private market policies. It relies on detailed flood zone assessments and property elevation data to recommend appropriate coverage limits. For a typical job, the agent coordinates directly with surveyors and underwriters to tailor a plan that accounts for local floodplain regulations and the homeowner's specific risk exposure.

EI
1781 Highland Ave # 204
Ellisar Insurance Associates, Inc.
Flood Insurance Agent · Cheshire, CT

Offering both one-time consultations and ongoing policy management, this flood insurance agent works with clients to assess their property’s flood risk and secure appropriate coverage. As flood patterns and FEMA flood maps change over time, professional advice helps property owners adjust their protection accordingly. Located in Cheshire, CT, the company assists homeowners and businesses in obtaining National Flood Insurance Program policies. Services are available on either a single-visit or as-needed basis, with scheduled reviews offered for existing clients seeking to update their coverage regularly.

NI
908 S Meriden Rd STE 3
NEIS, Inc.
Flood Insurance Agent · Cheshire, CT

Homeowners, businesses, and property managers in Cheshire, CT, seek flood insurance guidance from NEIS, Inc. This agency serves clients navigating the complexities of federal and private flood policies. It helps assess property-specific risks and secures coverage tailored to protect structures and contents from water damage. Understanding local flood zones and elevation requirements, the agent works diligently to ensure adequate protection for each client’s unique situation. NEIS, Inc. also extends its professional flood insurance services to neighboring communities throughout the greater New Haven metro area, including Wallingford and Hamden.

CI
1065 S Main St c
Cheshire Insurance and Travels
Flood Insurance Agent · Cheshire, CT

Specializing in flood insurance policies for both residential and commercial properties, Cheshire Insurance and Travels in Cheshire, CT assists clients in understanding flood zone designations and securing appropriate coverage. Its general service work includes reviewing existing policies to ensure adequate protection against rising water damage. The company helps homeowners prepare for spring thaws and heavy rainfall events, which commonly increase flood risks in the local area.

ZI
1157 Highland Ave # 110
A Zagar Insurance
Flood Insurance Agent · Cheshire, CT
SF
3 Cedar Ln
SEEC Financial
Flood Insurance Agent · Cheshire, CT

SEEC Financial is a flood insurance agency based in Cheshire, Connecticut, offering comprehensive flood coverage tailored to the region's specific floodplain risks. The agency specializes in both residential and commercial policies designed to protect against water damage from storms and rising waters. It assists property owners in navigating federal and private insurance requirements to secure adequate protection. The firm serves a variety of commercial sectors, including offices, warehouses, and food service establishments, helping them safeguard their assets and operations from flood-related interruptions.

BI
195 S Main St
Bristol Insurance Inc
Flood Insurance Agent · Cheshire, CT
(203) 272-3567
AI
55 Realty Dr #200
Alliant Insurance Services, Inc.
Flood Insurance Agent · Cheshire, CT
(203) 756-8061
alliant.com

What Does a a Flood Insurance Agent in Cheshire Cost?

The cost of flood insurance in Connecticut varies by flood zone property elevation and coverage amount. For an NFIP policy annual premiums typically range from 700 to 3000 dollars for a standard home in a moderate-to-high risk zone. Private flood insurance may cost between 500 and 2500 dollars annually depending on risk factors. This is general information not insurance advice.

About flood insurance agents in Cheshire

Flood insurance agents in Cheshire Connecticut help homeowners and businesses secure coverage through the National Flood Insurance Program NFIP and private insurers. Connecticut requires flood insurance for properties in designated Special Flood Hazard Areas SFHAs if the mortgage is from a federally regulated lender. An agent can assess your flood risk and explain policy options based on local flood maps and elevation certificates.

Frequently Asked Questions

Do I need flood insurance in Cheshire Connecticut?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur and many agents recommend coverage for peace of mind.

What does a flood insurance agent in Cheshire do?

A flood insurance agent reviews your property location and flood zone status to determine eligibility for NFIP or private policies. They help you understand coverage limits deductibles and the process for obtaining an elevation certificate if needed.

How long does it take to get a flood insurance policy in Connecticut?

NFIP policies typically have a 30-day waiting period before coverage begins unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can advise on timing for your specific situation.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.