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Find Flood Insurance Agents Near You in Waterbury, CT
Directory of flood insurance agents in Waterbury, Connecticut. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Waterbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 16 flood insurance agents in Waterbury, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Muni Insurance, Inc.
211 Chase Ave, Waterbury, CT 06704
(203) 527-3669
muniinsurance.com
Connor Rafferty: Allstate Insurance
767 Wolcott St, Waterbury, CT 06705
(203) 757-9601
agents.allstate.com
B&A Benefit Solutions
45 Pilgrim Ave, Waterbury, CT 06704
(203) 565-6419
insuranceiswhatwedo.com
American Financial Solutions llc
48 Meriden Rd, Waterbury, CT 06705
(203) 706-4015
americanfinancialsolutions.net
Grand Folder LLC
1325 E Main St, Waterbury, CT 06705
(800) 288-5064
thegrandfolder.com
Main Street Insurance - Waterbury Office
345 W Main St, Waterbury, CT 06702
(203) 757-5737
mainstreetinsct.com
Mark Shumilla - State Farm Insurance Agent
520 Frost Rd FL-1, Waterbury, CT 06705
(203) 757-6300
markshumilla.com
Douglas Haywood: Allstate Insurance
1884 E Main St, Waterbury, CT 06705
(203) 757-9009
agents.allstate.com
Jack D Edsall Jr - State Farm Insurance Agent
1101 Huntingdon Ave UNIT 3, Waterbury, CT 06704
(203) 755-3700
jackedsall.com
Sundel & Milford Inc
11 Scovill St # 4, Waterbury, CT 06706
(203) 753-0114
sundelmilford.com
Blasius Personal Insurance
500 Captain Neville Dr, Waterbury, CT 06705
(203) 527-6002
blasiusinsurance.com
Acrisure Waterbury, CT (Security First Ins Group)
255 Bank St, Waterbury, CT 06702
(203) 574-5200
acrisure.com
World, Formerly Known As CDR Insurance Group
211 Schraffts Dr, Waterbury, CT 06705
(203) 754-3156
cdrinsurance.com
Heritage Insurance Inc
820 Hamilton Ave UNIT 2, Waterbury, CT 06706
(203) 755-1228
heritageinswtby.com
Di Franceso Insurancy Agency
1115 W Main St, Waterbury, CT 06708
(203) 756-8176
mydifrancescoinsurance.com
Bravo Insurance Group
39 Meriden Rd, Waterbury, CT 06705
(203) 518-5845
bravoinsurancect.com
Flood insurance agents in Waterbury Connecticut help property owners understand and purchase flood coverage through the National Flood Insurance Program and private insurers. Waterbury is located in New Haven County and has areas near the Naugatuck River that may require flood insurance. Connecticut law requires lenders to mandate flood insurance for properties in high-risk flood zones.
What Does a Flood Insurance Agent in Waterbury Cost?
Flood insurance costs in Connecticut vary widely based on your property's flood zone, elevation, building type, and coverage amount. NFIP policies for a single-family home in Waterbury can range from about $500 to over $2,000 per year. Private flood insurance may offer different rates and higher coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Waterbury Connecticut?
Flood insurance is not required by state law for all properties. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Check FEMA flood maps for your specific location in Waterbury.
What does a flood insurance agent in Waterbury do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and complete the application process. They can explain coverage limits, deductibles, and exclusions specific to Connecticut flood zones.
How long does it take to get flood insurance in Waterbury?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast to buy a policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.