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Find Flood Insurance Agents Near You in Fairfield, CT

Browse flood insurance agents serving Fairfield, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Fairfield, Connecticut is Farmers Insurance - Oluwatoyin Ogunbiyi, rated 5.0 stars across 168 reviews. Other highly rated options include Mark Otterson - State Farm Insurance Agent, Colleen Tighe - State Farm Insurance Agent, Cusmano Agency. This directory lists 17 flood insurance agents serving Fairfield.

Showing 17 flood insurance agents in Fairfield, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Oluwatoyin Ogunbiyi303 Linwood Ave Ste 1f(203) 884-6718
2Mark Otterson - State Farm Insurance Agent2452 Black Rock Tpke #1(203) 690-1330
3Colleen Tighe - State Farm Insurance Agent102 Kings Hwy E(203) 953-3220
4Cusmano Agency425 Kings Hwy E(203) 394-6645
5Karen Fowler: Allstate Insurance1495 Black Rock Tpke(203) 333-4413
6The Morfe-Behan Agency: Allstate Insurance173 Post Rd(203) 445-6029
7Morrison Insurance Agency580 Tunxis Hill Rd(203) 336-9198
8Nationwide Insurance: Stephen F Boccarossa1828 Post Rd(203) 256-8029
9Double Eagle Insurance Agency of CT35 Kings Hwy E Suite 205(203) 227-9229
10The SIG Insurance Agencies1515 Black Rock Tpke Suite 101(203) 292-3883
FI
303 Linwood Ave Ste 1f
Farmers Insurance - Oluwatoyin Ogunbiyi
Flood Insurance Agent · Fairfield, CT

Farmers Insurance - Oluwatoyin Ogunbiyi serves the Fairfield County area of Connecticut as a flood insurance agent. The company helps homeowners and renters protect their properties against water damage from rising waters and heavy storms. Flood coverage is often required by mortgage lenders and is not included in standard homeowners policies. The agency guides clients through the process of assessing their risk and selecting appropriate coverage levels. It handles both National Flood Insurance Program policies and private flood insurance options for the local community.

MO
2452 Black Rock Tpke #1
Mark Otterson - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, CT

Mark Otterson - State Farm Insurance Agent in Fairfield, CT, provides flood insurance policies to protect properties from water damage. Its service includes assistance with policy selection, claims support, and reviewing coverage options to match specific flood risks. The company offers ongoing plan maintenance through periodic policy reviews and updates based on changing flood zone maps or property modifications. It services single-family homes, apartments, retail spaces, and local restaurants.

CT
102 Kings Hwy E
Colleen Tighe - State Farm Insurance Agent
Flood Insurance Agent · Fairfield, CT

Colleen Tighe - State Farm Insurance Agent serves homeowners, businesses, and property managers in Fairfield, CT, who need flood insurance to protect their assets from water damage. The agency helps clients navigate federal flood program requirements and assess coverage for structures and contents based on local flood zone maps. Policies can be tailored to meet mortgage lender mandates and mitigate financial risk from storms or rising water. This office also extends its flood insurance services to clients in the neighboring Fairfield Metro area, including Bridgeport.

CA
425 Kings Hwy E
Cusmano Agency
Flood Insurance Agent · Fairfield, CT

Cusmano Agency serves Fairfield, Connecticut, and its surrounding communities with flood insurance agent services. It handles applications for federal and private flood coverage to protect residential and commercial properties in flood-prone zones near Long Island Sound and local waterways. The agency assists clients in understanding flood maps and policy options tailored to individual property risks. This work typically involves a thorough review of a property’s elevation and flood zone designation to recommend appropriate coverage limits and deductibles.

KF
1495 Black Rock Tpke
Karen Fowler: Allstate Insurance
Flood Insurance Agent · Fairfield, CT

For property owners in Fairfield, CT, Karen Fowler: Allstate Insurance offers flood insurance as a single-service purchase or as part of an ongoing policy relationship, depending on client preference standard for the area. Their coverage typically protects against water damage from rising surface waters, a risk common to many local properties near the Long Island Sound shoreline. Service is available on a one-time or as-needed basis, with scheduled renewals recommended to maintain continuous protection during flood season.

MB
173 Post Rd
The Morfe-Behan Agency: Allstate Insurance
Flood Insurance Agent · Fairfield, CT

Serving as a local flood insurance agent, The Morfe-Behan Agency: Allstate Insurance in Fairfield, CT specializes in securing coverage against rising water damage. It generally assists policyholders with understanding complex federal and private flood policies. Recognizing that standard homeowners insurance often excludes flooding, the agency focuses on protecting properties in this coastal and riverside region. This work becomes especially critical during hurricane season, when storm surge and heavy rainfall from nor’easters elevate flooding risk significantly for local homes and businesses.

