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Find Flood Insurance Agents Near You in Hartford, CT

Browse flood insurance agents serving Hartford, Connecticut. Updated 2026-07-14.

The top-rated flood insurance agent in Hartford, Connecticut is John Pedraza - State Farm Insurance Agent, rated 4.9 stars across 295 reviews. Other highly rated options include The Hartford, Alphonsus Aguh: Allstate Insurance, Brightway Insurance, The Tavia Forrest Agency. This directory lists 13 flood insurance agents serving Hartford.

Showing 13 flood insurance agents in Hartford, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Pedraza - State Farm Insurance Agent2074 Park St(860) 233-0019
2The Hartford1 Hartford Plaza(860) 547-5000
3Alphonsus Aguh: Allstate Insurance737 Wethersfield Ave(860) 247-0829
4Brightway Insurance, The Tavia Forrest Agency92 Weston St Unit 28(860) 321-5101
5Shimkus, Murphy & Lemkuil, Inc.380 New Britain Ave(860) 249-1396
6Farmers Insurance - Tina Virola321N Franklin Ave(860) 541-5160
7Travelers InsuranceTower Square, One(888) 564-5043
8Tinker Realty & Insurance1136 Albany Ave(860) 247-7026
9Insurance Services of the Northeast LLC641 Farmington Ave(800) 216-2305
10Travelers300 Windsor St(877) 828-4110
JP
2074 Park St
John Pedraza - State Farm Insurance Agent
Flood Insurance Agent · Hartford, CT

John Pedraza - State Farm Insurance Agent serves the Hartford, Connecticut metro area as a flood insurance agent. The agency helps homeowners, renters, and business owners secure coverage that protects properties from water damage caused by rising waters and heavy storms. Flood policies are often required in designated flood zones and are separate from standard homeowners insurance. The company guides clients through the coverage options and assists with filing claims after flood events. It specifically handles residential flood policies for single-family homes and commercial flood insurance for local businesses.

HA
1 Hartford Plaza
The Hartford
Flood Insurance Agent · Hartford, CT

The Hartford in Hartford, CT offers flood insurance agent services to assess flood risks and secure appropriate coverage. The company assists with initial policy applications and provides ongoing support for policy maintenance and claims filing. Its agents guide property owners through complex floodplain regulations and ensure coverage adapts to changing risk profiles. The Hartford services single-family homes, apartments, retail establishments, and restaurants in the local area.

AA
737 Wethersfield Ave
Alphonsus Aguh: Allstate Insurance
Flood Insurance Agent · Hartford, CT

Serving Hartford and its surrounding communities in Connecticut, Alphonsus Aguh: Allstate Insurance handles flood insurance policies for homeowners and businesses. It addresses property protection needs against rising water and storm surge, matching clients with coverage options to safeguard their assets. To manage each typical job, the agency begins by assessing a property’s specific flood risk and then explains coverage limits and deductibles clearly, ensuring the client understands their plan before finalizing the policy.

BI
92 Weston St Unit 28
Brightway Insurance, The Tavia Forrest Agency
Flood Insurance Agent · Hartford, CT

In Hartford, spring thaws and sudden storms can raise local flood risks, leaving homeowners uncertain about their coverage. Brightway Insurance, The Tavia Forrest Agency is a flood insurance agent helping residents find appropriate policies for the area. They guide clients through standard National Flood Insurance Program options and private alternatives. Understanding each property’s flood zone is essential for proper protection, so the agency begins every new relationship by scheduling a thorough inspection and assessment of the home.

SM
380 New Britain Ave
Shimkus, Murphy & Lemkuil, Inc.
Flood Insurance Agent · Hartford, CT

Shimkus, Murphy & Lemkuil, Inc. offers both one-time policy purchases and recurring annual coverage options for flood protection in Hartford, CT. Obtaining adequate flood insurance is essential for property owners in this region, as standard homeowners policies typically exclude damage from rising water. The agency helps clients assess their specific risk factors to select appropriate coverage limits. Their services are provided on a scheduled basis through annual renewals or as-needed when properties are first purchased or refinanced.

