The top-rated flood insurance agent in Newington, Connecticut is D.M. Johnson Insurance, rated 5.0 stars across 117 reviews. Other highly rated options include Michael Audekerk - State Farm Insurance Agent, Connecticut Insurance Exchange, Koziura Szafranski Insurance Agency. This directory lists 10 flood insurance agents serving Newington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | D.M. Johnson Insurance | 2434 Berlin Tpke | (860) 467-0952 |
| 2 | Michael Audekerk - State Farm Insurance Agent | 63 E Cedar St | (860) 666-1037 |
| 3 | Connecticut Insurance Exchange | 112 Market Square | (860) 666-5443 |
| 4 | Koziura Szafranski Insurance Agency | 365 Willard Ave STE 2J | (860) 667-2161 |
| 5 | Allstate Insurance - Anthony Savio | 39 E Cedar St | (860) 512-2577 |
| 6 | Nationwide Insurance: Arthur K Szafranski | 365 Willard Ave STE 2J | (860) 667-2161 |
| 7 | John M. Glover Insurance Agency | 1090 Main St | (860) 753-3453 |
| 8 | De Conti Insurance Associates Inc | 81 Market Square Suite 1 | (860) 236-1205 |
| 9 | Farmers Insurance - Manjula Iyer | 451 New Britain Ave Ste B | (860) 665-0292 |
| 10 | JRM Insurance Associates, LLC | Harris Dr | (833) 576-7526 |
D.M. Johnson Insurance serves the Newington, Connecticut area as a local flood insurance agent. The company helps clients navigate federal and private flood insurance options to protect residential and commercial properties. It assesses individual risk factors specific to local flood zones and advises on necessary coverage levels. Policyholders receive guidance on claims processes and policy adjustments as community flood maps change. The agency handles standard National Flood Insurance Program policies and excess flood coverage for higher-value structures.
Homeowners, businesses, and property managers in Newington, CT work with Michael Audekerk - State Farm Insurance Agent for flood insurance coverage. He helps clients assess their flood risk and select appropriate policies to protect their properties from water damage. The agency guides customers through the application process and explains how flood insurance differs from standard homeowners coverage. This agent also serves the surrounding Hartford area and nearby communities like Wethersfield and Rocky Hill.
Connecticut Insurance Exchange provides residential and commercial flood insurance policies for properties in Newington, CT and surrounding areas. It assists clients with Risk Rating 2.0 requirements and flood zone determination. The agency offers policy reviews and guidance on National Flood Insurance Program coverage options. Service plans include annual policy check-ins to adjust coverage for structural changes or flood map revisions. It serves single-family homes, apartments, retail buildings, and restaurants in the local service area.
Serving Newington, Connecticut, and the surrounding communities in Hartford and Tolland counties, Koziura Szafranski Insurance Agency handles flood insurance policies for both residential and commercial properties. It navigates the complexities of the National Flood Insurance Program to secure appropriate coverage for clients in designated flood zones. The agency conducts a thorough review of each property’s flood map designation and elevation to tailor the policy accordingly. It works directly with property owners to identify necessary coverage limits and deductibles.
Allstate Insurance - Anthony Savio in Newington, CT offers flood insurance coverage tailored to individual property needs. A one-time policy purchase secures protection for a specific term, while a recurring plan automatically renews to maintain continuous coverage against flood damage. This distinction helps clients decide between short-term assurance and long-term risk management. Policies typically cover structural repairs and contents replacement following flood events. Service runs on a one-time or scheduled basis, with policy renewals arranged as needed per the client’s requirements.
As a flood insurance agent, Nationwide Insurance: Arthur K Szafranski in Newington, CT specializes in securing coverage for properties in designated flood zones. It also assists homeowners and business owners with evaluating their risk of water damage from rising waters and obtaining appropriate policies through the National Flood Insurance Program. This agency recognizes that storms and heavy spring thaws common to the area can create unexpected flooding outside mapped high-risk zones. It ultimately helps clients navigate the waiting periods and documentation required before a predicted weather event arrives.
Flood season often brings uncertainty to Newington residents seeking to protect their properties. John M. Glover Insurance Agency provides straightforward guidance as a local flood insurance agent. The team explains coverage options in plain terms, helping homeowners and businesses understand policy limits and exclusions. They focus on matching each client with an appropriate plan for the area’s specific flood risks. Consultations begin with a thorough property inspection to evaluate potential water damage hazards and determine necessary coverage levels.
De Conti Insurance Associates Inc helps clients in Newington, CT secure appropriate coverage. The agency specializes in flood insurance, addressing the specific risks faced by properties near waterways and in flood-prone zones. Policies are tailored to protect against water damage from storms, rising tides, and overflow. Commercial operations such as offices, warehouses, and food service establishments can receive dedicated flood insurance solutions designed for their business structures and inventory.
Farmers Insurance - Manjula Iyer serves homeowners in Newington, Connecticut, by helping them secure flood insurance policies that protect residential properties from potential water damage. This agency also offers commercial flood coverage for local businesses seeking to safeguard their assets and operations. Service extends throughout the Newington area and surrounding communities, ensuring clients have access to essential flood protection guidance. After a policy is in place, the agency remains available for follow‑up questions and can assist with adjustments or renewals between regular visits.
JRM Insurance Associates, LLC in Newington, CT is known for guiding property owners through flood insurance policies that meet local requirements. The company helps residential and commercial clients in Newington and surrounding Connecticut communities secure flood coverage. Flood insurance agents at the firm clarify coverage limits, deductibles, and waiting periods tied to federal programs. As an ancillary service, the agency can add on excess flood protection for higher-value properties that need policy limits above standard program caps.
What Does a a Flood Insurance Agent in Newington Cost?
Typical flood insurance costs in Connecticut range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, coverage amount, and property characteristics. Private market policies may offer different pricing. Costs vary by case based on elevation, deductible, and building value. This is general information, not insurance advice.
About flood insurance agents in Newington
Flood insurance agents in Newington Connecticut help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Connecticut law requires flood insurance disclosures for certain real estate transactions, and agents can explain how local flood zones affect your policy options. Working with a local agent ensures you get coverage that meets both state requirements and your specific needs.
Frequently Asked Questions
Do I need flood insurance in Newington Connecticut?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones, flooding can occur, and an agent can help you evaluate your risk.
What does a flood insurance agent in Newington do?
A flood insurance agent assesses your property's flood risk, explains policy options from the NFIP and private insurers, and helps you choose coverage limits. They also assist with claims and policy renewals.
How do Connecticut laws affect flood insurance?
Connecticut law requires sellers to disclose known flood hazards and flood insurance requirements. Agents must be licensed by the Connecticut Insurance Department and follow state regulations for policy sales and disclosures.
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