MI
580 Tunxis Hill Rd
Morrison Insurance Agency
Flood Insurance Agent · Fairfield, CT

Morrison Insurance Agency provides flood insurance solutions for property owners in Fairfield, Connecticut. It specializes in helping residential and commercial clients assess flood risk and secure appropriate coverage tailored to their specific needs. Drawing upon standard flood mapping data and insurer guidelines, the agency guides policyholders through the enrollment process. Beyond standard residential policies, the agency serves commercial sectors including offices, warehouses, and food service operations, helping them protect their assets from potential water damage.

NI
1828 Post Rd
Nationwide Insurance: Stephen F Boccarossa
Flood Insurance Agent · Fairfield, CT

Homeowners in Fairfield often face rising waters from heavy spring rains and coastal storms. Nationwide Insurance: Stephen F Boccarossa assists property owners in securing coverage that addresses these local flood risks. The agent reviews federal and private flood insurance options, helping clients understand policy limits and deductible choices for their specific properties. Protecting a home from flood damage requires careful evaluation of building structure and elevation levels. The initial step is a thorough inspection of the property’s flood zone and risk factors to recommend suitable protection.

DE
35 Kings Hwy E Suite 205
Double Eagle Insurance Agency of CT
Flood Insurance Agent · Fairfield, CT

Double Eagle Insurance Agency of CT in Fairfield handles residential flood insurance policies, helping homeowners protect their properties from potential water damage. Commercial coverage is also available for local businesses seeking similar safeguards. The agency serves clients throughout Fairfield and the surrounding Connecticut areas, offering guidance on necessary coverage levels. Policyholders can rely on this agent for follow-up consultations and adjustments between regular annual visits, ensuring their flood protection remains appropriate as conditions change.

SI
1515 Black Rock Tpke Suite 101
The SIG Insurance Agencies
Flood Insurance Agent · Fairfield, CT

The SIG Insurance Agencies in Fairfield, CT, is known for guiding property owners through the complexities of flood insurance, offering coverage assessments for residential and commercial clients throughout the Fairfield County area. This agency helps analyze flood zone risks and policy options to protect against water damage from storms or rising tides. Clients can consult with the team for guidance on backing up existing homeowners policies. The agency’s services also extend to adding excess flood coverage for high-value properties.

CA
16 Sherman Ct
Connelly Agency Inc
Flood Insurance Agent · Fairfield, CT
(203) 256-8888
connellyinsurance.com
DI
45 Sherman St
Doyle Insurance
Flood Insurance Agent · Fairfield, CT
(203) 454-3537
crossprivateclient.com/customer-service/employee-directory/tim-doyle
SD
200 Mill Plain Rd
Shoff Darby Insurance Agency
Flood Insurance Agent · Fairfield, CT
(203) 259-8308
shoffdarby.com
MI
1580 Post Rd
Murren Insurance
Flood Insurance Agent · Fairfield, CT
(203) 259-5600
murreninsurance.com
HI
1735 Post Rd STE 5
Hatfield Insurance Inc
Flood Insurance Agent · Fairfield, CT
(203) 256-5660
hatfieldinsuranceagency.com
HI
777 Commerce Dr
HUB International
Flood Insurance Agent · Fairfield, CT
(203) 337-1800
hubinternational.com/offices/us/connecticut/fairfield
HI
16 Sherman Ct
HUB International
Flood Insurance Agent · Fairfield, CT
(203) 256-8888
hubinternational.com/offices/us/connecticut/fairfield-sherman-court

What Does a a Flood Insurance Agent in Fairfield Cost?

The cost of flood insurance in Fairfield Connecticut varies based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone, but can be higher in high-risk coastal areas. Private insurers may offer lower rates for low-risk properties. This is general information and not insurance advice.

About flood insurance agents in Fairfield

Flood insurance agents in Fairfield Connecticut help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Connecticut requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Fairfield is located near the Long Island Sound and has many areas designated as Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Fairfield Connecticut?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance. Even if not required, many agents recommend coverage because Fairfield has experienced coastal flooding from storms and high tides.

What does a flood insurance agent do in Fairfield?

A flood insurance agent helps you determine your flood zone risk, explains NFIP and private policy options, and assists with completing the required elevation certificate. They can also help you file claims after a flood event.

How long does it take to get a flood insurance policy in Connecticut?

Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private flood policies may have different waiting periods, so it is important to plan ahead.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.