The top-rated flood insurance agent in Enfield, Connecticut is Chris Wilder - State Farm Insurance Agent, rated 5.0 stars across 571 reviews. Other highly rated options include Jo Ann Walk - State Farm Insurance Agent, Brooks, Todd & McNeil Insurance - Enfield, Innosure Insurance. This directory lists 10 flood insurance agents serving Enfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Wilder - State Farm Insurance Agent | 111 Hazard Ave Ste B | (860) 265-4246 |
| 2 | Jo Ann Walk - State Farm Insurance Agent | 131 Elm St | (860) 745-6500 |
| 3 | Brooks, Todd & McNeil Insurance - Enfield | 155 Hazard Ave | (860) 741-3886 |
| 4 | Innosure Insurance | 264 Hazard Ave | (860) 265-3905 |
| 5 | Bearingstar Insurance | 155 Hazard Ave #17 | (860) 741-4220 |
| 6 | AFS&V Insurance | 1699 King St #209 | (860) 668-3960 |
| 7 | Nationwide Insurance: Cec Insurance Group, Inc. | 47 Palomba Dr Suite 103 | (860) 265-2524 |
| 8 | The Jarrett Agency Inc | 657 Enfield St | (860) 745-4222 |
| 9 | SMJ Insurance LLC | 420 Enfield St | (860) 745-3321 |
| 10 | Ferguson & McGuire Insurance | 76 Palomba Dr Unit E | (860) 741-3751 |
Chris Wilder - State Farm Insurance Agent serves residents and businesses throughout the Enfield, Connecticut area as a flood insurance agent. The agency assists property owners in obtaining coverage to protect against water damage caused by rising rivers or heavy storms. Policies are written through the National Flood Insurance Program and private insurers to meet varying needs. The agent also helps clients understand flood zone maps and the specifics of building and contents coverage.
Jo Ann Walk - State Farm Insurance Agent provides comprehensive flood insurance services to residents and business owners in the Enfield, CT area. The agency helps clients assess their flood risk and secure appropriate coverage for their properties. It offers ongoing policy reviews and support for claims filing to ensure clients maintain adequate protection. Typical service plans include annual policy check-ins and updates based on changing flood zone maps or property alterations. The company serves single-family homes, apartments, retail spaces, and restaurants.
Brooks, Todd & McNeil Insurance - Enfield serves homeowners, businesses, and property managers seeking flood insurance protection to safeguard their real estate investments. The agency guides clients through National Flood Insurance Program options and private market policies, helping assess risk levels for properties near waterways or in designated flood zones. It counsels clients on coverage limits, deductibles, and policy exclusions so they can make informed decisions. Beyond Enfield, the agency also serves nearby communities across Hartford County including the surrounding metro area of Suffield.
Innosure Insurance serves Enfield, Connecticut, and the surrounding communities. It handles federal flood insurance applications and policy adjustments for residential and commercial properties in designated flood zones. Its typical job begins with a property’s flood zone designation and elevation certificate, then it compares available coverage limits to the property’s replacement cost. To handle a typical job, it uses a step-by-step review of National Flood Insurance Program guidelines to ensure the policy correctly matches the client’s flood risk.
Bearingstar Insurance provides flood insurance services for property owners in Avon, CT, helping clients navigate available coverage options to protect against water damage. It offers personalized consultations to assess specific flood risks and explain policy terms clearly. Ongoing support is available for policy adjustments or claims guidance as needed. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
AFS&V Insurance in Enfield, CT distinguishes between one-time policy purchases for single property transactions and recurring annual coverage plans for homeowners and businesses. Their flood insurance agents assess local flood zone risks to secure protection under the National Flood Insurance Program, helping clients meet mortgage requirements or safeguard against water damage from storms and heavy rains. Services are available on a scheduled basis during normal business hours, as well as as-needed for policy adjustments or claims assistance.
As a flood insurance agent serving the Enfield, CT area, Nationwide Insurance: Cec Insurance Group, Inc. specializes in assessing property-specific flood exposure. It provides tailored coverage options from the National Flood Insurance Program to protect homes and businesses from financial loss. Its general service work involves helping clients understand policy details, coverage limits, and deductibles to ensure adequate protection. This agent assists property owners when heavy spring thaws or summer thunderstorms threaten to overwhelm local drainage systems and cause water damage.
Flood season in Enfield often brings concerns about water damage from the Connecticut River watershed and sudden heavy rainfall. The Jarrett Agency Inc addresses these risks by guiding property owners through available flood insurance options. As a flood insurance agent, the agency helps residents understand federal requirements and local coverage needs. Policies from the National Flood Insurance Program are explained clearly to match varying property types. The process begins with a property inspection to assess elevation and vulnerability to flooding.
SMJ Insurance LLC assists property owners in Enfield, Connecticut with securing financial protection against water damage from overflowing rivers or heavy storms. As a dedicated flood insurance agent, the company specializes in evaluating local flood zone risks and connecting clients with appropriate National Flood Insurance Program policies. Their services extend to commercial sectors, including offices, warehouses, and food service establishments requiring specialized coverage for their unique operational exposures.
Ferguson & McGuire Insurance serves residential property owners in Enfield, CT, with flood insurance policies designed to protect homes from water damage. Commercial coverage is also available for local businesses seeking similar protection against flooding events. The agency provides these essential policies throughout the Enfield area, helping clients understand federal flood program requirements. After an initial policy is placed, the office typically contacts customers before renewal periods to review coverage needs and adjust policies accordingly for ongoing protection between regular visits.
What Does a a Flood Insurance Agent in Enfield Cost?
Flood insurance costs in Connecticut vary by location, flood zone, and coverage amount. For an NFIP policy, the average annual premium in Connecticut is around 700 to 1,200 dollars for a standard home. Private flood insurance may cost 500 to 2,000 dollars per year depending on risk factors. These are general estimates and your actual cost will depend on your property. This information is general and not insurance advice.
About flood insurance agents in Enfield
Flood insurance agents in Enfield Connecticut help property owners secure coverage through the National Flood Insurance Program or private insurers. Enfield lies in a flood-prone area near the Connecticut River and Scantic River, so many homes require flood insurance. Connecticut law does not mandate flood insurance, but mortgage lenders often require it for properties in high-risk zones.
Frequently Asked Questions
Do I need flood insurance if I live in Enfield Connecticut?
Flood insurance is not required by Connecticut state law. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require flood insurance.
How do I find a flood insurance agent in Enfield?
You can search for licensed insurance agents in Enfield who offer flood coverage. Many local agencies write policies through the National Flood Insurance Program or private carriers. Check the Connecticut Insurance Department website to verify an agent license.
What does flood insurance cover in Connecticut?
Standard flood insurance covers building property and contents. Building coverage includes the structure, electrical systems, plumbing, and major appliances. Contents coverage includes personal belongings like furniture and electronics. Flood damage from rising water is covered, but sewer backup is not unless it is caused by flooding.
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