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Find Flood Insurance Agents Near You in Fairfield, CT

Browse flood insurance agents serving Fairfield, Connecticut. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Fairfield, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 17 flood insurance agents in Fairfield, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Oluwatoyin Ogunbiyi
303 Linwood Ave Ste 1f, Fairfield, CT 06824
(203) 884-6718 agents.farmers.com
Mark Otterson - State Farm Insurance Agent
2452 Black Rock Tpke #1, Fairfield, CT 06825
(203) 690-1330 markotterson.com
Colleen Tighe - State Farm Insurance Agent
102 Kings Hwy E, Fairfield, CT 06825
(203) 953-3220 colleentighe.com
Cusmano Agency
425 Kings Hwy E, Fairfield, CT 06825
(203) 394-6645 cusmanoagency.com
Karen Fowler: Allstate Insurance
1495 Black Rock Tpke, Fairfield, CT 06825
(203) 333-4413 agents.allstate.com
The Morfe-Behan Agency: Allstate Insurance
173 Post Rd, Fairfield, CT 06824
(203) 445-6029 agents.allstate.com
Nationwide Insurance: Stephen F Boccarossa
1828 Post Rd, Fairfield, CT 06824
(203) 256-8029
Morrison Insurance Agency
580 Tunxis Hill Rd, Fairfield, CT 06825
(203) 336-9198 morrisoninsurance.com
Double Eagle Insurance Agency of CT
35 Kings Hwy E Suite 205, Fairfield, CT 06825
(203) 227-9229 doubleeagleagency.com
The SIG Insurance Agencies
1515 Black Rock Tpke Suite 101, Fairfield, CT 06825
(203) 292-3883 findsig.com
Connelly Agency Inc
16 Sherman Ct, Fairfield, CT 06824
(203) 256-8888 connellyinsurance.com
Murren Insurance
1580 Post Rd, Fairfield, CT 06824
(203) 259-5600 murreninsurance.com
Doyle Insurance
45 Sherman St, Fairfield, CT 06824
(203) 454-3537 crossprivateclient.com
Shoff Darby Insurance Agency
200 Mill Plain Rd, Fairfield, CT 06824
(203) 259-8308 shoffdarby.com
Hatfield Insurance Inc
1735 Post Rd STE 5, Fairfield, CT 06824
(203) 256-5660 hatfieldinsuranceagency.com
HUB International
777 Commerce Dr, Fairfield, CT 06824
(203) 337-1800 hubinternational.com
HUB International
16 Sherman Ct, Fairfield, CT 06824
(203) 256-8888 hubinternational.com

Flood insurance agents in Fairfield Connecticut help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Connecticut requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Fairfield is located near the Long Island Sound and has many areas designated as Special Flood Hazard Areas.

What Does a Flood Insurance Agent in Fairfield Cost?

The cost of flood insurance in Fairfield Connecticut varies based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone, but can be higher in high-risk coastal areas. Private insurers may offer lower rates for low-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Fairfield Connecticut?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance. Even if not required, many agents recommend coverage because Fairfield has experienced coastal flooding from storms and high tides.
What does a flood insurance agent do in Fairfield?
A flood insurance agent helps you determine your flood zone risk, explains NFIP and private policy options, and assists with completing the required elevation certificate. They can also help you file claims after a flood event.
How long does it take to get a flood insurance policy in Connecticut?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private flood policies may have different waiting periods, so it is important to plan ahead.