The top-rated flood insurance agent in Bristol, Connecticut is C.V. Mason Insurance Agency, rated 4.9 stars across 323 reviews. Other highly rated options include Matthew J. Bub - State Farm Insurance Agent, Amie Chasse - State Farm Insurance Agent, Zach Ibanez - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | C.V. Mason Insurance Agency | 254 Main St | (860) 583-4127 |
| 2 | Matthew J. Bub - State Farm Insurance Agent | 674 Farmington Ave | (860) 589-0660 |
| 3 | Amie Chasse - State Farm Insurance Agent | 665 Terryville Ave #3 | (860) 516-4355 |
| 4 | Zach Ibanez - State Farm Insurance Agent | 258 Middle St | (860) 973-3116 |
| 5 | Dave Andes: Allstate Insurance | 683 Broad St | (860) 585-8050 |
| 6 | Dom Socci: Allstate Insurance | 918 Farmington Ave | (860) 582-6029 |
| 7 | Roland Dumont Agency | 985 Farmington Ave | (860) 582-8161 |
| 8 | Empire Insurance Network | 140 Pine St | (860) 582-4264 |
| 9 | Insurance & Financial Realty LLC | 1019 Farmington Ave UNIT 5 | (718) 844-1340 |
| 10 | Nye Insurance | 273 Central St | (860) 589-3300 |
C.V. Mason Insurance Agency serves the Bristol, Connecticut area as a flood insurance agent. This agency guides property owners through the process of securing coverage against flood damage, a vital consideration for homes and businesses located in designated flood zones. It helps clients understand federal program requirements and policy options. The agency handles risk assessment for local properties and assists with claims and policy management specific to this area.
Matthew J. Bub - State Farm Insurance Agent provides personalized flood insurance services for properties in Bristol, CT. The agency assists clients with policy assessments to ensure adequate coverage against water damage from natural flooding events. Ongoing support and policy reviews are available to help adjust coverage as needs change over time. The agency serves a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Serving Bristol and the surrounding communities of central Connecticut, this agency handles flood insurance policies designed to protect homes and businesses from water damage. It helps clients understand National Flood Insurance Program requirements and the distinctions between flood and standard homeowners coverage. The typical job begins with a thorough review of the property’s FEMA flood zone designation, followed by a personalized consultation to recommend appropriate policy limits and deductibles.
Zach Ibanez - State Farm Insurance Agent in Bristol, Connecticut, serves homeowners, businesses, and property managers who require flood insurance coverage. The agency helps clients understand federal flood program options and select appropriate policies tailored to individual property risks. Standard services include reviewing coverage limits, explaining exclusions, and assisting with claims paperwork. Regular consultations ensure that policies remain adequate as flood maps and property values change. The agency also provides flood insurance services to nearby communities such as Forestville and the surrounding Hartford metro area.
Based in Bristol, CT, Dave Andes: Allstate Insurance assists clients in distinguishing between a one-time policy for immediate flood risk and recurring coverage for ongoing property protection. A standard flood insurance agent provides consultation on available plans from the National Flood Insurance Program. The agency guides property owners on coverage specifics without advising on individual premiums. Service for prospective and current policyholders is available on a scheduled or as-needed basis through appointment.
Dom Socci: Allstate Insurance offers flood insurance policies to protect properties in the Bristol, CT area from water damage. The agency works with homeowners and renters to assess their risk and find suitable coverage plans. Since flooding can happen during heavy spring rains or winter thaws, they help local residents prepare for these unpredictable weather events that may not be covered by standard home insurance.
As spring rains and Nor’easter storms approach Bristol, flooding can threaten homes and businesses in low-lying areas near the Pequabuck River. The Roland Dumont Agency helps local property owners secure flood insurance coverage tailored to the region’s FEMA flood zone designations. Their agents guide clients through federal policy requirements and explain how deductibles affect premiums. Claims support is also available to assist after water damage occurs. An initial property assessment is scheduled to review elevation risks and identify coverage gaps before a policy is written.
Empire Insurance Network operates as a flood insurance agent in Bristol, CT, providing coverage protection for properties vulnerable to water damage. Its work involves assessing flood risks and securing appropriate policies for residential and commercial clients. The company specializes in tailoring these plans to address the specific exposure levels common across the region. Commercial sectors it can serve include offices, warehouses, and food service establishments, each requiring distinct flood liability considerations for their operational needs.
Insurance & Financial Realty LLC provides residential flood insurance service for homeowners in Bristol, CT, ensuring properties are protected against potential water damage. Commercial coverage is also offered for local businesses and landlords throughout the greater Bristol area. Knowledge of regional flood zones and elevation requirements guides each client’s policy selection. Customers can schedule follow-up reviews whenever their property or risk profile changes, with the same agent typically handling repeat service between regular visits for consistency and ease.
Nye Insurance, based in Bristol, CT, is a flood insurance agent known for helping property owners secure essential flood coverage against water damage risks. The agency assists clients throughout the local area, guiding them through the process of obtaining policies that meet their specific needs. In a region where flooding can impact homes and businesses, this service offers vital financial protection. As a specialty service, Nye Insurance can also help policyholders review their coverage limits to ensure adequate protection after property improvements.
What Does a a Flood Insurance Agent in Bristol Cost?
Flood insurance costs in Connecticut vary widely based on flood zone, elevation, building value, and deductible. NFIP policies typically range from 700 to 2,000 dollars per year for standard residential coverage, while private policies may be lower or higher depending on risk. Additional factors like basement flooding history and community rating system discounts affect premiums. This is general information and not insurance advice.
About flood insurance agents in Bristol
Flood insurance agents in Bristol Connecticut help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Connecticut law requires flood insurance for properties in high-risk flood zones if the owner has a federally backed mortgage. Agents can evaluate your property risk and explain coverage limits specific to Bristol floodplain areas.
Frequently Asked Questions
Do I need flood insurance in Bristol Connecticut?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, agents often recommend coverage because flooding can occur anywhere in Connecticut.
What does a flood insurance agent do in Bristol?
A flood insurance agent helps you compare NFIP and private flood policies, complete the application, and understand coverage details like building and contents limits. They also assist with elevation certificates and flood zone determinations.
How long does it take to get flood insurance in Connecticut?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private insurers may offer shorter waiting times. An agent can explain all timing options.
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