The top-rated flood insurance agent in Monroe, Connecticut is Darren Dyson, Koritko Insurance Group, Inc., rated 5.0 stars across 57 reviews. Other highly rated options include Shildneck & Associates Insurance Services, LLC, Angelovic Insurance Group LLC, Fida Insurance Group. This directory lists 16 flood insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Dyson, Koritko Insurance Group, Inc. | 731 Main St unit 124 | (203) 268-7224 |
| 2 | Shildneck & Associates Insurance Services, LLC | 500 Purdy Hill Rd STE 5 | (203) 590-3500 |
| 3 | Angelovic Insurance Group LLC | MONROE PROFESSIONAL BUILDING, 450 Monroe Turnpike Suite 100 | (203) 459-8000 |
| 4 | Fida Insurance Group | 244 Monroe Turnpike | (203) 445-0031 |
| 5 | Adam Miller Agency, LLC | 227 Monroe Turnpike 2nd floor | (203) 261-5090 |
| 6 | Lawrence McNellis: Allstate Insurance | 417 Main St | (203) 268-3300 |
| 7 | Jennifer Draney - State Farm Insurance Agent | 494 Main St #1 | (203) 261-7772 |
| 8 | Smith Brothers Insurance | 501 Main St #101 | (203) 268-9999 |
| 9 | John Zsoldos - Insurance Agent Koritko Insurance | 731 Main St unit 124 | (203) 268-7224 |
| 10 | Koritko Insurance Group Inc | 731 Main St | (203) 268-7224 |
Darren Dyson, Koritko Insurance Group, Inc. serves Monroe and the surrounding Fairfield County area, specializing in flood insurance solutions for residential property owners. Navigating federal regulations and local flood zone maps, the agency helps clients understand their risk of water damage from storms and rising waterways. Policies are tailored to each owner’s specific exposure. The company handles both NFIP policy renewals and new flood insurance applications for homes in designated flood plains.
Shildneck & Associates Insurance Services, LLC, in Monroe, CT, offers flood insurance coverage that addresses rising water risks and property damage. Its service approach helps clients identify appropriate policy limits and navigate required federal elevation certificates through a straightforward consultation process. The agency also provides ongoing support with policy amendments, renewals, and claims guidance for covered flood events. It handles insurance needs for a diverse range of structures, including single-family homes, apartment complexes, retail establishments, and restaurants.
Angelovic Insurance Group LLC serves homeowners, businesses, and property managers in Monroe, Connecticut, who require flood insurance coverage. The agency helps clients assess their flood risk and navigate policy options through the National Flood Insurance Program. Given the area’s exposure to heavy rainfall and proximity to waterways, securing proper protection is essential for safeguarding properties and assets. The firm provides guidance on coverage limits and claims support to ensure clients understand their policies. It also serves neighboring communities throughout Fairfield County.
Fida Insurance Group serves Monroe, Connecticut, and the surrounding Fairfield County communities. The agency handles residential and commercial flood insurance policies for local property owners. These plans address the specific flood risks common to the region. A dedicated agent reviews each client’s property location and coverage needs. The company then documents the appropriate policy limits and explains the terms of the National Flood Insurance Program. To handle a typical job, the agent gathers flood zone data, compares available options, and issues the policy with a clear breakdown of deductibles and exclusions.
Adam Miller Agency, LLC in Monroe, CT provides both one-time flood insurance quotes to assess current property risk and recurring policy reviews for ongoing coverage adjustments. These services ensure that residential or commercial properties in flood-prone local zones have appropriate protection against water damage from storms or rising waterways. Coverage options discussed with clients focus on federal NFIP policies or private market alternatives based on each property’s specific exposure. The agency’s assistance, from initial consultation through claim support, runs on both a scheduled and as-needed basis.
Lawrence McNellis: Allstate Insurance offers flood insurance services for properties in Monroe, Connecticut. The agency helps residential and commercial clients assess their flood risk and secure appropriate coverage. Against the backdrop of seasonal nor’easters and heavy spring rains, it guides customers through the complexities of flood policy options. When hurricane remnants or rapid snowmelt threaten local waterways, the agency assists with reviewing policy details to ensure properties remain protected against potential flood damage.
Residents of Monroe, CT, often face seasonal flooding from heavy rain or snow melt, and Jennifer Draney’s State Farm agency helps property owners prevent costly losses by outlining clear policy options. As a local flood insurance agent, the office explains essential coverage gaps that typical homeowners plans leave unprotected. Each consultation focuses on assessing the unique risks of a specific property before recommending the right protection. To begin, an agent schedules a walkthrough of the home’s lower level and surrounding drainage areas.
Smith Brothers Insurance provides flood insurance agent services to clients in Monroe, Connecticut, reaching homeowners and businesses needing protection against water damage. The company specializes in assessing individual property risks tied to local flood zones and waterways. It offers guidance on coverage options that help property owners address potential financial losses from rising waters. This local agency also serves commercial sectors, including offices, warehouses, and food service establishments seeking tailored flood insurance policies.
John Zsoldos of Koritko Insurance provides residential flood insurance coverage in Monroe, including policies for single-family homes. Commercial flood protection is also arranged for local businesses. The agency serves Monroe, CT, and surrounding areas within the regular service region. Each policy is structured to meet standard flood zone requirements and lender stipulations. Clients are contacted regarding follow-up reviews prior to policy expiration, ensuring continuous coverage between regular visits without gaps or lapses.
Koritko Insurance Group Inc in Monroe, CT is known for guiding homeowners through the complexities of flood insurance in a region prone to weather-related water damage. They assist clients in securing policies from the National Flood Insurance Program while also exploring private market options for broader coverage. Their service range covers risk assessments for properties near waterways and low-lying areas. They can additionally provide guidance on securing coverage for basements and finished below‑grade living spaces.
What Does a a Flood Insurance Agent in Monroe Cost?
Typical flood insurance costs in Connecticut range from 500 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less based on risk. Costs vary significantly by property. This is general information, not insurance advice.
About flood insurance agents in Monroe
Flood insurance agents in Monroe Connecticut help property owners understand their risk and secure coverage through the National Flood Insurance Program. Connecticut law requires flood insurance for properties in designated flood zones with a federally backed mortgage. Agents can also advise on private flood insurance options for additional protection.
Frequently Asked Questions
Do I need flood insurance in Monroe Connecticut?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside these zones, agents recommend coverage due to Monroe's proximity to rivers and streams.
How do I choose a flood insurance agent in Monroe?
Look for an agent licensed in Connecticut who is familiar with FEMA flood maps for Monroe. Ask about their experience with both NFIP policies and private flood insurance options.
What does flood insurance cover in Connecticut?
Standard flood insurance covers building structure and contents up to policy limits. It does not cover basement improvements or items in a finished basement. Connecticut law requires a 30-day waiting period before coverage takes effect.
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