FI
321N Franklin Ave
Farmers Insurance - Tina Virola
Flood Insurance Agent · Hartford, CT

Farmers Insurance - Tina Virola serves the Hartford area with personalized flood insurance solutions, helping property owners secure essential coverage against water damage. The company specializes in policies that protect homes, rental properties, and commercial spaces from flooding events common in the region. Their work includes assessing individual risk factors to recommend appropriate policy limits and deductibles. Beyond standard flood plans, they offer additional endorsements for broader protection. This agency can assist local offices, warehouses, and food service establishments seeking to safeguard their assets and operations from flood-related losses.

TI
Tower Square, One
Travelers Insurance
Flood Insurance Agent · Hartford, CT
TR
1136 Albany Ave
Tinker Realty & Insurance
Flood Insurance Agent · Hartford, CT

Tinker Realty & Insurance specializes in flood insurance coverage for residential and commercial properties throughout the Hartford, CT area. The agency works closely with property owners to evaluate flood risk and select policies that meet their specific needs. It assists clients in navigating National Flood Insurance Program requirements and comparing private market options. As flood hazards increase due to changing weather patterns in the region, Tinker Realty & Insurance helps property owners prepare before the spring thaw and heavy rain seasons arrive.

IS
641 Farmington Ave
Insurance Services of the Northeast LLC
Flood Insurance Agent · Hartford, CT

Insurance Services of the Northeast LLC, based in Hartford, CT, is known for specializing in flood insurance for residential and commercial properties. The agency assesses clients’ properties in flood-prone areas to secure appropriate coverage under the National Flood Insurance Program. It works with local homeowners whose mortgages require this protection. For business needs, the agency can also advise on commercial property policies to safeguard inventory and equipment from potential water damage. A specialty service the agency offers is helping clients navigate tricky elevation certificate requirements to better tailor their specific coverage limits.

TR
300 Windsor St
Travelers
Flood Insurance Agent · Hartford, CT

Travelers in Hartford, CT provides residential flood insurance services, assisting homeowners with policies that protect against water damage from storms and rising waters. The agency also offers commercial coverage for local businesses seeking to safeguard their properties and assets. Serving the Hartford area and surrounding communities, they help clients navigate federal flood program requirements and private insurance options. Customers frequently return between regular visits to adjust coverage as flood maps change or property values shift, ensuring continued protection.

7M
72 Main St
72 Main Insurance
Flood Insurance Agent · Hartford, CT
(860) 524-9595
GI
One Financial Plaza, 755 Main St 2nd Floor
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Hartford, CT
(860) 426-6200
assuredpartners.com/Hartford
FG
53 Connecticut Blvd Suite 2
Fraleigh & Gray Inc
Flood Insurance Agent · Hartford, CT
(860) 633-1880
fraleighandgray.com

What Does a a Flood Insurance Agent in Hartford Cost?

Typical flood insurance costs in Hartford range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may be higher or lower. Premiums are set by federal guidelines and vary by property. This is general information, not insurance advice.

About flood insurance agents in Hartford

Flood insurance agents in Hartford, CT help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Connecticut law requires flood insurance for properties in high-risk flood zones if the owner has a federally backed mortgage. Agents can guide you through elevation certificates and flood map updates specific to Hartford County.

Frequently Asked Questions

Is flood insurance required in Hartford CT?

Flood insurance is not required by state law, but lenders typically require it for properties in Special Flood Hazard Areas as designated by FEMA. Hartford has several areas mapped as high risk, especially near the Connecticut River.

What does a flood insurance agent do in Connecticut?

A flood insurance agent helps you assess your flood risk, choose appropriate coverage limits, and complete the NFIP application. They also assist with elevation certificate requirements and can explain waiting periods and coverage exclusions under Connecticut law.

How long does it take for flood insurance to start in CT?

NFIP policies have a standard 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. Your agent can confirm the effective date for your specific situation.

Flood Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.